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Business guides

Our business guides cover a wide selection of topics, ranging from insurance to getting the best business utility tariffs. Our guides can help you cut some of your company's everyday costs.

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Angel investors: how to secure funding for your startup

Angel investors, wealthy individuals investing in startups, offer vital funding opportunities for new businesses. Here’s what you need to know.

A young man in a cafe covers his mouth and looks in disgust at the food in front of him.

What is public liability insurance and what does it cover?

Public liability insurance protects your business if someone sues you due to an injury or damage to their property. Here’s how it works.

Business savings accounts explained

You could be making interest on your business's spare cash by moving it into a business savings account. Here is how they work and how to open one.

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What insurance do I need for my business?

No one wants to pay for something they may never use, but sometimes business insurance isn’t an optional extra. We explain when business insurance becomes a legal requirement, and when it’s a matter of choice.

What you need to check for

A worried-looking woman looks at paperwork.

7 crucial mistakes to avoid when writing a business plan

A business plan can boost your firm’s chances of success, but get it wrong and you could damage your company. Here’s what to avoid when writing your plan.

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How to write a business plan executive summary in 5 steps

Learn how to write an effective executive summary for your business plan that clearly communicates your key points in just 5 steps.

A smiling businessman leaning back in his seat with his hands behind his head.

9 key sections of an effective business plan explained

Create a successful business plan to turn your ‘eureka’ ideas into reality. This guide outlines all the essential elements you need to include.

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How to write a business plan for a loan: a step-by-step guide

Many lenders require a strong business plan before approving a loan. Learn what to include to boost your chances of success.

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What is a business plan and why every entrepreneur needs one

Crafting a business plan boosts your chances of running a successful business and helps secure funding for your venture. Begin developing your plan today.

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How to do market research for a small business in 7 simple steps

Whether you’re a startup, launching a fresh product or just want to improve, market research connects you with your customers. Here’s how to do it.

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Public liability insurance for the self-employed: the essential guide

Public liability insurance protects your finances if the worst happens. Find out what it covers and why it’s so crucial for sole traders.

Online Business Ideas to Dominate the Digital World

From dropshipping to online coaching, discover over 30 successful internet business ideas to get your online venture off the ground.

How To Take Payments From Your Customers

Collecting payment by card, cash, or invoice doesn’t have to be difficult. Find out how to make it easy for your customers to pay.

Learn How to Open a New Shop or Retail Business

Discover how to launch a successful retail outlet. We show you how to create a business plan, research your market, secure the right finance and more…

How To Get Started As A Health Advisor

Want to help people? A career as a health advisor can help you gain qualifications and a strong pension, and you get to aid those in need. Find out more in our guide.

How To Get Started In Web Development And Design

Ready to work with the web? Discover how to level up your web design skills, learn web development essentials and find out what you could earn building websites

Helping You Get Started in IT Support

Find out what you need to know about working as an IT service technician and making a career in user support.

Manage Your Way To Social Media Success

Discover how to become a social media manager with our essential five-minute guide.

Do you need a business bank account? Key rules, benefits and FAQs

Confused about the rules for business bank accounts? This guide explains all you need to know.

Business overdrafts: what they are and how to apply

Learn how business overdrafts work, their benefits and how to apply for one.

How to get a business loan: your step-by-step guide to approval

Boost your chances of approval for a business loan with our easy-to-follow guide.

10 Small Business Ideas

What is a business line of credit? How it works and when to use it

A business line of credit gives you access to the funds you need, as and when you need them. Here’s how they work and how to get one.

Personal guarantees for business loans explained

Agreeing to provide a personal guarantee can help your company qualify for a business loan. Here’s what you need to know.

How do business loans work? Here’s what you need to know

This in-depth guide explains how business loans work, the types of business loans available, and who can apply.

10 Small Business Ideas

30 small business ideas for 2025

Keen to set up a small business in 2025? Here’s our pick of the best businesses to start this year.

The Average Business Loan Interest Rates For 2025

Does a low interest rate always mean you’re getting the best deal on a business loan? Find out with our 2025 business loan interest rate guide.

10 Small Business Ideas

What do the new workers’ rights proposals mean for your business?

The government recently published draft legislation outlining proposed changes to the Employment Rights Bill. Here's how it might impact your business.

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Debt financing explained: is it the right choice for your business?

Explore our guide to debt financing for small businesses and whether it’s right for you. Learn about its benefits, drawbacks and top funding sources.

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Startup costs: how much money will you need for your business?

Startup costs vary widely depending on the type of business you want to set up. Here’s how to work out how much money you need to fund your business plans.

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Peer-to-peer lending: what business owners need to know

Learn how peer-to-peer (P2P) lending can benefit your small business, with key insights into the application process, interest rates, and more.

Equity crowdfunding for startups: what it is and how it works

Explore equity crowdfunding with our comprehensive guide. Uncover its benefits, risks and potential to help your business with investor support.

