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- Rachel Wait
About the Author
Rachel Wait is a regular contributing writer at Money.co.uk. She uses her personal finance expertise to help our readers understand their financial needs and options.
Rachel has spent the majority of her career writing about personal finance for leading price comparison sites and the national press, beginning as a reporter for Shares Magazine in 2007, although she started out writing business newsletters before that, in 2004.
She was Editor and then Managing Editor at Moneysupermarket for over eight years and since 2020, has written extensively on credit cards, pensions, insurance and mortgages for the Mail on Sunday, The Observer, The Spectator, the Evening Standard, Forbes UK, The Sun, as well as other publications.
Expertise
Insurance
Credit cards
Pensions
Mortgages
Education
BA (Hons) English, University of Exeter
What is a credit record?
A credit score is a record of your financial history, including details of when you have borrowed money and the repayments you have made. Here is what else it shows.
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Business insurance claims: a guide for UK small businesses
Follow our step-by-step guide to making a successful business insurance claim.
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Income or accumulation funds: which is the right choice for you?
This is how income and accumulation funds work.
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What is an Investment Trust?
Find out how investment trusts work, the benefits of using one, and what to watch out for. v
Find out more about investment trusts
What's the best way to cash-in spare change?
Whether you have recently unearthed a mine of coppers from the back of your sofa or have been saving loose change for years, cashing it in can give your wallet a welcome boost. Find out the best way to switch your pennies for pounds.
Read more about spare change
What to do if you are refused a bank account
It's hard to imagine life without a current account, but this is the stark reality for thousands of Brits. We look at what alternatives are out there if you can't get a bank account.
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How to understand credit card charges
Here are the credit card charges you need to know about and how to avoid them.
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How to start investing in shares
Has your savings rate got you looking for alternative ways to use your hard-earned money? Whether it's for long term growth or to generate income, investing in shares can be a profitable way to use your savings!
More about how to start investing in shares
Which Credit Card Is Best For Me? - Choose a card
Choosing the right type of credit card could save you money in interest, earn you rewards or help you get accepted. Here is how to pick the right one and where to find it.
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What's the cheapest way to borrow money?
There are hundreds of reasons why you might need to borrow, but unless you're on the ball you could end up pouring your money away on beefy interest rates and bank charges. Here are the best ways to borrow whatever you need the money for.
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Can buying a repossessed property save you money?
If you can put aside the emotive mental images conjured up by the words 'repossessed property', then there are some real bargains to be had. You just need to know where to look and how to go about buying.
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