Yes, student credit cards are designed for those in enrolled in school or university and are more likely to accept students who generally don't have a full time job or regular income.
A credit card for students is a great way for first time borrowers to start building their credit history. This will be useful when they look to borrow larger sums, such as for a car, or home, later in life, as they'll have have established a history of good debt management.
Student credit cards, UK wide, require you to be:
18 years old or older
Living in the UK
A UK bank account holder
Studying a course* at a UK university or college
How are they different to normal credit cards?
In most ways they are the same as other credit cards, but they also:
Are more likely to accept students
Usually offer smaller credit limits
Usually charge higher interest rates, although they come with the same types of charges as other credit cards
How to choose a student credit card
Find a credit card for students that's right for your needs by using our comparison, which includes every student credit card and shows the APR, any 0% purchases deals and the maximum credit limit each card can offer.
Want to borrow money?
If you plan to spend on your card and pay it back a little at a time, apply for a card that will keep down the interest you have to pay.
You can choose either the lowest APR or 0% period on purchases, which lets you spread your repayments over several months without charging interest.
Able to repay in full each month?
The APR is less important if you can repay the full balance every month because you will not pay any interest. Instead you could look for a high enough credit limit or features like cashback or rewards.