Choosing the right type of credit card could save you money in interest, earn you rewards or help you get accepted. Here is how to pick the right one and where to find it.
If you want to borrow a small sum of cash to repay a debt, or clear an overdraft, you can use a money transfer credit card to move credit into your current account.
When it comes to credit cards vs. debit cards, is one better than the other? Each has its advantages, so it's useful to know when to use one over the other.
Borrowing costs money. A lender will usually charge a borrower a percentage of the money lent, rather than a flat fee. This is called interest. This guide covers the basics of how interest works, what it is and what it means for your finances.
It is a record of your financial history, including details of when you have borrowed money and the repayments you have made. Here is what else it shows.
You can take these steps to improve your credit score and increase your chances of getting accepted for credit in the future.
UK households typically increase their spending in December. If you plan to spend more money on Christmas this year, use a credit card to make it work for you.
Applying for a store card at your favourite shop might bag you a discount, but there could be a cheaper option. Here's how store cards work and what they cost.
Here are the credit card charges you need to know about and how to avoid them.
Here is how to prepare yourself for your first credit card application.
You can get rewards like shopping vouchers for just spending on some credit cards. Here is how they work and how to choose a card with the rewards you want.
Here is how to improve your chances of getting accepted for a credit card.
You could earn free flights just by spending on an air miles credit card. Here is how they work and how to pick the right card.
If you pay off your credit card every month you could make a profit on your spending with a cashback card. Here is how to pick a card and maximise what you earn.
If you want to find the cheapest travel credit card to use on holiday this year, it is important to compare as many as possible to find the best one.
MasterCard and Visa work very similarly to one another. They are payment networks, which process payments when you spend using your credit, debit or prepaid card.
Here is how credit cards work, what they cost, whether you need one and if so what type of card you should get.
There's more than one way to pay off your credit card debt. Whatever you choose to do, you could drastically cut down your interest payments and become debt-free sooner.
Balance transfer credit cards allow you to move debt from one card to another. The new card may have 0% interest rate, so you can clear your debt quicker.
0% credit cards do not charge you interest on your purchases for a set period of time. They're commonly used for buying big, expensive products so you can spread out the cost.
You can use a credit card for cash withdrawals, but they come with expensive fees. Here is when they are charged and how to keep your costs down.
Knowing how to manage your credit card can help you get the most out of it and save money. This is how to make using your new card hassle free.
It can take up to 10 working days for your credit card to arrive in the post. But you may be approved for the card on the same day you apply.
A student credit card could be useful in emergencies and help you build your credit record, but they can be expensive. Here's how to find the right student credit card and use it wisely.
You can use credit cards abroad, but it's not as simple and can be more expensive than in the UK. Here is what you need to know before using your credit card overseas.
Here is how the number of cards you have can affect your finances and credit record, and what you can do about it.
Find out which credit cards could accept you with our eligibility checker
If you run a business or make purchases for the company you work for, a credit card could be the best way to spend. Here's what you need to know about business credit cards.
If you want a new credit card, here is exactly what you need to do to apply for it.
You can use your credit card for extra protection when shopping, but only if you spend between ¬£100 and ¬£30,000. Here is how Section 75 can cover your spending.
You can transfer a balance from one person's credit card to another. But taking on someone else's debt can be risky.
If you have struggled with debt in the past, you may still be able to get a credit card. Here is how to get a card and start to rebuild your credit record instead of making it worse.