Get quotes from these home insurance providers and more.
Most listed buildings are over 100 years old, and need to be restored using traditional materials if damaged, which can be very expensive. Therefore, if your property is classed as a grade 2 listed building, listed building insurance providers will see the potential for a big payout and so charge more for cover.
Grade 1: These make up 2.5% of UK listed buildings and are buildings of exceptional interest.
Grade 2: Listed building insurance providers are most likely to be able to cover these homes. These are buildings of special interest and make up the majority of listed buildings in the UK.
Grade 2*: These are important buildings of more than special interest, and make up around 5.5% of the listed buildings in the UK.
Most buildings built before 1840 close to their original condition will be listed.
You can check the Historic England website to find out if your home is listed, and what grade it is.
Most listed building insurance providers ask for the rebuild value of your listed property to work out your home insurance. For listed buildings, rebuilding costs are likely to be a lot higher than for newer homes, so it is important you get an accurate value for your listed building insurance provider.
You can use the Association of British Insurers (ABI) rebuild calculator to get an estimate, or pay a surveyor to give you a more accurate valuation.
Yes, if you have a listed wall on your property for example, you need a listed home policy to cover it if it is damaged and needs to be repaired.
No, but it gives you valuable financial protection if something goes wrong. English Heritage advise home owners to insure their property if it is listed.
Last updated: 13 October, 2021
Compare quotes to protect your home with the right cover.
By comparing home insurance, you could save money on the policy. The best value Home insurance will offer the cover to your home and content. Choose a cover plan from the best UK home insurance companies and see the online discounts they offer.
We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.