Credit card guides

Our credit card guides can help you decide which is the best type of card for your needs, be it a balance transfer, purchase, cashback or reward card. We also explain the legal protection available.

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The Beauty Index 2022

When it comes to skincare or cosmetics there is a wealth of options available, from household names to boutique style start-ups but what products are our favourites?

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What is a credit record?

It is a record of your financial history, including details of when you have borrowed money and the repayments you have made. Here is what else it shows.

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The best value celebrity-owned alcohol

With so many famous faces creating their own line of alcohol, the personal finance experts at money.co.uk have revealed which one is the best value.

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Can you withdraw cash from a credit card?

You can use a credit card for cash withdrawals, but they come with expensive fees. Here is when they are charged and how to keep your costs down.

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Can you use a credit card abroad?

You can use credit cards abroad, but it's not as simple or as cheap as using them in the UK. Here is what you need to know before using your credit card overseas.

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Can you transfer money from a credit card to your bank account

If you want to borrow a small sum of cash to repay a debt, or clear an overdraft, you can use a money transfer credit card to move cash into your current account.

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Can you transfer a balance from someone else's credit card?

You can transfer a balance from one person's credit card to another. But taking on someone else's debt can be risky.

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Section 75: Your free credit card purchase protection

Did you know that when you spend money on your credit card you get extra consumer protection on your purchases? Find out more about Section 75 of the Consumer Credit Act and how it can provide you with additional peace of mind whether you are paying for flights or splurging on a new TV.

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How to apply for a credit card

If you want a new credit card, here is exactly what you need to do to find the best deal for you and apply for it.

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What is interest?

Borrowing costs money. A lender will usually charge a borrower a percentage of the money lent, rather than a flat fee. This is called interest. This guide covers the basics of how interest works, what it is and what it means for your finances.

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How to use a credit card for interest free purchases

0% credit cards do not charge you interest on your purchases for a set period of time. They're commonly used for buying big, expensive products so you can spread out the cost.

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How to improve your credit score

You can take these steps to improve your credit score and increase your chances of getting accepted for credit in the future.

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