Find a FCA regulated bridging loan that can offer you more security when you buy a new home or when you get short term finance.
Looking through a range of options gives you more chance of securing a great deal. You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.
1
About your home
Tell us about your property – the type of building, the address and your postcode.
2
A bit about what you need
Tell us how much you want to borrow and for how long, we’ll show you loans you’re eligible for.
3
View your options
Once you’ve decided on a loan you can make your full application adding your name and email address.
Think carefully before securing other debts against your home. You home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
| Available On Properties In England | |
| Available On Properties In Scotland | |
| Available On Properties In Wales | |
| Minimum Loan | £50,000 |
| Maximum Loan | £25,000,000 |
| Minimum Property Value | £200,000 |
| UK Residents |
| Available On Properties In England | |
| Available On Properties In Scotland | |
| Available On Properties In Wales | |
| Minimum Loan | £125,000 |
| Maximum Loan | £25,000,000 |
| Minimum Property Value | £150,000 |
| UK Residents |
| Available On Properties In England | |
| Available On Properties In Scotland | |
| Available On Properties In Wales | |
| Minimum Loan | £50,000 |
| Maximum Loan | £1,000,000 |
| Minimum Property Value | £100,000 |
| UK Residents |
| Available On Properties In England | |
| Available On Properties In Wales | |
| Minimum Loan | £50,000 |
| Maximum Loan | £1,000,000 |
| Minimum Property Value | £50,000 |
| UK Residents |
| Available On Properties In England | |
| Available On Properties In Scotland | |
| Available On Properties In Wales | |
| Minimum Loan | £50,000 |
| Maximum Loan | £3,000,000 |
| Minimum Property Value | £100,000 |
| UK Residents |
| Available On Properties In England | |
| Available On Properties In Wales | |
| Minimum Loan | £50,000 |
| Maximum Loan | £3,000,000 |
| Minimum Property Value | £120,000 |
| UK Residents |
| Available On Properties In England | |
| Available On Properties In Wales | |
| Minimum Loan | £30,000 |
| Maximum Loan | £2,000,000 |
| Minimum Property Value | £65,000 |
| UK Residents |
| Based on borrowing | £158,000 over 1 year | The overall cost of comparison | 11.6% APRC representative |
|---|---|---|---|
| Interest rate | 8.30% fixed for 1 year (12 instalments of £1,127.75 pm) | Broker fee | £995 |
| Lender fee | £3185 | Total amount payable | £171,533.00 inc. interest of £13,533.00 |
You can use this comparison to see the monthly interest rates on offer from regulated bridging lenders, and how long you might be able to borrow for.
All of the lenders in this comparison are regulated by the Financial Conduct Authority.
The best way to get the right regulated bridging loan for your needs though, is to speak to a bridging loan broker.
Most regulated bridging lenders only work with brokers and do not lend to the public directly.
Also, a good bridging loan broker will help assess your circumstances and be able to recommend the right loan based on what you need.
To get the right bridging loan you need to know:
How much you need to borrow
Approximately how long you need to pay it back
The value of the asset you are using as security on your loan e.g. your property
All bridging loans are secured, which means they are tied directly to something you own, normally property or land. Here is how secured loans work.
Before you apply, check the following:
The fees
Bridging loan lenders and brokers both charge fees, so make sure you know exactly what you will have to pay.
The interest rate
This is charged monthly not annually, so even a small change can make a big difference to the total cost of your loan.
How interest is charged
Some lenders defer your interest charges until the end of your loan, while others will make you pay monthly. Check how you will have to pay before you apply.
Exactly what is a loan? What can you use it for and how do you get one? Find answers to all your questions about loans here.
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Read MoreShould you borrow against your house? Find out if taking out a secured loan against your home is sensible or something to avoid.
Read MoreChoosing the right way to borrow money can make it cheaper and easier to manage. Here is when you should use a credit card, loan or overdraft.
Read MoreWhen you miss a payment on your loan, you'll be charged a fee. You may be issued with a County Court Judgement or have to declare yourself bankrupt if you continue to miss payments.
Read MoreComparing loans could help you save money. Our award-winning loan comparison service makes sure you get our best interest rates. Our aim is to provide you with the most up-to-date information, as well as useful tools and calculators so to help you make life's most important decisions and take control of your money.
We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.
Last updated: 27 April, 2022
