Compare joint breakdown cover

These companies all offer joint breakdown policies to cover you and another driver. Compare them to find a cover that protects you both while driving or travelling as a passenger if you breakdown.

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Compare joint breakdown cover from leading providers

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How to compare joint breakdown cover


Enter your details

Enter a few details about yourself and the vehicle as this helps us to find the right breakdown cover so that we can provide our best quotes.


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We'll search our database of leading providers and show you the best deals we can find. Select the type of breakdown cover and add any optional extras.


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Once you've reviewed the choices and add ons, simply pick the best joint breakdown cover quote for you and apply.

Joint breakdown cover

Can you get a joint breakdown policy?

If you live with another driver, you could save money by getting joint breakdown cover rather than buying two separate policies.

Joint breakdown is usually offered as personal cover, which means you will both be covered in any car you drive or travel in as a passenger.

If you are in a couple that shares a car, you could get a vehicle cover policy. This covers anyone driving a specific vehicle, but you will not be covered in other cars.

Find out more about the different types of breakdown policy here

Is it cheaper to get a joint policy?

It might be because most breakdown companies offer a discount if you have joint cover, rather than individual policies.

You should still shop around and compare separate breakdown cover, because it could work out cheaper to get two separate policies with different providers.

Can you get family breakdown cover?

Yes, some providers offer breakdown policies for families that can protect up to five people under one policy.

You will all need to live at the same address to be eligible for family cover.

What cover should you get?

When you buy a joint policy you need to think about what cover options you want to include.

The most basic level of cover is roadside assistance, which means an engineer will come out to try to fix your car, or tow it to the nearest garage, when you breakdown.

You can extend your cover by adding:

  • Vehicle recovery, which means you can be towed to a location of your choice

  • Onward travel cover, which can give you a hire car or cover your transport costs to continue your trip

  • Home start which means you will be covered if your vehicle breaks down at home

Here is how to work out what breakdown cover is right for you. Once you know what policy you want, use this comparison to get as many quotes as possible to find the best one.

Joint breakdown cover FAQs

About our breakdown cover comparison

Explore breakdown cover guides

See more guides

What breakdown cover is right for you?

Whether you drive every day or only occasionally, breakdown cover gives you peace of mind that help is at hand if something goes wrong.

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What to do if your vehicle breaks down

If you break down on the road it can be scary and stressful, but knowing what to do can help you stay safe while you get help. Here is what to do if your vehicle breaks down.

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Can you get breakdown cover when you have broken down?

Breakdowns are always bad news and worse when you haven’t bought cover in advance and the weather’s ugly. But you can still get help if your vehicle has let you down – though the cost can soar. Here are your options.

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Why compare breakdown cover with

By comparing breakdown cover you could save money on the policy. The best value breakdown cover will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

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Last updated: 2 March, 2022