Sources of funding for your business: top options explained

There are plenty of sources for business finance around if you know where to look. Explore all the available options with our complete guide.

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Startup funding: 10 realistic ways to raise money for your business

Discover 10 effective ways to fund your business, including loans, investors, crowdfunding, and grants, with insights to help you choose the best option.

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Crowdfunding: a guide for startups and small businesses

Discover how crowdfunding can help your startup or small business raise funds from people rather than traditional financial institutions.

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Venture capital for startups and small businesses explained

Discover how venture capital can fuel your startup’s growth. Our guide offers key insights and tips to help you create a winning pitch.

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Debt vs equity financing: key differences for small businesses

Discover the differences between debt and equity financing. This guide outlines pros and cons, helping small businesses choose the best path for growth.

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Startup and small business grants in the UK: your complete guide

It takes more than enthusiasm and hard work to make a business work, which is where grants for UK-based startups and small businesses come in.

The pros and cons of using your own money to start a business

Self-funding allows you to maintain control of your business and avoid debt, but there are downsides, too, as this guide explains.

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What business expenses can self-employed people claim?

If you’re self-employed you may be able to offset business expenses as part of your tax returns.

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What does the 2024 budget mean for your small business?

The first Labour budget in 14 years has been unveiled by chancellor Rachel Reeves. Here’s what it means for small businesses.

6 ways the Autumn Budget could impact small businesses

Labour’s long-awaited first budget is coming up and rumours are circulating about what might be announced for small businesses.

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How AI can boost small business growth

Artificial intelligence (AI) is a powerful tool that’s here to stay - so how can you use it to help fuel growth for your business?

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How to create financial projections for a business plan in 6 steps

The financial forecast is a crucial part of every business plan. Learn how to create one and the key details you need to include.

"Cashflow projections" written on a piece of paper

What is a cash flow forecast and how can you create one?

Discover our 4-step plan for creating a cash flow projection for your business plan.

Shopkeeper behind his counter ponders his business opportunities.

What is cash flow and why is it important to a small business?

Find out how to stay on top of your cash flow and why it’s a crucial part of running a business.

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How to define the target market in your business plan

All businesses need a target market. But how do you work out who your target market is? Find out with our comprehensive guide.

How SMEs can tackle late invoices with the new Fair Payment Code

Unpaid invoices and the time it takes to chase late payments puts a heavy burden on small businesses - the new Fair Payment Code aims to help.

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What is market research and why it matters for new businesses

Discover how market research can help you better understand your customers and competition and get to grips with the latest market trends.

How The Bank Of England Base Rate Could Impact Your Small Business

The base rate is set by the Bank of England and affects borrowing and interest rates. Here’s what you need to know about how it could impact your business.

Small business owner pondering a decision.

Pros and Cons of a Business Savings Account

Opening a business savings account can be hugely beneficial, but it also has its downsides. Find out if it’s right for you with this essential guide.

How to set up a business bank account

Your business finances are important. Whether you’re a sole trader or running a limited company, setting up a business bank account is quick and easy.

Benefits of a Business Bank Account

Discover why a dedicated business bank account is a smart move for sole traders, freelancers and startups as well as established businesses.

How to Switch a Business Bank Account

Why stick with a business bank account that doesn’t work for you? There are plenty of alternatives that may suit you better, so why not switch? Here’s how.

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Public vs employers' liability insurance: key differences explained

Do you need both public liability and employers’ liability insurance? Find out how they differ and which your business needs in this no-nonsense guide.

What is business insurance and why is it so important?

Business insurance can protect your company from financial losses if something goes wrong. Here’s how it works.

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Public liability vs professional indemnity insurance: key differences

Public liability and professional indemnity insurance protect against different types of compensation claims. We explain how they differ and when you might need them.

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How much business insurance costs and how to save money

Discover the main factors that determine how much your business insurance costs and how you can lower your premiums

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Insurance for startups: a guide to protecting your business

All you need to know about buying the right type of business insurance for your startup.

What is professional indemnity insurance and what does it cover?

Read our guide to professional indemnity insurance to find out what it covers, when you need it and how it can protect your business.

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What Flexible Working Rules Mean For Your Small Business

Employee rights and business obligations change all the time. How do the flexible working rules affect your small business? What might change under Labour?

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Your Guide to Business Bank Account Charges

Understand the one-off fees due when opening a business bank account and how to minimise them to keep your costs low.

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How To Use a Business Savings Account Effectively

Find out how to use a business savings account to build a savings pot for your company with our five-minute guide.

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Understanding Foreign Transaction Fees for Your Business

Trading internationally? Learn how to reduce foreign transaction fees and save on overseas financial dealings with these essential strategies.

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How to Manage a Business Bank Account With Multiple Directors

If your company has more than one director, you need to set up your banking so that the right people have access. Find out how in this complete guide.

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How To Save As a Business

Discover 10 money-saving tips that can boost the financial efficiency of your company.

