Loans
Tenant loans

TSB Personal Loan

£1,000 to £25,000

Representative APR

2.9% APR (£7,500 to £25,000)

1 year to 7 years

Representative Example: Representative 2.9% APR fixed. Based on a loan of £7,500 for 60 months at 2.91% p.a. Total £8,067.60 repayable at £134.46 per month.

AA Personal Loan

£1,000 to £25,000

Representative APR

3.1% APR (£7,500 to £25,000)

1 year to 7 years

Personal loan with 12 months breakdown cover at no extra cost, existing AA members are entitled to an add-on at no extra cost.

Representative Example: The representative rate is 3.1% APR (fixed) so if you borrow £17,500 over 60 months at a rate of 3.1% p.a. (fixed) you will repay £314.89 per month & £18,893.40 in total.

Citrus Loans Personal Loan

£2,000 to £25,000

Representative APR

5.9% APR (£16,000 to £25,000)

1 year to 5 years

The %APR rate you will be offered is dependent on your personal circumstances.
Citrus Loans is a trading style of Aspire Money and is a credit broker and not a lender.

Representative Example: The Representative APR is 9.9% APR (fixed) so if you borrow £15,000 over 36 months at a rate of 9.9% p.a (fixed) you will repay £480.34 per month & £17,292.24 in total.

Zopa Personal Loan

£1,000 to £25,000

Representative APR

7.9% APR (£5,000 to £25,000)

1 year to 5 years

Representative Example: Representative 7.9% APR fixed. Based on a loan of £7,500 for 60 months at 7.9% p.a. Total £9,052.38 repayable at £150.87 per month.

Monevo Personal Loan

Monevo: Monevo Personal Loan

£1,000 to £35,000

Representative APR

10.6% APR (£15,000 to £19,999)

1 year to 5 years

Monevo: Monevo Personal Loan

Monevo is a credit broker and not a lender.

Representative Example: The representative rate is 10.6% APR (fixed) so if you borrow £15,000 over 5 years at a rate of 10.6% p.a (fixed) you will repay £319.57 per month and £19,174.37 in total.

Shawbrook Bank Personal Loan

£1,000 to £35,000

Representative APR

13.9% APR (£1,000 to £35,000)

1 year to 7 years

Get a personalised quote with an instant decision without affecting your credit rating. Tailored rates. All documents are e-signed.

Representative Example: The Representative rate is 13.9% APR (fixed) so if you borrow £10,000 over 5 years at a rate of 13.9% p.a (fixed) you will repay £227.97 per month & £13,678.24 in total.

Lendable Personal Loan

£1,000 to £20,000

Representative APR

24.9% APR (£1,000 to £20,000)

1 year to 5 years

Representative Example: Representative 24.9% APR fixed. Based on a loan of £7,500 and £440 arrangement fee for 36 months at 19.9% p.a. Total £10,373.38 repayable at £288.15 per month.

Aspire Money Personal Loan

Aspire Money: Aspire Money Personal Loan

£500 to £25,000

Representative APR

30.6% APR (£10,001 to £25,000)

1 year to 5 years

Aspire Money: Aspire Money Personal Loan

No upfront fees and can source loans that don't require a guarantor. Please only apply if you are aged 18 to 65.
Aspire Money is a credit broker and not a lender.

Representative Example: The Representative APR is 49.9% APR (fixed) so if you borrow £5,000 over 36 months at a rate of 49.9% p.a (fixed) you will repay £243.98 per month & £8,783.28 in total.

RateSetter Personal Loan

£1,000 to £35,000

Representative APR

2.7% APR (£5,000 to £6,999)

6 months to 5 years

Representative Example: Representative 3.9% APR fixed. Based on a loan of £10,000 and £49 arrangement fee for 24 months at 3.4% p.a. Total £10,407.84 repayable at £433.66 per month.

Cahoot Personal Loan

£1,000 to £20,000

Representative APR

2.8% APR (£7,500 to £20,000)

1 year to 5 years

Representative Example: Representative 2.8% APR fixed. Based on a loan of £10,000 for 60 months at 2.8% p.a. Total £10,718.40 repayable at £178.64 per month.

M&S Bank Personal Loan

£1,000 to £25,000

Representative APR

2.9% APR (£7,500 to £15,000)

1 year to 7 years

Representative Example: The representative rate is 2.9% APR (fixed) so if you borrow £7,500 over 5 years at a rate of 2.9% p.a (fixed) you will repay £134.31 per month & £8,058.60 in total.

Yorkshire Bank Personal Loan

Yorkshire Bank: Yorkshire Bank Personal Loan

£1,000 to £35,000

Representative APR

2.9% APR (£7,500 to £15,000)

1 year to 7 years

Yorkshire Bank: Yorkshire Bank Personal Loan

Representative Example: Representative 2.9% APR fixed. Based on a loan of £12,500 for 48 months at 2.9% p.a. Total £13,244.16 repayable at £275.92 per month.

M&S Bank Personal Loan Ex/C

£1,000 to £25,000

Representative APR

2.9% APR (£7,500 to £15,000)

1 year to 7 years

Available to existing customers only.

