Compare regulated bridging loans

Find a FCA regulated bridging loan that can offer you more security when you buy a new home or when you get short term finance.

Compare regulated bridging loans from leading providers

Looking through a range of options gives you more chance of securing a great deal. You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

masthaven-bank-bridging-loans
united-trust-bank-bad-credit-secured-loan
precise-mortgages-bridging-loans
glenhawk-bridging-loans
octopus-real-estate-bridging-loans
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landbay-limited-company-buy-to-let-mortgages

How to compare regulated bridging loans

1

About your home

Tell us about your property – the type of building, the address and your postcode.

2

A bit about what you need

Tell us how much you want to borrow and for how long, we’ll show you loans you’re eligible for.

3

View your options

Once you’ve decided on a loan you can make your full application adding your name and email address.

Regulated bridging loan deals

Think carefully before securing other debts against your home. You home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

7 results found, sorted by lowest monthly interest rate. How we order our comparisons.
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United Trust Bank Bridging Loan
Maximum LTV
1st charge: 75% & 2nd charge: 70%
Loan term
1 month to 3 years
Loan amount
£125,000 to £25,000,000
Monthly interest rate
0.48% to 1.1%
United Trust Bank Bridging Loan
You will need to pay a 2% arrangement fee when you take out this bridging loan.
This loan is regulated.
Eligibility
Available On Properties In England
Available On Properties In Scotland
Available On Properties In Wales
Minimum Loan£125,000
Maximum Loan£25,000,000
Minimum Property Value£150,000
UK Residents
Kuflink Bridging Loan
Maximum LTV
1st charge: 75% & 2nd charge: 60%
Loan term
3 months to 18 months
Loan amount
£50,000 to £3,000,000
Monthly interest rate
0.75% to 1.49%
Kuflink Bridging Loan
You will need to pay a 2% arrangement fee when you take out this bridging loan.
This loan is regulated.
Eligibility
Available On Properties In England
Available On Properties In Scotland
Available On Properties In Wales
Minimum Loan£50,000
Maximum Loan£3,000,000
Minimum Property Value£100,000
UK Residents

Compare another type of bridging loans

Representative example for regulated bridging loans

Based on borrowing£158,000 over 1 yearThe overall cost of comparison11.6% APRC representative
Interest rate8.30% fixed for 1 year (12 instalments of £1,127.75 pm)Broker fee£995
Lender fee£3185Total amount payable £171,533.00 inc. interest of £13,533.00

How to get the right regulated bridging loan

You can use this comparison to see the monthly interest rates on offer from regulated bridging lenders, and how long you might be able to borrow for.

All of the lenders in this comparison are regulated by the Financial Conduct Authority.

The best way to get the right regulated bridging loan for your needs though, is to speak to a bridging loan broker.

Find out more about how bridging loans are regulated here

Why use a bridging loan broker?

Most regulated bridging lenders only work with brokers and do not lend to the public directly.

Also, a good bridging loan broker will help assess your circumstances and be able to recommend the right loan based on what you need.

Find the best loan

To get the right bridging loan you need to know:

  • How much you need to borrow

  • Approximately how long you need to pay it back

  • The value of the asset you are using as security on your loan e.g. your property

All bridging loans are secured, which means they are tied directly to something you own, normally property or land. Here is how secured loans work.

Other things to check

Before you apply, check the following:

The fees

Bridging loan lenders and brokers both charge fees, so make sure you know exactly what you will have to pay.

The interest rate

This is charged monthly not annually, so even a small change can make a big difference to the total cost of your loan.

How interest is charged

Some lenders defer your interest charges until the end of your loan, while others will make you pay monthly. Check how you will have to pay before you apply.

Regulated bridging loan FAQs

About our bridging loans comparison

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Last updated: 27 April, 2022

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