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Setting Up a Standing Order for Your Business

Standing orders can streamline your business payments. Discover how to set them up to automate your company’s regular payments.

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Your Guide to Business Bank Account Monthly Fees

Opening a business bank account? Discover the ongoing fees you might face and how to limit what you pay.

A business owner analysing financial data in a modern office.

How Much Should Your Business Have in Savings?

Business savings are a must. Without cash to draw on, your company may not survive unexpected challenges. Here’s how much your firm needs in reserve.

Bootstrapping for Startups

Find out how bootstrapping could help get your new business off the ground.

How to Open an Online Shop

Find out everything you need to know about selling products online with your own web-based store.

Is SEIS and EIS Right for My Small Business?

Learn how the Seed Enterprise Investment Scheme (SEIS) and the Enterprise Investment Scheme (EIS) can help you secure funding to grow your small business.

How to Make Social Media Work for Your Small Business

Discover how to use social media marketing to promote your business and help sell products and services to a wide audience.

Can You Use a Personal Account for Business?

You may be able to use a personal current account for business in some cases, but is it a good idea? This quick guide explains what you need to know…

Taking Cash From Your Business Bank Account

Sometimes you need to take cash from your business bank account, but you need to follow the rules if you want to avoid trouble.

Are Business Accounts Protected by the FSCS

The Financial Services Compensation Scheme protects you if a bank or financial institution goes bust. This guide explains whether your business banking is protected

How To Manage Your Business Accounts

Having the right business bank account and managing your accounts properly can help your start-up or established SME thrive. Find out more with our short guide.

What To Do If You’ve Been Rejected For a Business Bank Account

Banks carry out various checks before offering you a business bank account. Here’s what to do if your business bank account application is rejected.

How to Become a Mechanic

Discover how to become a mechanic from acquiring essential skills and qualifications to launching your career as a self-employed or freelance mechanic.

Learn How to Become a Private Tutor

Find out how to become a private tutor. Discover private tutor rates and get practical tips to help you start your own private tutoring business.

Getting Started in Copywriting

Find out how to become a copywriter. Discover freelance copywriter rates and get practical tips to help you start your own copywriting business.

Pave The Way To A Career In Garden Landscaping

Landscaping involves hard graft and imagination in equal measure, making it the perfect job for anyone who relishes working in the great outdoors.

Calculating Your Move into Accounting

Interested in becoming an accountant? This five-minute guide shows you how to get started in accounting.

Small Business Marketing Ideas For Growth

Learn how to best promote your business with these 10 smart marketing ideas for small businesses.

How to Get Funding for a Business

There are plenty of options for small business funding, from bank loans and government grants to angel investors and crowdfunding. We explain the benefits and pitfalls of each approach.

Starting a business from scratch

Find out everything you need to know about starting a business from scratch, including tax, finances, insurance, market research and advertising.

Raising Money For a Business Without a Loan

If you’ve been rejected for a business loan, there are lots of finance options to consider. We run through the options from invoice finance and angel investors to bootstrapping and business grants.

How to Create a Memorable Brand for Your Business

Set your business up for success by following our tips on creating a memorable brand identity.

Starting a Business With No Money

Starting a business doesn’t always require huge amounts of money. Here are the best ways to get your company up and running without cash.

What Is Equity Finance For Businesses?

If you have a new business with little credit history, equity finance could help you get the funding you need. Our guide explains how it works.

Is It Worth Getting A Loan To Start Your Business?

Is a start-up loan the best way to fund a new business? What are the pros and cons? Find out what you need to know before taking out a business start-up loan.

How To Access Emergency Business Funding

Many small businesses need an urgent cash injection at some point. Find out how to get emergency business funding with our five-minute guide.

10 Small Business Ideas

Repaying Your Business Loan and Managing Debt

Defaulting on business loan repayments can have serious consequences for you and your company. Find out more with our quick guide to repaying your business loan.

10 Small Business Ideas

What to Do if Your Bank Has Closed Your Business Bank Account

Find out what to do if your business bank account has been closed and how to recognise and challenge your bank if it has acted unfairly.

Strategies to Make Your Small Business More Efficient

Making your small business more efficient can save you money and time. Our short guide to improving business efficiency shows you how.

How to Register a Trademark in the UK

Protect your business’s critical brand elements like slogans, logos and product names with this step-by-step process for registering your trademark.

How To Protect Your Business from Payment Fraud

Payment fraud is an increasing issue for businesses. Protect your company with these payment fraud prevention tips.

How to Manage Business Debt as a Small Business

Follow these seven steps to help manage business debt and get your business finances back on track.

How to Track and Keep on Top of Business Expenses

Take control of your business expenses to boost your profitability, reduce your tax bill and ensure your accounts remain accurate and up to date.

What Business Tax Relief Are You Entitled to?

Find out how you can qualify for tax relief that could potentially reduce your small business' tax bill.

How To Improve Cash Flow For Small Businesses

Find out how to improve your business cash flow and increase your chances of success.

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