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Coronavirus and travel comment from money.co.uk

As the spread of coronavirus continues, money.co.uk comments on what do do if you are concerned about losing money
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Salman Haqqi, personal finance expert at money.co.uk, said: "If you're concerned about travelling due to the coronavirus outbreak in the destination you're flying to and want to cancel your trip, you must check with your insurer first. Many will only cover you if the FCO advises against travel to your destination, as they have done with China.

"If your trip is cancelled you should be covered by ATOL protection for your flights, accommodation and car hire, if they were part of a package deal.

"If you booked with a credit card you will have additional protection under Section 75 of the Consumer Credit Act, which means your credit card company will cover you for amounts from £100 to £30,000 if applicable.

"If you booked with a debit card, don't worry as you may be able to make a claim using the Chargeback scheme.

"Taking out travel insurance while you book your trip is vital. If something happens ahead of travel and you don't have insurance, you won't be able to make a claim or get insurance to cover this."

"For those worried about travelling to an area that may be affected by the coronavirus outbreak, please check the FOC website for advice before you travel."

Concerned traveller checklist

  • Take out travel insurance whilst booking your trip

  • Visit the FCO website and check their advice on your destination

  • Check with your travel insurance provider about the level of cover you have

  • Contact your credit card company or bank if you do have to cancel as you may be covered under Section 75 or the Chargeback scheme

Click these links for more information on Section 75 cover and how to make a chargeback claim.


Our spokespeople

Salman Haqqi

Salman Haqqi, Personal Finance Editor

Salman Haqqi spent 10 years as a journalist reporting in several countries around the world. Salman left the world of journalism and moved to the UK to pursue a passion for personal finance and a desire to help people make informed financial decisions.

Read Salman Haqqi's articles and guides
Joel Kempson

Joel Kempson, Personal Finance Writer

Joel Kempson devotes his time to helping people navigate the world of personal finance and make informed decisions about their money. He spent his early career writing about TV, movies, comic books and rock music.

Read Joel Kempson's articles and guides