Joel Kempson joined the money.co.uk team as a Personal Finance Writer in 2020. He’s our resident expert on wide-ranging topics including car and home insurance, travel money and low-allergen gardening. Joel writes and edits a host of pages and guides for money.co.uk — making sure all of our readers have the information they need to navigate the world of personal finance.
Before his time in financial services, Joel worked in publishing and broadcast media. After graduating from the University of Exeter with a degree in English, Joel began his writing career at encyclopedia publisher DK. There he honed his scribing skills writing about LEGO and comic books as the go-to guy on Batman, Superman and everyone in between. From heat vision to television, Joel next moved to Sky where he wrote summaries and reviews of every show under the sun, as well as interviewing an array of small screen stars.
Joel prides himself on always finding the best deal — not the cheapest, the best. Before joining the staff at money.co.uk, it was only his friends and family who could access a brain brimming with money-saving info, financial services knowledge and cricket statistics. Now he’s here to help you make informed decisions about your money.
When he’s not writing, Joel likes to spend his time playing sport and comparing mortgage interest rates.
Borrowing costs money. A lender will usually charge a borrower a percentage of the money lent, rather than a flat fee. This is called interest. This guide covers the basics of how interest works, what it is and what it means for your finances.
The UK Government has implemented the Coronavirus Job Retention Scheme as part of its measures to combat the economic impact of the coronavirus crisis. This guide explains the ins and outs of the plan.
The 2021 Budget may have more of an impact on your finances than any in recent memory. In this guide we explore the potential of what will be in the 2021 Budget and how it will affect you.
Christmas is just around the corner and the supermarkets have stocked up on our favourite festive treats. With this in mind, we have analysed the price and ingredients of mince pies across large UK supermarkets, to reveal the best value mince pies of 2020.
Working in collaboration with Purely Diamonds, the home insurance experts at money.co.uk studied the official and unofficial Disney Princesses to estimate how much their jewellery would cost in the real world.
Using the best credit card for travel can solve a lot of holiday problems. You don’t need to think “how much money can I travel with?” or worry about where to find the best exchange rate.
If the UK has managed to get one thing right this summer, it's the weather. But as Britain's trademark drizzle comes back into view, it's time to adapt our plans for a socially distanced weekend.
Last minute holidays can be a great way to bag a top deal, but there are still a few things you cannot afford to forget. Here is what you need for a safe last minute trip that won’t break the bank.
There are a lot of costs to consider when buying your first home, but buildings insurance is one you can’t ignore.
The costs associated with dying are not a lot of fun to think about, but planning ahead could save you and your loved ones thousands when the time comes.
Getting a pet is an emotional decision, but it’s important not to forget about the cost. Here are some key costs to think about so that you can make sure looking after your pet properly won’t be too expensive.