Look for the caravan insurance policy that gives you the protection you want, at the cheapest price.

How much your policy will cost depends on things like:

  • How much your static caravan is worth

  • Where you keep your caravan

  • What security features your caravan has

What cover do you need?

To find the best policy, work out what cover you want for your caravan:

  • New for old cover: This means if your caravan or any contents are stolen or damaged beyond repair, you can claim for an equivalent new replacement. Some policies only pay out the market value, so check carefully when comparing quotes.

  • Contents cover: This protects all your personal belongings against damage and theft while they are in your caravan. Work out how much your contents are worth and make sure you get a policy with a claim limit that could replace them all.

  • Storm damage: This covers the cost of any damage caused to your caravan by a storm or flooding. Make sure this protection is included if your caravan is in an area prone to flooding, or exposed to bad weather.

Find out exactly what a caravan insurance policy covers here.

Look out for policy exclusions

Every caravan insurance policy comes with exclusions, which are scenarios you cannot claim for. Common exclusions include:

  • Damage caused by wear and tear

  • Using your static caravan as your main home

  • Any theft if your caravan has been left unlocked

  • Certain contents, including jewellery and electronics

Check each policy carefully to see what is excluded from the cover, so you know exactly what you can and cannot claim for.