No, insurers cannot take your gender into account when working out your car insurance premiums.

Before a European Court of Justice (ECJ) ruling in December 2012 insurers would give women cheaper quotes because they were statistically safer drivers than men.

Although they cannot offer you cheaper cover based on your gender, some insurers still specialise in car insurance for women.

Try a specialist female car insurance policy

Since the ECJ ruling, car insurance companies that previously only offered cover to women must legally offer policies to men too.

However, they still tailor their cover to women with added benefits like:

  • Handbag and contents cover

  • Child seat cover

  • Courtesy car when your vehicle is being repaired

These benefits could be useful, but do not limit your search to just these insurers. Get as many quotes as you can to find the policy with the right level of cover at the right price.

Ways to cut the cost

Comparing quotes from a range of companies is the best way to find cheap cover, but there are other things you can do you keep the cost down:

For more price cutting tips, try these 10 ways to reduce your car insurance bill.