Applying for an instant decision credit card takes around ten minutes, and you could find out if you have been accepted in less than a minute.

Once you have filled out an online application form, you should get a decision a few moments later.

Providers rarely need longer than a couple of minutes to decide, but if they need to look into your finances further they will let you know and then email you their decision within a couple of days instead.

When will you get your card?

It will still take around seven to ten days for your credit card to arrive by post after approval, so make sure you apply at least two weeks before you need to use it.

Although you will not be able to start spending on your card until it arrives, knowing if your application is successful or not can be useful. If you are accepted, you can start planning how you will use the card to manage your finances.

What if you are rejected?

If you are not successful you could apply for a different card, although too many credit applications in a short time can harm your credit record.

How to find an instant decision card

The comparison above features every credit card that offers an instant decision online. Use it to find and apply for the type of card you need and find out if you have been approved immediately, whether you need to: