Top 10 Most Popular Credit Cards - money.co.uk

Credit cards
Most popular credit cards

MBNA Low Fee 0% Balance Transfer Card

MBNA Ltd: MBNA Low Fee 0% Balance Transfer Card

Balance transfers

0% for 26 months with a 1% fee

20.93% p.a. variable

Representative APR (variable)

MBNA Ltd: MBNA Low Fee 0% Balance Transfer Card

Can I get this card?

The duration of the introductory offer may vary depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 20.93% p.a. (variable), so if you borrow £1,200 the Representative APR will be 20.9% APR (variable).

TSB Platinum Purchase Card

TSB: TSB Platinum Purchase Card

Balance transfers

0% for 20 months with a 2.95% fee

0% for 20 months

Representative APR (variable)

TSB: TSB Platinum Purchase Card

Credit limits, promotional periods and interest rates will vary based on your individual circumstances.

Representative Example: The standard interest rate on purchases is 19.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 19.9% APR (variable).

Barclaycard Forward Credit Card

Barclaycard: Barclaycard Forward Credit Card

Balance transfers

33.9% p.a. variable

0% for 3 months

Representative APR (variable)

Barclaycard: Barclaycard Forward Credit Card

The rate shown here is the rate you will receive if accepted for the card. Not available to applicants who already have a Barclaycard credit card.

Representative Example: The standard interest rate on purchases is 33.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 33.9% APR (variable).

MBNA Dual 0% Transfers and Purchases Card

MBNA Ltd: MBNA Dual 0% Transfers and Purchases Card

Balance transfers

0% for 20 months with a 2.5% fee

0% for 20 months

Representative APR (variable)

MBNA Ltd: MBNA Dual 0% Transfers and Purchases Card

Can I get this card?

Pay no interest for 20 months from account opening on the purchases you make in the first 60 days.
The duration of the introductory offer may vary depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 20.93% p.a. (variable), so if you borrow £1,200 the Representative APR will be 20.9% APR (variable).

fluid Credit Card

Balance transfers

0% for 9 months with a 4% fee

34.94% p.a. variable

Representative APR (variable)

Can I get this card?

Representative Example: The standard interest rate on purchases is 34.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).

Barclaycard Platinum With Balance Transfer (18/18)

Barclaycard: Barclaycard Platinum With Balance Transfer (18/18)

Balance transfers

0% for 18 months with a 1.9% fee

0% for 18 months

Representative APR (variable)

Barclaycard: Barclaycard Platinum With Balance Transfer (18/18)

Can I get this card?

Representative Example: The standard interest rate on purchases is 20.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 20.9% APR (variable).

Halifax Balance Transfer Credit Card (26 Mths)

Halifax: Halifax Balance Transfer Credit Card (26 Mths)

Balance transfers

0% for 26 months with a 1.2% fee

0% for 9 months

Representative APR (variable)

Halifax: Halifax Balance Transfer Credit Card (26 Mths)

Can I get this card?

The duration of the introductory offer may vary depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 19.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 19.9% APR (variable).

Barclaycard Rewards Credit Card

Barclaycard: Barclaycard Rewards Credit Card

Balance transfers

22.9% p.a. variable

22.9% p.a. variable

Representative APR (variable)

Barclaycard: Barclaycard Rewards Credit Card

Can I get this card?

Receive 0.25% cashback on all your spend. No fees on purchases abroad as long as you pay in the local currency then you won’t pay fees on non-sterling purchases.

Representative Example: The standard interest rate on purchases is 22.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 22.9% APR (variable).

American Express Platinum Cashback Everyday Card

Balance transfers

22.2% p.a. variable

Representative APR (variable)

Can I get this card?

Get 5% cashback up to £100 in your first 6 months of Card membership. After the first 6 months earn up to 1% depending on how much you spend.
Balance transfer facility is only available on request and at the discretion of Amex.

Representative Example: The standard interest rate on purchases is 22.2% p.a. (variable), so if you borrow £1,200 the Representative APR will be 22.2% APR (variable).

Virgin Money Balance Transfer Credit Card (27 Mths) (21.9%)

Virgin Money: Virgin Money Balance Transfer Credit Card (27 Mths) (21.9%)

Balance transfers

0% for 27 months with a 1.45% fee

0% for 3 months

Representative APR (variable)

Virgin Money: Virgin Money Balance Transfer Credit Card (27 Mths) (21.9%)

Can I get this card?

20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind. Use Virgin Money’s Card Checker to see your chances of being accepted.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Virgin Money All Round Credit Card (18m) (21.9%)

Virgin Money: Virgin Money All Round Credit Card (18m) (21.9%)

Balance transfers

0% for 18 months with a 2.9% fee

0% for 15 months

Representative APR (variable)

Virgin Money: Virgin Money All Round Credit Card (18m) (21.9%)

Can I get this card?

