What is a credit record?
It is a record of your financial history, including details of when you have borrowed money and the repayments you have made. Here is what else it shows.
How to improve your credit score
You can take these steps to improve your credit score and increase your chances of getting accepted for credit in the future.
How to check your credit rating
Stay on top of your finances and prevent fraud simply by checking your credit rating - we show you how.