Loans guides

We have scrutinized loans to explain how to reclaim PPI charges, the difference between secured and unsecured loans, business loans and essential top tips you must read before you borrow.

What is a credit record?

It is a record of your financial history, including details of when you have borrowed money and the repayments you have made. Here is what else it shows.

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The Renovation Nation Report

Where is the best place to buy a property to renovate? Money.co.uk has analysed everything from prices to planning permission approval rates to reveal England’s best renovation location.

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Can you still get a loan if you're retiring?

Yes, you can still apply for a loan when you retire, but there are several factors you should consider before you do.

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How to get a business loan

If you want to take your business to the next level but don’t have the funds to do so, you could consider getting a business loan.

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Why you should avoid payday loans

Payday loans are a way to get cash fast, but they can be financially dangerous. Here are some alternatives to pay day loans, and what to do if you're struggling to repay a payday loan.

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Can you borrow money for someone else?

While it's possible to take out a loan on someone else's behalf, it carries a lot of risk. Make sure the person you are borrowing for can afford to repay you, or you could be saddled with an unwanted debt.

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What loans can you apply for when you're self employed?

Getting a loan when you're self-employed can be tricky. But there are still plenty of options. Here's what you need to know to get a loan when you're self-employed.

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What to do next if you are refused a loan

Finding out you have been rejected for a loan can be hard to take, especially if you are in financial difficulty. This guide will explain what you can do next.

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What happens if you are unable to pay back your loan?

When you miss a payment on your loan, you'll be charged a fee. You may be issued with a County Court Judgement or have to declare yourself bankrupt if you continue to miss payments.

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What is a bridging loan?

A bridging loan could help you buy a property while you wait for the sale of your existing home.

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How borrowing could boost your business

With the right type of borrowing you could pursue business opportunities that would otherwise pass you by, here's how.

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What is interest?

Borrowing costs money. A lender will usually charge a borrower a percentage of the money lent, rather than a flat fee. This is called interest. This guide covers the basics of how interest works, what it is and what it means for your finances.

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