Representative Example: The representative rate is 2.9% APR (fixed) so if you borrow £7,500 over 5 years at a rate of 2.9% p.a (fixed) you will repay £134.31 per month & £8,058.60 in total.

Nationwide Building Society Personal Loan Ex/C (Main CA/Mortgage/Savings)

£1,000 to £25,000

Representative APR

2.9% APR (£7,500 to £25,000)

1 year to 7 years

Available to existing customers only.

Representative Example: Representative 2.9% APR fixed. Based on a loan of £10,000 for 60 months at 2.9% p.a. Total £10,744.20 repayable at £179.07 per month.

John Lewis Finance Personal Loan

£1,000 to £25,000

Representative APR

2.9% APR (£7,500 to £15,000)

1 year to 5 years

Representative Example: Representative 2.9% APR fixed. Based on a loan of £10,000 for 36 months at 2.86% p.a. Total £10,444.50 repayable at £290.12 per month.

TSB Fix & Flex Personal Loan Ex/C

£1,000 to £25,000

Representative APR

2.9% APR (£7,500 to £25,000)

1 year to 7 years

Available to existing customers only.

Representative Example: Representative 2.9% APR fixed. Based on a loan of £7,500 for 60 months at 2.91% p.a. Total £8,067.60 repayable at £134.46 per month.

Tesco Bank Personal Loan

£1,000 to £35,000

Representative APR

2.9% APR (£7,500 to £25,000)

1 year to 10 years

Representative Example: Representative 2.9% APR fixed. Based on a loan of £7,500 for 12 months at 2.9% p.a. Total £7,616.76 repayable at £634.73 per month.

Sainsbury's Bank Personal Loan Nectar Members only

£1,000 to £25,000

Representative APR

2.9% APR (£7,500 to £25,000)

1 year to 7 years

Representative Example: Representative 2.9% APR fixed. Based on a loan of £10,000 for 60 months at 2.9% p.a. Total £10,744.20 repayable at £179.07 per month.

MBNA Ltd Personal Loan

£1,000 to £25,000

Representative APR

2.9% APR (£7,500 to £15,000)

1 year to 5 years

Representative Example: Representative 2.9% APR fixed. Based on a loan of £10,000 for 48 months at 2.86% p.a. Total £10,595.04 repayable at £220.73 per month.

Clydesdale Bank Personal Loan

Clydesdale Bank: Clydesdale Bank Personal Loan

£1,000 to £35,000

Representative APR

2.9% APR (£7,500 to £15,000)

1 year to 7 years

Clydesdale Bank: Clydesdale Bank Personal Loan

Representative Example: Representative 2.9% APR fixed. Based on a loan of £12,500 for 48 months at 2.9% p.a. Total £13,244.16 repayable at £275.92 per month.

Compare another type of loan

What are tenant loans?

They are personal loans you can get when you are renting a property.

Tenant loans are normally unsecured so you do not need to be a homeowner or use another asset as security to borrow the money.

Here is help choosing the right type of loan

How to get the best tenant loan

The best loan for tenants is the one that offers the lowest interest rate for the money you need, and for the term you want to pay it back over.

This comparison shows the representative APR offered by each lender, but you may have to pay a higher rate depending on the loan you want or if you have bad credit.

To qualify for a lender's representative APR, you usually have to borrow a certain amount, for example, £5,000 to £14,999 over 1 to 3 years.

You can also apply for a tenant loan if you are self employed, but you need to have at least 1 year's audited accounts to prove your income.

What rate will you get?

The rate you get is based on:

The loan amount you want: This can affect the interest rate you get offered, as some lenders set borrowing tiers for their loan rates.
The length of the loan: A longer loan can reduce your monthly payments, but you could pay more in interest over the term.
Your credit record: A better credit history will improve your chances of getting the best rates offered by a lender.

To increase your chances of getting accepted for a loan as a tenant, register on the electoral roll for your address.

If you have bad credit, you could compare guarantor loans instead. You can apply for them with a friend or family member acting as a guarantor.

Here is how to apply for a loan

Tenant loans FAQs

You could, but being registered to vote at your address helps lenders confirm where you live. This increases your chance of getting accepted for a loan.

Yes, but you both need to pass the lender's loan criteria. Check your credit record and register at your address to improve your chances of acceptance.

You have to be at least 18 years old for most loans, but there is also an upper age cap which differs depending on the lender, e.g. 70 years old.

It stands for annual percentage rate, which is the interest you pay on the total value of your loan.

If you only need a small amount, you could consider any of these options.

Yes tenant loans can be used to consolidate other more expensive debts.

You can still apply for a loan if you rent a council house, but you will still need to pass the lender's loan criteria to be accepted.

About our loans comparison

We include every unsecured loan you can get in the UK and peer to peer loans from our panel. They are all from lenders regulated by the Financial Conduct Authority. Here is more information about how our website works.

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.
You do not pay any extra and the deal you get is not affected.

Loan Comparison