Top 10 Most Popular Credit Cards - money.co.uk

Credit cards
Most popular credit cards

Barclaycard Forward Credit Card

Barclaycard: Barclaycard Forward Credit Card

Balance transfers

33.9% p.a. variable

0% for 3 months

Representative APR (variable)

Barclaycard: Barclaycard Forward Credit Card

The rate shown here is the rate you will receive if accepted for the card. Not available to applicants who already have a Barclaycard credit card.

Representative Example: The standard interest rate on purchases is 33.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 33.9% APR (variable).

TSB Platinum Purchase Card

TSB: TSB Platinum Purchase Card

Balance transfers

0% for 20 months with a 2.95% fee

0% for 20 months

Representative APR (variable)

TSB: TSB Platinum Purchase Card

Credit limits, promotional periods and interest rates will vary based on your individual circumstances.

Representative Example: The standard interest rate on purchases is 19.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 19.9% APR (variable).

Virgin Money Balance Transfer Credit Card (20 Mths) (21.9%)

Virgin Money: Virgin Money Balance Transfer Credit Card (20 Mths) (21.9%)

Balance transfers

0% for 20 months with a 1% fee

0% for 3 months

Representative APR (variable)

Virgin Money: Virgin Money Balance Transfer Credit Card (20 Mths) (21.9%)

Can I get this card?

20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind. Use Virgin Money’s Card Checker to see your chances of being accepted.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Barclaycard Platinum With Balance Transfer (18/18)

Barclaycard: Barclaycard Platinum With Balance Transfer (18/18)

Balance transfers

0% for 18 months with a 2.9% fee

0% for 18 months

Representative APR (variable)

Barclaycard: Barclaycard Platinum With Balance Transfer (18/18)

Can I get this card?

Representative Example: The standard interest rate on purchases is 20.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 20.9% APR (variable).

Lloyds Bank Platinum Low Rate Credit Card

Lloyds Bank: Lloyds Bank Platinum Low Rate Credit Card

Balance transfers

9.94% p.a. variable with no fee

9.94% p.a. variable

Representative APR (variable)

Lloyds Bank: Lloyds Bank Platinum Low Rate Credit Card

Can I get this card?

You may be eligible to apply for a second credit card. Conditions apply.

Representative Example: The standard interest rate on purchases is 9.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 9.9% APR (variable).

M&S Bank Transfer Plus Credit Card

M&S Bank: M&S Bank Transfer Plus Credit Card

Balance transfers

0% for 28 months with a 2.85% fee (£5 min.)

0% for 6 months

Representative APR (variable)

M&S Bank: M&S Bank Transfer Plus Credit Card

Check eligibility

Representative Example: The standard interest rate on purchases is 19.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 19.9% APR (variable).

Barclaycard Rewards Credit Card

Barclaycard: Barclaycard Rewards Credit Card

Balance transfers

22.9% p.a. variable

22.9% p.a. variable

Representative APR (variable)

Barclaycard: Barclaycard Rewards Credit Card

Can I get this card?

Receive 0.25% cashback on all your spend. No fees on purchases abroad as long as you pay in the local currency then you won’t pay fees on non-sterling purchases.

Representative Example: The standard interest rate on purchases is 22.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 22.9% APR (variable).

Virgin Money All Round Credit Card (18m) (21.9%)

Virgin Money: Virgin Money All Round Credit Card (18m) (21.9%)

Balance transfers

0% for 18 months with a 2.9% fee

0% for 15 months

Representative APR (variable)

Virgin Money: Virgin Money All Round Credit Card (18m) (21.9%)

Can I get this card?

Contactless payments on purchases up to £45. 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Vanquis Bank Ltd Classic Credit Card

Vanquis Bank Ltd: Vanquis Bank Ltd Classic Credit Card

Balance transfers

39.94% p.a. variable

Representative APR (variable)

Vanquis Bank Ltd: Vanquis Bank Ltd Classic Credit Card

Check eligibility

You could get a credit limit increase after your 5th statement & further increases every 5 months, up to £4,000. Check your eligibility with absolutely no risk to your credit file.

Representative Example: The standard interest rate on purchases is 39.94% p.a. (variable), so if you borrow £1,000 the Representative APR will be 39.9% APR (variable).

Chrome Credit Card (29.3%)

Chrome: Chrome Credit Card (29.3%)

Balance transfers

29.3% p.a. variable

Representative APR (variable)

Chrome: Chrome Credit Card (29.3%)

Check eligibility

Not available if you already hold, or have applied within the last 6 months, a credit card provided by Vanquis Bank.

Representative Example: The standard interest rate on purchases is 29.3% p.a. (variable), so if you borrow £1,000 the Representative APR will be 29.3% APR (variable).

HSBC Purchase Plus Credit Card

HSBC: HSBC Purchase Plus Credit Card

Balance transfers

0% for 18 months with a 2.9% fee (£5 min.)

