A Visa card is a safe way to pay for things, all around the world.

If you spend using a Visa card, Visa is the company that sends the money to the business you’re buying something from.

Visa doesn't supply the credit cards. And it doesn’t charge you anything for using a Visa credit card or Visa debit card. In fact, Visa doesn't deal directly with customers at all – it only deals with the banks.

With a debit card, you’re spending the money that you have in your bank account. In contrast, a credit card is a plastic card that gives you access to credit that you can spend. Credit is similar to a loan, but the money doesn’t arrive in your bank account as a lump sum. Instead, it’s loaded onto a credit card for you to use as you please.