It is an insurance policy, available to members of the armed forces and veterans, that pays out a lump sum when you die.

How to get military life insurance?

You can get quotes for service life insurance by completing our broker form.

Although you can apply for military life insurance, it is not guaranteed that an insurer will accept your application.

When you apply for armed forces life insurance cover, an insurer uses the following to decide if you can have cover:

  • Your age: The younger you are, the more insurers you are likely to get accepted by.

  • Your health: If you are healthy and do not smoke, you have a better chance of getting accepted for cover.

How to choose the best military life insurance, UK wide

Before you can apply for the right military life insurance policy, you need to decide:

  • How long you want service life insurance cover for: The term of your military life insurance policy is important because it gives you a timescale when your loved ones can claim on your behalf. The longer the armed forces life insurance policy, the better the chances your family get a payout.

  • How much military life insurance cover you want: This will be the payout your family could get if you die during the term of your military life insurance policy. The bigger the payout, the more expensive your monthly premiums will be.

Do you need life insurance in the military?

When you work for the armed forces you should get death in service compensation, but the amount given will depend on your time in service and cause of death.

If you want to guarantee a specific payout amount when you die, you should consider a service life insurance policy.