Contactless payments on purchases up to £45. 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

American Express Preferred Rewards Gold Credit Card

American Express: American Express Preferred Rewards Gold Credit Card

Balance transfers

22.2% p.a. variable

Representative APR (variable)

American Express: American Express Preferred Rewards Gold Credit Card

Can I get this card?

New Cardmember offer: Earn 20,000 Membership Rewards️ points when you spend £3,000 in your first six months of Cardmembership. Offer ends 29 June 2020. Terms apply.

Representative Example: The standard interest rate on purchases is 22.2% p.a. (variable), so if you borrow £1,200 the Representative APR will be 56.6% APR (variable). £140 annual fee.

MBNA Long 0% Money Transfer Card

MBNA Ltd: MBNA Long 0% Money Transfer Card

Balance transfers

0% for 12 months with a 4% fee

22.93% p.a. variable

Representative APR (variable)

MBNA Ltd: MBNA Long 0% Money Transfer Card

Can I get this card?

The duration of the introductory offer may vary depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 22.93% p.a. (variable), so if you borrow £1,200 the Representative APR will be 22.9% APR (variable).

British Airways Credit Card

Balance transfers

22.2% p.a. variable

Representative APR (variable)

Can I get this card?

5,000 bonus Avios when spending £1,000 within the first 6 months of Card membership. T&Cs apply.
Balance transfer facility is only available on request and at the discretion of Amex.

Representative Example: The standard interest rate on purchases is 22.2% p.a. (variable), so if you borrow £1,200 the Representative APR will be 22.2% APR (variable).

American Express Platinum Cashback Credit Card

Balance transfers

22.2% p.a. variable

Representative APR (variable)

Can I get this card?

Get 5% cashback up to £125 in your first 6 months of Card membership. After the first 6 months earn up to 1.25% depending on how much you spend.
There is an annual charge of £25. Balance transfer facility is only available on request and at the discretion of Amex.

Representative Example: The standard interest rate on purchases is 22.2% p.a. (variable), so if you borrow £1,200 the Representative APR will be 27.3% APR (variable). £25 annual fee.

Nectar Credit Card

Balance transfers

22.2% p.a. variable

Representative APR (variable)

Can I get this card?

Earn 20,000 Nectar points when spending £2,000 within the first 6 months. What's more, your first years Card membership fee of £25 is waived.
Balance transfer facility is only available on request and at the discretion of Amex.

Representative Example: The standard interest rate on purchases is 22.2% p.a. (variable), so if you borrow £1,200 the Representative APR will be 27.3% APR (variable). £25 annual fee.

Lloyds Bank Platinum Low Rate Credit Card

Lloyds Bank: Lloyds Bank Platinum Low Rate Credit Card

Balance transfers

9.94% p.a. variable with no fee

9.94% p.a. variable

Representative APR (variable)

Lloyds Bank: Lloyds Bank Platinum Low Rate Credit Card

Can I get this card?

You may be eligible to apply for a second credit card. Conditions apply.

Representative Example: The standard interest rate on purchases is 9.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 9.9% APR (variable).

Virgin Money All Round Credit Card (18m) (23.9%)

Virgin Money: Virgin Money All Round Credit Card (18m) (23.9%)

Balance transfers

0% for 18 months with a 2.9% fee

0% for 15 months

Representative APR (variable)

Virgin Money: Virgin Money All Round Credit Card (18m) (23.9%)

Can I get this card?

Contactless payments on purchases up to £45. 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms Apply. Exclusive access to Virgin Money Lounges – the perfect place to relax and unwind.

Representative Example: The standard interest rate on purchases is 23.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 23.9% APR (variable).

American Express Rewards Credit Card

American Express: American Express Rewards Credit Card

Balance transfers

22.2% p.a. variable

Representative APR (variable)

American Express: American Express Rewards Credit Card

Can I get this card?

Earn 5,000 bonus Membership Rewards® points when you spend £2,000 in your first six months of Cardmembership.
Balance transfer facility is only available on request and at the discretion of Amex.

Representative Example: The standard interest rate on purchases is 22.2% p.a. (variable), so if you borrow £1,200 the Representative APR will be 22.2% APR (variable).

British Airways Premium Plus Credit Card

Balance transfers

22.2% p.a. variable

Representative APR (variable)

Can I get this card?

25,000 bonus Avios when spending £3,000 within the first 6 months of Card membership. T&Cs apply.
Balance transfer facility is only available on request and at the discretion of Amex.

Representative Example: The standard interest rate on purchases is 22.2% p.a. (variable), so if you borrow £1,200 the Representative APR will be 74.7% APR (variable). £195 annual fee.

Credit Card Comparison