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Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

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How do overdrafts work?

A good overdraft can let you borrow money for free, but overspending on the wrong account could cost you money. Here is how to use an overdraft and how to find the right one.

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How to reclaim your bank charges

Persuading a bank to part with money is never easy, so if you want to reclaim your bank charges you will need to put together a good case. We show you exactly what you need to do to claim back bank charges.

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4 ATM scams you need to know about

Millions of pounds are stolen at UK cash machines each year; here are 4 scams you need to look out for when you withdraw cash at an ATM.

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Would you switch banks for cashback on your debit card?

Credit cards have offered cashback for many years but now debit cards are joining the party. So how does debit card cashback work and should you switch your current account to cash in?

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How does cheque clearing work?

We investigate the process behind clearing a cheque to find out exactly how it works - and why in a world of instant technology it can still take so long.

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How to rescue your finances if you've been refused a bank account

It's hard to imagine life without a current account, but this is the stark reality for thousands of Brits. We look at what alternatives are out there if you can't get a bank account.

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Is banking on your smart phone safe?

If you live life on the move, mobile banking can seem like an ideal way to keep track of your finances. But is it a safe way to manage your money?

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Can I switch bank accounts if I'm in my overdraft?

Being in your overdraft does not have to mean you are tied to your bank account forever. Here is how it is still possible to switch to a better deal.

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Current account or savings account: which is right for you?

Current accounts and savings accounts are the two main types of account on offer from banks and building societies - but what exactly is the difference between the two and which type of account is right for you?

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Direct debit rules: FAQs

Direct debits can be a convenient and hassle-free way to pay your bills, leaving the company you are paying to do all the leg work. Here we answer all your most common direct debit questions...

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Is debit card protection the same as for credit cards?

Purchases made on your credit card offer you some protection, but the rules for debit cards are different. Here is how the Chargeback scheme provides protection for your debit card.

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Prepaid bank accounts explained

You could be accepted for a prepaid current account without a credit check, but they can be expensive. Here are the advantages, disadvantages, costs and what you can use them for.