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Current Account guides

Whether you are looking for your first current account, one with bonus rewards or a high-interest current account, our current account guides contain everything you need to get the best account.

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What is interest?

Borrowing costs money. A lender will usually charge a borrower a percentage of the money lent, rather than a flat fee. This is called interest. This guide covers the basics of how interest works, what it is and what it means for your finances.

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How to find the best student account

Student bank accounts could save you money, let you borrow for free and offer freebies like gift vouchers or railcards. Here is how they work and how to find the best one for you.

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How to pay your overdraft off

If you go into your overdraft every month or have been stuck in the red for a while, there are ways to pay off your overdraft for good.

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How to find the best charity bank account

A current account for your charity, community group or voluntary organisation can offer a safe home for donations. Here is how manage your charity's money and pay its bills.

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What graduate account should you get?

If you have graduated and do not have a student account, or have one that lost its free overdraft and benefits, here is how to get the best graduate bank account.

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How does online banking work?

Internet banking helps you keep track of your balance and make payments 24 hours a day without going to a branch. Here is how to bank online on your computer, phone or tablet.

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How business current accounts work

If you run your own business, are a sole trader or look after the finances of a company, you may need a current account. Here is how business bank accounts work and how to get one.

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What are direct debits and standing orders?

They are automatic payments from your bank account. They can stop you missing a payment and take away the hassle of paying manually. Here is how they work and when you can use them.

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How to pay with contactless and Paym

You can use contactless payments to quickly and easily buy things with your debit card, credit card or mobile phone. You can use Paym to send and receive payments to and from other bank accounts with your mobile phone. Here is how they work.

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How to manage your bank account

Here is how to use your current account to keep it running smoothly and to avoid being charged fees.

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Is it time to ditch your cash?

We are fast becoming a cashless society, so do you really need to keep using physical money? Here's how to work out whether it's time you ditched your cash.

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What is fintech?

Monzo, Bitcoin and Kickstarter are all fintech companies. They use technology to improve your financial services. But what is fintech and what does it mean for your money?

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