Salman Haqqi, personal finance expert at, said: "The announcement from FCO, advising against all but essential travel to anywhere outside of the UK, means that travel insurance policies should pay out.

"Any UK residents who have a trip booked abroad, should get a refund directly from their travel provider.

"In the first instance, if you have not already been contacted by your travel provider, you should speak to your airline and accommodation provider and then if needed, contact your insurer.

"Bear in mind this will be a busy time and insurers will likely prioritise enquiries from people who were due to travel immediately."

For more detail on what your travel insurance will and will not cover, check out this guide on travel insurance cancellation cover