Top 10 Most Popular Credit Cards - money.co.uk

Credit cards
Most popular credit cards

Santander Everyday Credit Card

Balance transfers

0% for 18 months with no fee

0% for 3 months

Representative APR (variable)

Can I get this card?

Once the 0% deals end, you will be charged at 18.9% p.a. variable on any outstanding balances. Earn up to 15% cashback through Retailer Offer, a free service through Online and Mobile Banking.

Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).

Santander All in One Credit Card

Balance transfers

0% for 26 months with no fee

0% for 26 months

Representative APR (variable)

Can I get this card?

0% on balance transfers and purchases from the date of account opening. Once the 0% deals end, you will be charged at 15.9% p.a. variable on any outstanding balances. Earn 0.5% cashback on all your purchases.
£3 monthly fee applies.

Representative Example: The standard interest rate on purchases is 15.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.7% APR (variable). £3 monthly fee.

Virgin Money Balance Transfer Credit Card (24 Mths) (21.9%)

Virgin Money: Virgin Money Balance Transfer Credit Card (24 Mths) (21.9%)

Balance transfers

0% for 24 months with a 1.25% fee

0% for 3 months

Representative APR (variable)

Virgin Money: Virgin Money Balance Transfer Credit Card (24 Mths) (21.9%)

Can I get this card?

20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind. Use Virgin Money’s Card Checker to see your chances of being accepted.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Sainsbury's Bank Dual Offer Credit Card

Balance transfers

0% for 20 months with a 3% fee (£3 min.)

0% for 20 months

Representative APR (variable)

Can I get this card?

Sainsbury's Bank may offer you a 0% interest period of 20 or 12 months instead depending on your individual circumstances.

Representative Example: The standard interest rate on purchases is 21.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Tesco Bank Clubcard Credit Card (All Round 15/15)

Tesco Bank: Tesco Bank Clubcard Credit Card (All Round 15/15)

Balance transfers

0% for 15 months with a 1.99% fee

0% for 15 months

Representative APR (variable)

Tesco Bank: Tesco Bank Clubcard Credit Card (All Round 15/15)

Credit limits, promotional periods and interest rates will vary based on your individual circumstances.

Representative Example: The standard interest rate on purchases is 20.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 20.9% APR (variable).

Halifax Low Fee 0% Balance Transfer Credit Card

Halifax: Halifax Low Fee 0% Balance Transfer Credit Card

Balance transfers

0% for 23 months with a 1.5% fee

0% for 9 months

Representative APR (variable)

Halifax: Halifax Low Fee 0% Balance Transfer Credit Card

Can I get this card?

Transfer a balance within 90 days of opening an account to get the 0% deal; otherwise the rate will be 19.95% p.a. variable with a 5% fee. The duration of the introductory offer may vary depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 19.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 19.9% APR (variable).

MBNA Low Fee 0% Balance Transfer Card

MBNA Ltd: MBNA Low Fee 0% Balance Transfer Card

Balance transfers

0% for 24 months with a 1.5% fee

20.93% p.a. variable

Representative APR (variable)

MBNA Ltd: MBNA Low Fee 0% Balance Transfer Card

Can I get this card?

Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 20.93% p.a. variable with a 5% fee. The duration of the introductory offer may vary depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 20.93% p.a. (variable), so if you borrow £1,200 the Representative APR will be 20.9% APR (variable).

Virgin Money All Round Credit Card (20m) (21.9%)

Virgin Money: Virgin Money All Round Credit Card (20m) (21.9%)

Balance transfers

0% for 20 months with a 2.9% fee

0% for 20 months

Representative APR (variable)

Virgin Money: Virgin Money All Round Credit Card (20m) (21.9%)

Can I get this card?

Contactless payments on purchases up to £45. 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Aqua Classic Card (32.9%)

Aqua: Aqua Classic Card (32.9%)

Balance transfers

32.94% p.a. variable with a 3% fee (£3 min.)

