Moving home is one of the most stressful and financially draining things you can do, so here are our top 12 things to arrange before moving day to make your life easier.
Getting your mail re-directed to your new address by Royal Mail will protect your personal information from identity theft.
You can set up your redirect in advance of your moving day and for as long as you wish, although 6-12 months is usually sufficient.
There is a small charge but it's worth it to stop your important paperwork falling into the wrong hands.
You need to make sure that you tell any banks, building societies, insurance companies or other financial companies that you deal with about your move, so they can update their records.
It means they can get hold of you in an emergency and also stops important financial documents falling into strangers' hands, like PIN numbers or new credit cards.
Contact each bank in advance to inform them of your new address and your moving date, to ensure their records are up to date.
If you're buying a new house, you will likely need buildings insurance as a condition of your mortgage contract.
Whether you are renting or buying, it's worth protecting your possessions against loss or damage both during the move and afterwards.
Once you know the details of your new home, you can get insurance up to 30 days in advance and schedule it to start the day you pick up the keys.
If you already have insurance, double check it covers you during the move and let your insurer know your change of address. You may have to pay to change your policy.
You need to update the address on your driving licence, your car ownership certificate, and your car insurance, to ensure everything is sound on moving day:
You can apply for an updated driving licence:
On the GOV.UK website
It doesn't cost anything to change the address on your driving licence, but you could be fined if you fail to update your details.
You can be fined up to £1,000 if you fail to tell the DVLA that you have moved address, even if it is only temporary.
It doesn't cost anything to change your address. Just send your updated vehicle log book (V5C) with your new details to the DVLA, and they will send you a new certificate.
It can take up to 4 weeks for new registration documents to be issued. If you need to tax your car within this time, you can do this on the GOV.UK website before you send your log book to the DVLA.
Make sure your car insurance company knows you have moved, as most policy pricing is based on your location.
If you fail to notify your insurer, they could refuse to pay if you claim.
You may need to pay extra if your insurer deems the area you will be living in as more risky. But if they see it as safer area, you could get a refund.
Remember to take water, gas and electricity meter readings at your property and notify your suppliers before you move, to ensure you don't get billed for someone else's usage.
Your utilities companies will likely have change of address forms on their websites.
You can usually stay with the same gas and electricity companies when you move, and they can arrange the switch for you when you give them your new address.
However, if you are not tied into a fixed deal, check if you could save by switching to a different gas or electricity deal when you move.
Updating your status on the electoral roll means you can still vote in local and national elections after you move.
Making sure you are registered on the electoral roll at your new address can also help improve your credit rating.
If you want to watch TV in your new home, you will need to notify the TV licencing company about your change of address.
Inform them of your new address and let them know the date you are moving to make sure you are covered from the day you move in.
Most broadband, landline and digital TV providers will allow you to take your existing package with you when you move at no extra cost - providing they offer a service in your new area.
You will need to contact them in advance to find out if they can move your service, or whether they can offer an alternative.
If you aren't tied into a deal, it's worth looking at whether you can get a better package when you move.
Before you move out, contact any companies that regularly send you deliveries. Remember to include the following:
Magazines and newspapers
Vegetable or snack boxes
When you make one-off purchases online, make sure you update your address before you click "buy".
If you are moving to a residents only parking area, you may want to apply for a parking permit before you move.
To apply for a parking permit you will need to contact your local authority, or if it is a private residential parking scheme apply direct through them.
Keeping the kids entertained while you unpack boxes can be tricky.
To save their sanity and your own, consider arranging for them to stay with a friend or family member until you are sorted in your new home.
To avoid wasting your food and your money, make sure to use up all your frozen foods in the week before you move.
If you have anything left over, ask a friend or neighbour to store it in their freezer until your appliances are installed in your new home.
Whether you are looking to move up the property ladder, downsize or just relocate we can help you find the right mortgage when you move home.