Most Popular Credit Cards | Compare Our Best Credit Card Deals 2021 | money.co.uk

Credit cards
Most popular credit cards

Barclaycard Platinum Balance Transfer & Purchase Credit Card

Barclaycard: Barclaycard Platinum Balance Transfer & Purchase Credit Card

Balance transfers

0% for 20 months with a 2.9% fee

0% for 21 months

Representative APR (variable)

Barclaycard: Barclaycard Platinum Balance Transfer & Purchase Credit Card

Can I get this card?

Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 21.9% p.a. variable with no fee.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Lloyds Bank 0% Purchase and Balance Transfer Card

Lloyds Bank: Lloyds Bank 0% Purchase and Balance Transfer Card

Balance transfers

0% for 18 months with a 2.99% fee

0% for 21 months

Representative APR (variable)

Lloyds Bank: Lloyds Bank 0% Purchase and Balance Transfer Card

Can I get this card?

Balance Transfers must be completed within the first 90 days to get the promotional offers.
The duration of the introductory offer may vary depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 21.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

M&S Bank Shopping Plus Credit Card

M&S Bank: M&S Bank Shopping Plus Credit Card

Balance transfers

0% for 20 months with a 2.9% fee (£5 min.)

0% for 20 months

Representative APR (variable)

M&S Bank: M&S Bank Shopping Plus Credit Card

Can I get this card?

Transfer a balance within 90 days of opening an account to get the 0% deal; otherwise the rate will be 21.9% p.a. variable with a 2.9% fee.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Sainsbury's Bank Low Balance Transfer Fee Credit Card (19 Mths)

Balance transfers

0% for 19 months with no fee

0% for 3 months

Representative APR (variable)

Can I get this card?

Balance Transfer fee of 0% or 1% applies to transfers made within your first three months, depending on your individual circumstances. The charge will depend on your current offer thereafter.
Sainsbury's Bank may offer you a 0% interest period on balance transfers of 19 or 12 months instead, depending on your individual circumstances.

Representative Example: The standard interest rate on purchases is 21.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Santander Everyday Credit Card

Santander: Santander Everyday Credit Card

Balance transfers

0% for 18 months with no fee

0% for 3 months

Representative APR (variable)

Santander: Santander Everyday Credit Card

Can I get this card?

Once the 0% deals end, you will be charged at 20.9% p.a. variable on any outstanding balances. Earn up to 15% cashback through Retailer Offer, a free service through Online and Mobile Banking.

Representative Example: The standard interest rate on purchases is 20.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 20.9% APR (variable).

Virgin Money All Round Credit Card (19m) (21.9%)

Virgin Money: Virgin Money All Round Credit Card (19m) (21.9%)

Balance transfers

0% for 19 months with a 2.9% fee

0% for 19 months

Representative APR (variable)

Virgin Money: Virgin Money All Round Credit Card (19m) (21.9%)

Can I get this card?

Virgin Money Back offers cardholders the ability to earn cashback on their credit card spend at participating retailers when they are enrolled in the programme via the mobile app'. Use Virgin Money’s Card Checker to see your chances of being accepted.
Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 21.9% p.a. variable with a 5% fee.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

British Airways Credit Card

British Airways: British Airways Credit Card

Balance transfers

24.5% p.a. variable

Representative APR (variable)

British Airways: British Airways Credit Card

Can I get this card?

For a limited time only, Collect 10,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership. Offer ends 2 November 2021. Customer must apply and be approved by 2 November 2021.
Balance transfer facility is only available on request and at the discretion of Amex.

Representative Example: The standard interest rate on purchases is 24.5% p.a. (variable), so if you borrow £1,200 the Representative APR will be 24.5% APR (variable).

Halifax Long 0% Balance Transfer Credit Card

Halifax: Halifax Long 0% Balance Transfer Credit Card

Balance transfers

0% for 29 months with a 2.7% fee

0% for 9 months

Representative APR (variable)

Halifax: Halifax Long 0% Balance Transfer Credit Card

Can I get this card?

Balance Transfers must be completed within the first 90 days to get the promotional offers.
The duration of the introductory offer may vary depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 21.93% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Sainsbury's Bank Balance Transfer 29 Months Credit Card

Balance transfers

0% for 29 months with a 2% fee (£3 min.)

0% for 3 months

Representative APR (variable)

Can I get this card?

Balance Transfer fee of 2% or 3% applies to transfers made at application, depending on your individual circumstances (£3 minimum). The charge will depend on your current offer thereafter.
Sainsbury's bank may offer a 0% interest period on balance transfers of 29 or 21 months depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 21.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

Capital One Classic Card

Capital One: Capital One Classic Card

Balance transfers

34.94% p.a. variable with a 3% fee

34.94% p.a. variable

Representative APR (variable)

Capital One: Capital One Classic Card

Can I get this card?