0% for 18 months

Representative APR (variable)

HSBC: HSBC Purchase Plus Credit Card

Check eligibility

You cannot transfer a balance from an HSBC Group card. The APR is dependent on your personal circumstances.

Representative Example: The standard interest rate on purchases is 22.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 22.9% APR (variable).

Virgin Money Balance Transfer Credit Card (20 Mths) (23.9%)

Virgin Money: Virgin Money Balance Transfer Credit Card (20 Mths) (23.9%)

Balance transfers

0% for 20 months with a 1% fee

0% for 3 months

Representative APR (variable)

Virgin Money: Virgin Money Balance Transfer Credit Card (20 Mths) (23.9%)

Can I get this card?

20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind. Use Virgin Money’s Card Checker to see your chances of being accepted.

Representative Example: The standard interest rate on purchases is 23.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 23.9% APR (variable).

Virgin Money All Round Credit Card (18m) (23.9%)

Virgin Money: Virgin Money All Round Credit Card (18m) (23.9%)

Balance transfers

0% for 18 months with a 2.9% fee

0% for 15 months

Representative APR (variable)

Virgin Money: Virgin Money All Round Credit Card (18m) (23.9%)

Can I get this card?

Contactless payments on purchases up to £45. 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind.

Representative Example: The standard interest rate on purchases is 23.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 23.9% APR (variable).

Virgin Money Balance Transfer Credit Card (20 Mths) (25.9%)

Virgin Money: Virgin Money Balance Transfer Credit Card (20 Mths) (25.9%)

Balance transfers

0% for 20 months with a 1% fee

0% for 3 months

Representative APR (variable)

Virgin Money: Virgin Money Balance Transfer Credit Card (20 Mths) (25.9%)

Can I get this card?

20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind. Use Virgin Money’s Card Checker to see your chances of being accepted.

Representative Example: The standard interest rate on purchases is 25.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 25.9% APR (variable).

Virgin Money Balance Transfer Credit Card (22 Mths) (21.9%)

Virgin Money: Virgin Money Balance Transfer Credit Card (22 Mths) (21.9%)

Balance transfers

0% for 22 months with a 3% fee

0% for 3 months

Representative APR (variable)

Virgin Money: Virgin Money Balance Transfer Credit Card (22 Mths) (21.9%)

Can I get this card?

20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind. Use Virgin Money’s Card Checker to see your chances of being accepted.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Origin Credit Card

Origin: Origin Credit Card

Balance transfers

59.94% p.a. variable

Representative APR (variable)

Origin: Origin Credit Card

Check eligibility

Not available if you already hold, or have applied within the last 6 months, a credit card provided by Vanquis Bank.

Representative Example: The standard interest rate on purchases is 59.94% p.a. (variable), so if you borrow £1,000 the Representative APR will be 59.9% APR (variable).

MBNA Low Fee 0% Balance Transfer Card

MBNA Ltd: MBNA Low Fee 0% Balance Transfer Card

Balance transfers

0% for 23 months with a 1.99% fee

20.93% p.a. variable

Representative APR (variable)

MBNA Ltd: MBNA Low Fee 0% Balance Transfer Card

Can I get this card?

The duration of the introductory offer may vary depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 20.93% p.a. (variable), so if you borrow £1,200 the Representative APR will be 20.9% APR (variable).

M&S Bank Reward Plus Credit Card

M&S Bank: M&S Bank Reward Plus Credit Card

Balance transfers

0% for 6 months with a 2.9% fee (£5 min.)

0% for 6 months

Representative APR (variable)

M&S Bank: M&S Bank Reward Plus Credit Card

Check eligibility

Get double reward points on all M&S shopping for the first 12 months and a £20 M&S voucher on your first spend. T&Cs apply.

Representative Example: The standard interest rate on purchases is 19.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 19.9% APR (variable).

Virgin Money All Round Credit Card (18m) (25.9%)

Virgin Money: Virgin Money All Round Credit Card (18m) (25.9%)

Balance transfers

0% for 18 months with a 2.9% fee

0% for 15 months

Representative APR (variable)

Virgin Money: Virgin Money All Round Credit Card (18m) (25.9%)

Can I get this card?

Contactless payments on purchases up to £45. 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind.

Representative Example: The standard interest rate on purchases is 25.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 25.9% APR (variable).

Virgin Money All Round Credit Card (15m) (27.9%)

Virgin Money: Virgin Money All Round Credit Card (15m) (27.9%)

Balance transfers

0% for 15 months with a 2.9% fee

0% for 12 months

Representative APR (variable)

Virgin Money: Virgin Money All Round Credit Card (15m) (27.9%)

Can I get this card?

Contactless payments on purchases up to £45. 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind.

Representative Example: The standard interest rate on purchases is 27.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 27.9% APR (variable).

Credit Card Comparison