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Credit rating guides

Credit ratings play an important role in personal finance. Our guides can help you take the necessary steps to check, improve and protect your credit rating.

What is a credit record?

It is a record of your financial history, including details of when you have borrowed money and the repayments you have made. Here is what else it shows.

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How to improve your credit score

You can take these steps to improve your credit score and increase your chances of getting accepted for credit in the future.

How to check your credit rating

Stay on top of your finances and prevent fraud simply by checking your credit rating - we show you how.