Home insurance guides

Our guides look at everything you need to know about home insurance, whatever your circumstances, including unusual properties, holiday homes or areas at risk of flooding.

Plumber fixing some pipes under a sink.

Home emergency cover

Compare home emergency cover quotes to protect your home from sudden issues like boiler breakdowns and burst pipes. Get a free quote today.

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Buildings insurance for first time buyers

A first-time buyer's guide to buildings insurance. Find out what it is, why your mortgage lender needs it, and when to get cover.

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How to claim on your home insurance

Learn how to claim on your home insurance. Our guide covers the process, what you can claim for, common exclusions, and how long claims might take.

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This is an image of a house in need of repair

What does building insurance cover?

Protect your home with buildings insurance. We explain what's covered, from fire and flood to leaks. Get the right cover for your property type here.

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2 Scottish houses by a road. One house has a white door and the other has a red door.

What home insurance do you need?

Find the right home cover for your home. We explain buildings vs contents insurance and what specialist policies, like unoccupied cover, are available.

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What does contents insurance cover?

What does contents insurance cover? Find out what’s protected in a standard policy, what’s not, and how to get the right level of cover for your home.

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What home insurance do students need?

Get the lowdown on home insurance for students, including what's protected, whether you're covered by your parents, and how to get a quote.

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Empty road through a village, with small houses on either side of the road.

How to insure your second home

If you own a second home in the UK, you may need specific home insurance to protect it. Here is how to cover your second home.

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Can home insurance cover subsidence?

If your home suffers from subsidence, finding an insurance policy to protect your property can be tricky. Here is how to get cover if your property has experienced subsidence.

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