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Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

Weighing scales with a pile of receipts on one side in the air and a piggy bank on the other weighing it down

What happens if you are unable to pay back your loan?

When you miss a payment on your loan, you'll be charged a fee. You may be issued with a County Court Judgement or have to declare yourself bankrupt if you continue to miss payments.

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How to apply for a loan

You can apply for a loan online, by phone, by post or in branch, depending on the lender. Here's how the loan application process works and what you need to do.

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Screen time salary calculator

How much time do you spend, in £'s on you mobile compared to the average in your area

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How to get a mortgage if you are an older borrower

Getting a mortgage can be more difficult when you get closer to retirement. Here is how to find one whether you want to move house or remortgage your current home.

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How to get your first credit card

Here is how to prepare yourself for your first credit card application.

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Should you be a guarantor for a loan?

Being a guarantor means helping someone else get a loan. If they fail to meet the repayments, you'll have to pay them instead. It's a serious financial responsibility and one that should not be taken lightly. Before you agree to become a guarantor, you need to consider the risks.

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How to understand credit card charges

Here are the credit card charges you need to know about and how to avoid them.

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Scientist looking into a microscope

Revealed: The life threatening bacteria on your cash

We've teamed up with the London Metropolitan University to put cash under the microscope and the results are shocking. Here are the facts about how dirty money is.

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How to get health insurance when you are older

You can still get health insurance as you get older, but it can be more expensive and difficult to find. Here is where to find it and how to cut the cost.

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