Business guides

A complete look at what it takes to keep your business moving forward with confidence.

All business guides

Term loans explained: how they work and when to use one

A term loan lets you repay a lump sum of cash over a fixed term, but is it right for your business?

Invoice factoring explained: how it works and what to consider

If your business relies on invoicing, invoice factoring can provide early access to customer payments, helping to improve cash flow.

What is purchase order financing? Everything you need to know

Purchase order financing can provide a vital cash lifeline for SMEs chasing big orders. Find out more with our quick guide.

Business finance explained: how to choose the right funding for your business

Explore the key types of business finance, why they matter and how to find the right funding option for your business needs.

What is invoice discounting and how does it work?

Discover how you could improve your company’s cash flow by borrowing against your unpaid invoices.

VAT loans: a practical guide for UK businesses

Need help with your VAT bill? Short-term VAT loans can cover essential tax payments and keep your business on track.

Asset-based lending: what is it and how does it work?

Find out how you could use business assets to help you secure a loan.

What is asset finance? Everything you need to know

Discover how your business could access new equipment or vehicles with minimal upfront costs.

Merchant cash advance explained: a guide for small businesses

A merchant cash advance offers a flexible alternative to a business loan – but is it right for you? Discover the pros and cons in this helpful guide.

Invoice finance explained: a simple guide for SMEs and startups

Invoice finance could be an easy way to boost business cash flow if you regularly invoice clients.

Cash flow loans: the ultimate guide for small businesses in the UK

Learn how cash flow loans can help your business bridge financial gaps. Discover how they work, their benefits, eligibility criteria and how to apply.

Working capital loans explained

A working capital loan can help to cover the day-to-day running costs of your business. Find out more with our five-minute guide.

What is a revolving credit facility and how does it work in the UK?

Discover what a revolving credit facility is, how it works, and how it can help manage cash flow for your business.

What do you need for a business credit card?

Discover which documents and information you need to successfully apply for a business credit card in this practical guide.

Business credit score: what it is, how to check it and ways to improve yours

Having a good business credit score can help you secure finance and negotiate better deals. Discover practical steps to boost yours today!