Representative Example: The standard interest rate on purchases is 34.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).

Virgin Atlantic Reward Credit Card

Virgin Atlantic: Virgin Atlantic Reward Credit Card

Balance transfers

0% for 6 months with a 3% fee

22.9% p.a. variable

Representative APR (variable)

Virgin Atlantic: Virgin Atlantic Reward Credit Card

Can I get this card?

Virgin Money Back offers cardholders the ability to earn cashback on their credit card spend at participating retailers when they are enrolled in the programme via the mobile app'.
Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 22.9% p.a. variable with a 5% fee.

Representative Example: The standard interest rate on purchases is 22.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 22.9% APR (variable).

Lloyds Bank Platinum Low Rate Credit Card

Lloyds Bank: Lloyds Bank Platinum Low Rate Credit Card

Balance transfers

9.94% p.a. variable with no fee

9.94% p.a. variable

Representative APR (variable)

Lloyds Bank: Lloyds Bank Platinum Low Rate Credit Card

Can I get this card?

Transfer a balance within 90 days of opening an account to get the no fee deal; otherwise the fee will be 5% thereafter. You may be eligible to apply for a second credit card. Conditions apply.

Representative Example: The standard interest rate on purchases is 9.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 9.9% APR (variable).

MBNA Long 0% Money Transfer Card

MBNA Ltd: MBNA Long 0% Money Transfer Card

Balance transfers

0% for 12 months with a 4% fee

22.93% p.a. variable

Representative APR (variable)

MBNA Ltd: MBNA Long 0% Money Transfer Card

Can I get this card?

Balance Transfers and Money Transfers must be completed within the first 60 days to get the promotional offers.
The duration of the introductory offer may vary depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 22.93% p.a. (variable), so if you borrow £1,200 the Representative APR will be 22.9% APR (variable).

Barclaycard Platinum Balance Transfer (24 Mths)

Barclaycard: Barclaycard Platinum Balance Transfer (24 Mths)

Balance transfers

0% for 24 months with a 0.9% fee

0% for 6 months

Representative APR (variable)

Barclaycard: Barclaycard Platinum Balance Transfer (24 Mths)

Can I get this card?

Sign up for a Barclaycard and get up to five months free of Apple Music, Apple TV+, Apple News+ and Apple Arcade. Continues as paid subscription after trial ends. UK only, T&Cs apply.
Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 21.9% p.a. variable with no fee.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

MBNA Ltd Balance Transfer Credit Card (27 Mths)

MBNA Ltd: MBNA Ltd Balance Transfer Credit Card (27 Mths)

Balance transfers

0% for 27 months with a 1% fee

21.93% p.a. variable

Representative APR (variable)

MBNA Ltd: MBNA Ltd Balance Transfer Credit Card (27 Mths)

Can I get this card?

£30 cashback on Balance or Money Transfers totalling £1,000 or more made in the first 60 days of account opening. T&C’s apply.
Balance Transfers and Money Transfers must be completed within the first 60 days to get the promotional offers. The duration of the introductory offer may vary depending on your personal circumstances.

Representative Example: The standard interest rate on purchases is 21.93% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

thinkmoney Credit Card

thinkmoney: thinkmoney Credit Card

Balance transfers

39.94% p.a. variable with a 3% fee

39.94% p.a. variable

Representative APR (variable)

thinkmoney: thinkmoney Credit Card

Can I get this card?

Representative Example: The standard interest rate on purchases is 39.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 39.9% APR (variable).

Virgin Money Balance Transfer Credit Card (27 Mths) (21.9%)

Virgin Money: Virgin Money Balance Transfer Credit Card (27 Mths) (21.9%)

Balance transfers

0% for 27 months with a 1.2% fee

0% for 3 months

Representative APR (variable)

Virgin Money: Virgin Money Balance Transfer Credit Card (27 Mths) (21.9%)

Can I get this card?

Virgin Money Back offers cardholders the ability to earn cashback on their credit card spend at participating retailers when they are enrolled in the programme via the mobile app'. Use Virgin Money’s Card Checker to see your chances of being accepted.
Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 21.9% p.a. variable with a 5% fee.

Representative Example: The standard interest rate on purchases is 21.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 21.9% APR (variable).

American Express Platinum Cashback Everyday Card

Balance transfers

24.5% p.a. variable

Representative APR (variable)

Can I get this card?

Get 5% cashback up to £100 in your first 3 months of Card membership. After the first 3 months earn up to 1% depending on how much you spend.
Balance transfer facility is only available on request and at the discretion of Amex. Cashback earn rates will change from the 4th August.

Representative Example: The standard interest rate on purchases is 24.5% p.a. (variable), so if you borrow £1,200 the Representative APR will be 24.5% APR (variable).

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