Compare our prepaid Mastercard deals

These prepaid cards can be used wherever you see the MasterCard sign so you can pay for goods and services almost anywhere.

  • Earn cashback and rewards
  • Improve your credit rating
  • Compare prepaid Mastercard from top providers

Compare prepaid Mastercard's deals from top providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

Currensea logo
Suits Me
thinkmoney-prepaid-bank-accounts
cashplusbank.prepaid-bank-accounts
Pockit-prepaid-bank-accounts
CardOneMoney
FairFX
Post Office
Revolut logo
Wise logo

How to compare and get a prepaid Mastercard

1

Compare cards

Use our prepaid card table to find one that offers all the features you need that will cost the least in fees.

2

Check the eligibility

Make sure you fit the eligibility criteria for your chosen card, and have proof of ID.

3

Apply for the card you want

Click 'view deal' and fill out the application form on the provider's website with your personal details.

4

Start using your prepaid card

Once you receive the card and your PIN, start to use and manage your prepaid card.

Prepaid Mastercard deals

16 results found, sorted by affiliated products. How we order our comparisons. Commission earned affects the table's sort order.
Sort
Get up to £40 off your first card load. T&Cs apply
FairFX Currency Card
Administration fee
No fees
UK transactions
Free
UK ATM withdrawals
£1
Load charges
Bank transfer: free, debit card: free
FairFX Currency Card
Free multi-currency card that lets you hold 15 major currencies. Lock in some of the best rates available before you travel. Spend in the UK without any added fees and earn at least 3.5% cashback at some top high street retailers, T&Cs apply.
Eligibility
Permanent UK Resident
Minimum Age18 years
Suits Me Essential Card
Administration fee
£5
UK transactions
Free
UK ATM withdrawals
£1
Load charges
Bank transfer: free, Paypoint: £2 + 2.6%
Suits Me Essential Card
No credit checks. Open an account in minutes and get instant access to your sort code and account number. Comes with the ability to make bank transfers and set up standing orders. Includes a free contactless Mastercard ® debit card.
Must have a UK address and be aged 18 or over.
Eligibility
Permanent UK Resident
Minimum Age18 years
Suits Me Premium Card
Administration fee
£9.97 then £4.97 a month
UK transactions
Free
UK ATM withdrawals
£1.25
Load charges
Bank transfer: free, Paypoint: £0.99 + 2.6%
Suits Me Premium Card
No credit checks or hidden fees or charges. Open an account in minutes and get instant access to your current account with the ability to set up bank transfers, direct debits and standing orders. Includes a free contactless Mastercard debit card.
Must have a UK address and be aged 18 or over.
Eligibility
Minimum Age18 years
Suits Me Premium Plus Card
Administration fee
£9.97 then £9.97 a month
UK transactions
Free
UK ATM withdrawals
£1.12
Load charges
Bank transfer: free, Paypoint: £0.50 + 2.6%
Suits Me Premium Plus Card
No credit checks. Open an account in minutes and get instant access to your current account with the ability to set up bank transfers, direct debits and standing orders. Includes a free contactless Mastercard debit card. 4 free UK ATM withdrawals a month.
Must have a UK address and be aged 18 or over.
Eligibility
Minimum Age18 years
Sign up through the link and get a free £10 top-up. T&Cs apply.
Revolut Standard Prepaid Card
Administration fee
No fees
UK transactions
Free
UK ATM withdrawals
Free
Load charges
Debit card: free
Revolut Standard Prepaid Card
Open an account in minutes. Free UK and Euro IBAN account. Spend in over 150 currencies at the interbank exchange rate. Exchange in 29 fiat currencies up to £5,000 per month without any hidden fees. No fee ATM withdrawals up to £200 per month.
Eligibility
Permanent UK Resident
Minimum Age18 years
Pockit Prepaid Mastercard®
Administration fee
£1.99 a month
UK transactions
Free
UK ATM withdrawals
£0.99
Load charges
Bank transfer: free, debit card: free, Paypoint: £1.49
Pockit Prepaid Mastercard®
Get a prepaid contactless Mastercard and current account in minutes. Top up £10 and get free card delivery and 1st debit card load free. No credit checks or penalty fees. Send and receive money, use Direct Debits and ATMs.
Must have a verified UK address and be aged 18 or over. T&Cs apply.
Eligibility
Permanent UK Resident
Minimum Age18 years
Additional Cardholders Minimum Age13 years

Compare another type of prepaid card

What are prepaid MasterCards?

Prepaid cards work like credit or debit cards, but you can only spend money you have already added onto their balance.

MasterCard is the company that processes the transactions on your card when you buy anything with it or withdraw cash.

Most prepaid cards use either MasterCard or Visa to process its transactions. That company's logo is printed on the card.

The main difference is if you use your card abroad because the exchange rates are set by Visa or MasterCard. You can check MasterCard's exchange rates here.

You do not get your card from Visa or MasterCard. A card provider handles your application, sends you the card and deals with you as a customer.

How to find a prepaid MasterCard

This comparison only includes prepaid MasterCards. Use it to find a card, check what fees it comes with and then apply through the provider's website.

Here is how to apply for the prepaid card you choose

Where can you use a prepaid MasterCard?

You can use a prepaid MasterCard almost anywhere that accepts MasterCard payments. This includes millions of cash machines and businesses that take card payments all over the world.

But there are some transactions you cannot use a prepaid card for, like self service petrol stations.

How to pick a card

Although there is virtually no difference between MasterCard and Visa, there may be an instance where the best card for you might not be a MasterCard. So comparing prepaid cards from both Visa and MasterCard will help you work out which is best.

Use our prepaid card comparison to find one. This includes cards from MasterCard and Visa that let you spend in pounds sterling.

Find the cheapest card by checking the fees set by the provider, which can include charges for:

  • Buying the card

  • Keeping your account open (charged monthly or annually)

  • Adding funds onto the card

  • Buying anything with your card

  • Withdrawing cash

  • Spending abroad

Some cards are free for some transactions, e.g. some come without fees for using them abroad or withdrawing cash.

You can also get cards designed for spending abroad or for your business.

How to choose the best prepaid card for you

Prepaid MasterCard FAQs

About our prepaid cards comparison

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Why compare prepaid card deals with money.co.uk?

Comparing prepaid cards could save you money. Our multiple award-winning comparison service makes sure you get the lowest fees and rates possible based on your individual circumstances. Our aim is to provide you with the most up-to-date information, as well as useful tools and calculators so to help you make life's most important decisions and take control of your money.

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Last updated: 9 May, 2022