Business insurance exclusive offer!

Sign up to Superscript's business insurance through Money.co.uk and get your first two months free

  • Flexible and affordable cover that’s tailored to your business 

  • Your choice of cover, including public liability, employers liability and more

  • Superscript’s easy-to-use and fast service at no extra cost

  • Get fully protected in less than 10 minutes

*T&Cs apply

Looking for business insurance?

Exclusive offer...First two months free

Sponsored by

How to get a business insurance quote

There are three key steps to getting an insurance quote that will suit your business:

Tell us about your business

Start a quote by answering some simple questions about your business. Superscript will then build you a quote tailored to the needs of your business.

Review your limits

It’s important to ensure that the cover you’re offered fits your business’s needs. Check the provider’s limits will be adequate in the event of a claim.

Buy online

Once you’ve reviewed the details, you can purchase your business insurance via a monthly subscription. Your insurance documents will arrive in under ten minutes.

What business insurance do I need?

The type of insurance you will need varies from business to business.

However, it's important to note that some will be a legal requirement, such as employers’ liability insurance. This is required for all UK businesses who have employees (even if it's just one), or volunteers.

It will cover claims for compensation from employees. Fines for not having it can be up to £2,500 for each day that you don’t have it.

What business insurance can I get?

Some of the most common types of business insurance are:

Builders’ insurance, which can keep you and your business safe whether you are a self-employed tradesman or run a business with employees

Public liability insurance, which covers damage caused by your business to a third party or their property. A third party is typically anyone not employed by your business

Professional indemnity insurance, which covers claims made due to failings in the products or services provided by your company

Employers’ liability insurance, which covers claims made if an employee is injured (or worse) while working for you. This is a legal requirement in the UK

Commercial property insurance, which covers items within your business premises, such as your stock and equipment, against damage, theft or loss

Goods in transit insurance, which protects you if someone claims against your business if goods are damaged, stolen or lost while being transported

Whatever your business needs, our sponsor Superscript can provide a quote. It covers thousands of industries, whether you’re looking for shop insurance, freelancer cover or something else.

Illustration of a man in a suit with a briefcase taking a look at an idea through a magnifying glass to make sure it checks out

How much does business insurance cost? 

Some of the factors that might affect the price you’re offered include:

  • Where your business is based

  • What your business does

  • How long your business has been up and running

  • The size of your business

  • What kind of cover you want and how much coverage you need

  • Your claims history (particularly the past five years)

  • What kind of environment you operate in

  • Whether you work with dangerous materials.

Explore business insurance guides

See more guides

How to Claim on Your Business Insurance

Follow our step-by-step guide to making a successful business insurance claim.

What you need to make a claim
woman home small business side hustle working

What insurance do I need for my business?

No one wants to pay for something they may never use, but sometimes business insurance isn’t an optional extra. We explain when business insurance becomes a legal requirement, and when it’s a matter of choice.

What you need to check for

Why get business insurance with money.co.uk?

By getting business insurance you could save money on the policy. The best value business insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

Proud to be award winning

We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.

stevie award
WMA 2021 Logo-768x632
nba logo
logo dma
ecommerce awards