To find the best golf insurance policy, think about:

  • What you want cover for, e.g. golf equipment or injuries

  • How much your golf equipment costs

  • What cover you might already have, e.g. contents insurance

How much cover do you need?

Work out how much you spend on playing golf to help you choose the right policy. Think about the cost of your:

  • Golf clubs

  • Golf accessories including balls, clothing, trolley and GPS gadgets

  • Club membership

  • Entry for competitions and events

  • Golf buggy if you have one

Find a policy that offers the right level of cover e.g. if your golf clubs cost £2,000, look for policies that offer at least this amount of equipment cover.

What do you want to protect?

Most golf insurance policies can protect you against the cost of:

  • Repairing or replacing your golf equipment if damaged or stolen

  • Any damage or injury you cause to someone else or their property e.g. hitting someone's car with a golf ball

  • An injury you suffer as result of playing golf e.g. being struck by a ball

  • Club membership fees if you cannot play due to illness or injury

  • Buying drinks after hitting a hole in one

If you own an electric cart, you can also get golf buggy insurance to protect it.

Do you already have protection?

If you have contents insurance, your golf equipment could be covered when kept inside your home or locked away in a garage or shed.

However, most policies will not cover them when you take them out of your home, for example while playing golf. Check your contents insurance policy carefully to see what protection you have.

If your clubs are not covered by your home contents cover, consider a golf insurance policy to find the protection you need.