Compare notice savings accounts

These savings accounts could offer a higher interest rate as you need to give a set amount of notice to withdraw any money.

80 results found, sorted by affiliated products. How we order our comparisons. Commission earned affects the table's sort order.
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Reliance Bank 35 Day Notice Savings Account
Withdrawal Notice
35 days
Open with
£500
Interest rate
0.3% AER variable
Protection scheme
FSCS
Withdrawal conditions apply.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£5000.3%0.3%0.3%0.3%
Eligibility
Maximum Initial Deposit£2,000,000
Minimum Initial Deposit£500
Minimum Age16 years
Permanent UK Resident
Chorley Building Society 90 Day Notice Account Issue 3
Withdrawal Notice
90 days
Open with
£1
Interest rate
0.5% AER variable
Protection scheme
FSCS
Withdrawal conditions apply.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10.5%0.5%0.5%0.5%
Eligibility
Maximum Initial Deposit£500,000
Minimum Initial Deposit£1
Minimum Age18 years
New Money
Permanent UK Resident
Hanley Economic Building Society Notice 30
Withdrawal Notice
30 days
Open with
£100
Interest rate
0.35% AER variable on £50,000+
Protection scheme
FSCS
Withdrawal conditions apply. The interest rate you receive will vary based on your account balance.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1000.1%0.1%0.1%0.1%
£10,0000.15%0.15%0.15%0.15%
£25,0000.2%0.2%0.2%0.2%
£50,0000.35%0.35%0.35%0.35%
Eligibility
Maximum Initial Deposit£50,000
Minimum Initial Deposit£100
Permanent UK Resident
OakNorth Bank Personal 120 Day Notice Deposit Account
Withdrawal Notice
120 days
Open with
£1
Interest rate
0.81% AER variable
Protection scheme
FSCS
Withdrawal conditions apply.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10.81%0.81%0.81%0.81%
Eligibility
Maximum Initial Deposit£500,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident
Furness Building Society 100 Day Notice Saver
Withdrawal Notice
100 days
Open with
£1,000
Interest rate
0.35% AER variable
Protection scheme
FSCS
Withdrawal conditions apply.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1,0000.35%0.35%0.35%0.35%
Eligibility
Maximum Initial Deposit£250,000
Minimum Initial Deposit£1,000
Minimum Age18 years
Permanent UK Resident
Hodge Bank 8 Day Notice Deposit
Withdrawal Notice
8 days
Open with
£1,000
Interest rate
0.1% AER variable
Protection scheme
FSCS
Withdrawal conditions apply.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1,0000.1%0.1%0.1%0.1%
Eligibility
Maximum Initial Deposit£1,000,000
Minimum Initial Deposit£1,000
Minimum Age18 years
Permanent UK Resident
Bath Building Society 60 Day Account Ex/C
Withdrawal Notice
60 days
Open with
£1
Interest rate
0.5% AER variable on £1 to £99,999
Protection scheme
FSCS
This product is only available to existing mortgage and savings customers. Withdrawal conditions apply. The interest rate you receive will vary based on your account balance.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10.5%0.5%0.5%0.5%
£100,0000%0%0%0%
Eligibility
Maximum Initial Deposit£500,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

How to get the best notice savings account

There are three things to think about before you choose the best notice savings account:

  1. How long you can wait to withdraw your money

  2. How much you want to save

  3. Finding the highest interest rate

Some notice accounts offer a higher interest rate if you save over a certain amount.

For example, you could get a rate of 1% on a 7 day notice account if you save over £100,000, but only 0.5% if your balance goes under this amount.

If you want easier access to your money then compare instant access savings accounts, as many offer similar rates to those offered on notice accounts.

Learn more about notice savings accounts here

How much notice do you need to give?

The most common notice periods you can compare are:

  • 7 days

  • 30 days

  • 60 days

  • 90 days

  • 120 days

You should compare as many notice accounts as possible that let you withdraw your money in the time you are prepared to wait for.

What happens if you withdraw without giving notice?

Some accounts will penalise you by taking the amount of interest you would have earned over the notice period off your savings balance.

For example, a 60 day notice account will deduct 60 days' worth of interest from your account if you withdraw without giving notice.

Other notice accounts will not let you withdraw unless you give and wait the notice period.

How do you give notice?

You must give notice for each withdrawal you plan to make by telling your savings provider online, over the phone or in writing.

You have to tell them:

  • Which account you want to withdraw from

  • When you want to make the withdrawal: any date after giving the notice period

  • How much you want to withdraw: you can withdraw up to this amount without penalty

You can only make one withdrawal after you have given notice, even if you withdraw less than you had specified.

If you try to withdraw more than you had given notice for, you will be penalised for the entire amount.

For example, if you gave notice to withdraw £100, but try to withdraw £150 you will be charged an interest penalty on the whole £150.

Notice savings account FAQs

Not always, some accounts let you withdraw anytime but will penalise you the same amount of interest you would have earned over the notice period.

No, you can only take out the amount you gave notice for. Any amount you withdraw over could result in a penalty charge for the whole withdrawal.

No, but some offer forms you can complete and sign to authorise notice to be given on your account. This form can be handed in by anyone.

If you have a sole signature required account then one of you can give notice, if it is a joint signature required account you both need to sign.

Contact your savings provider and let them know as soon as you have changed your mind.

About our notice savings accounts comparison

Our comparison tables include providers we have commercial arrangements with. The number of listings in our tables can vary depending on the terms of those arrangements, as well as other market developments. They are all from providers regulated by the Financial Conduct Authority (FCA).

Here is more information about how our website works.

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.