32.94% p.a. variable

Representative APR (variable)

Aqua: Aqua Classic Card (32.9%)

Check eligibility

Representative Example: The standard interest rate on purchases is 32.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 32.9% APR (variable).

Marbles Credit Card (32.9%)

Balance transfers

32.94% p.a. variable with a 3% fee (£3 min.)

32.94% p.a. variable

Representative APR (variable)

Check eligibility

Representative Example: The standard interest rate on purchases is 32.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 32.9% APR (variable).

Barclaycard Platinum Balance Transfer (15 Mths)

Barclaycard: Barclaycard Platinum Balance Transfer (15 Mths)

Balance transfers

0% for 15 months with no fee

0% for 6 months

Representative APR (variable)

Barclaycard: Barclaycard Platinum Balance Transfer (15 Mths)

Can I get this card?

£20 cashback when you transfer a balance of £2,500 or more within 60 days of opening your account. Offer ends 15 February 2021. T&Cs apply.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Origin Credit Card

Origin: Origin Credit Card

Balance transfers

59.94% p.a. variable

Representative APR (variable)

Origin: Origin Credit Card

Check eligibility

Not available if you already hold, or have applied within the last 6 months, a credit card provided by Vanquis Bank.

Representative Example: The standard interest rate on purchases is 59.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 59.9% APR (variable).

Sainsbury's Bank Low Balance Transfer Fee Credit Card (18 Mths)

Balance transfers

0% for 18 months with no fee

0% for 3 months

Representative APR (variable)

Can I get this card?

Sainsbury's Bank may offer you a 0% interest period on balance transfers of 18 or 12 months instead, depending on your individual circumstances.

Representative Example: The standard interest rate on purchases is 21.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Barclaycard Platinum With Balance Transfer (18/18)

Barclaycard: Barclaycard Platinum With Balance Transfer (18/18)

Balance transfers

0% for 18 months with a 2.9% fee

0% for 18 months

Representative APR (variable)

Barclaycard: Barclaycard Platinum With Balance Transfer (18/18)

Can I get this card?

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

MBNA Long 0% Money Transfer Card

MBNA Ltd: MBNA Long 0% Money Transfer Card

Balance transfers

0% for 12 months with a 4% fee

22.93% p.a. variable

Representative APR (variable)

MBNA Ltd: MBNA Long 0% Money Transfer Card

Can I get this card?

Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 22.93% p.a. variable with a 5% fee. The duration of the introductory offer may vary depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 22.93% p.a. (variable), so if you borrow £1,200 the Representative APR will be 22.9% APR (variable).

Vanquis Bank Ltd Classic Credit Card

Vanquis Bank Ltd: Vanquis Bank Ltd Classic Credit Card

Balance transfers

39.94% p.a. variable

Representative APR (variable)

Vanquis Bank Ltd: Vanquis Bank Ltd Classic Credit Card

Check eligibility

You could get a credit limit increase after your 5th statement & further increases every 5 months, up to £4,000. Check your eligibility with absolutely no risk to your credit file.

Representative Example: The standard interest rate on purchases is 39.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 39.9% APR (variable).

Sainsbury's Bank Balance Transfer Credit Card

Balance transfers

0% for 29 months with a 3% fee (£3 min.)

0% for 3 months

Representative APR (variable)

Can I get this card?

Balance Transfer fee of 3% or 4% applies to transfers made at application, depending on your individual circumstances (£3 minimum). The charge will depend on your current offer thereafter.
Sainsbury's bank may offer a 0% interest period on balance tranfers of 29, 25 or 21 months depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 21.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Sainsbury's Bank Low Balance Transfer Fee Credit Card (26 Mths)

Balance transfers

0% for 26 months with a 2% fee (£3 min.)

0% for 3 months

Representative APR (variable)

Can I get this card?

Sainsbury's Bank may offer you a 0% interest period on balance transfers of 26 or 18 months, depending on your individual circumstances.

Representative Example: The standard interest rate on purchases is 21.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Credit Card Comparison