Compare laptop insurance

Whether you use your laptop for work or play, compare insurance policies that can cover things like accidental damage, theft or breakdown.

  • Get cover for £2.99 a month
  • Worldwide cover for theft, damage & mechanical breakdown
  • Find a great deal in under five minutes

Compare laptop insurance from leading providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

logo love it cover it
switched on insurance 2021
CoverCloud Logo

How to compare laptop insurance quotes


Enter your details

We need a few details about you and your laptop. Who the manufacturer was, and when you bought it, for example. It's fast, free and easy.


Choose the type of cover you want

Whether you want cover for accidental damage, theft or comprehensive cover. Plus, how much excess you want to pay.


Select the cover you need

Once you’ve reviewed and chosen your policy, simply pick the best laptop insurance quote for you and apply.

Laptop insurance cover deals

7 results found, sorted by affiliated products. How we order our comparisons. Commission earned affects the table's sort order.
Use code MONEY15 for 15% off. T&Cs apply.
Arma Karma Laptop Insurance
Policy details
Maximum cover: £1,500, Excess: from £35
Cover options
Accidental damage, breakdown, theft & loss
Monthly cost
From £4.49
Arma Karma Laptop Insurance
Get instant and affordable cover from multi award-nominated insurtech, Arma Karma. Our flexible monthly insurance subscription lets you update and cancel at anytime with no fees, as well as discounts for a multi-item policy. Rated excellent on TrustPilot.
Minimum Age18 years
Permanent UK Resident
2 MONTHS FREE when you buy annual gadget cover
Switched On Insurance Laptop Insurance
Policy details
Maximum cover: £3,000, Excess: from £50
Cover options
Accidental damage, breakdown, theft & loss
Monthly cost
From £5.25
Switched On Insurance Laptop Insurance
Offering great value cover across a huge range of gadgets our cancel anytime policies provide immediate protection, unlimited claims, fast repairs, and replacements, plus 24/7 online claims. Rated Excellent on Trustpilot (Mar 21). T&Cs Apply.
Minimum Age16 years
Permanent UK Resident

Compare another type of gadget insurance

Last updated: 26 April 2022

How to get the right laptop insurance

Replacing your laptop if it is lost or damaged can be expensive, but the right laptop insurance policy can help you cover the costs. This comparison can help you find laptop insurance, but first you should think about:

  • the risks you need to protect your laptop against

  • whether you are already covered by another policy

You can then compare quotes from a range of insurers to find the best laptop insurance for your needs at the cheapest price.

Find the laptop insurance cover you need

Think about how you use your laptop to work out what level of cover you need and find the best insurance for your situation. Most insurers cover:

  • Mechanical breakdown: covers repairing or replacing your laptop if it stops working. It also covers broken buttons, frozen screens and faulty batteries

  • Accidental damage: covers things such as cracked screens, dropping your laptop or liquid damage caused by spills

  • Loss: covers replacing your laptop if you accidentally lose it, although it may cost extra to add this to your policy

  • Theft: covers your laptop if it is stolen forcibly. This cover does not protect you if your laptop is stolen while left unattended

  • Worldwide: covers your laptop if you travel abroad, usually for up to 90 days

If you use your laptop for work, you may need to consider getting a business laptop insurance policy because you may not be covered on a personal policy.

Are you already covered?

Before you buy laptop insurance, check to see whether you are already covered elsewhere:

  • Your warranty: if you just want to protect your laptop against mechanical breakdown, check whether it is still under warranty. This covers repairs or a replacement if your laptop stops working. Warranties typically offer cover for one to three years after purchase

  • Home insurance: if you only want to cover your laptop while it is in your home, check to see if it is included as part of your contents insurance. Some policies also include accidental worldwide damage cover, but the excess may be higher than with gadget insurance

Even if you’re already covered by your contents insurance, it may still work out cheaper, in the long run, to buy separate laptop insurance, because claiming on your home insurance could put the cost of your premium up.

If you are a student, you may also need separate laptop insurance to protect your items away from home.

Here is how to decide if you should get gadget insurance

Laptop insurance FAQs

About our laptop insurance comparison

Explore gadget insurance guides

What is gadget insurance?

If your gadget breaks or gets stolen, a specialist insurance policy can cover the cost of repair or a replacement. Here is how gadget insurance works and how to get the right cover.

Read More

Should you get gadget insurance?

If you worry about the cost of replacing your gadgets if they are damaged or stolen, a gadget insurance policy could save you money. Here is how to decide if you need gadget insurance.

Read More

How to claim on your gadget insurance

If one of your gadgets is lost, stolen or damaged, your insurance could help you cover the cost of replacing it. Here is what you need to know about claiming on your gadget insurance.

Read More

Why compare gadget insurance with

By comparing gadget insurance you could save money on the policy. The best value gadget insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

Proud to be award winning

We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.

stevie award
WMA 2021 Logo-768x632
nba logo
logo dma
ecommerce awards