Credit card guides

Our credit card guides can help you decide which is the best type of card for your needs, be it a balance transfer, purchase, cashback or reward card. We also explain the legal protection available.

Woman sitting on sofa looking at two credit cards with her laptop on her legs.

How many credit cards should you have?

Here is how the number of cards you have can affect your finances and credit record, and what you can do about it.

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Section 75: Your free credit card purchase protection

When you spend money on your credit card you get extra consumer protection on your purchases. Find out more about Section 75 of the Consumer Credit Act and how it can provide you with additional peace of mind.

The free refund rights that come with your card
Can you use a 0% card for spending - happy couple shopping

Can you use a 0% card for spending

0% credit cards charge no interest on purchases for a set period – so if you have a large purchase to make, they can really help. Find out more about how a 0% card can save you money

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How to get fee free balance tranfers - woman smiling with credit card

How to get fee-free balance transfers

Fee-free balance transfer credit cards let you move existing card debt to a new credit card without paying a fee. Find out whether this type of plastic could work for you.

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Best way to get airmiles with a credit card - happy man in airport

Best way to get air miles with a credit card

The right credit card could give you an upgrade on your flight, cheaper tickets or even a hotel stay for you and your family. Find out how a credit card with air miles could benefit you.

How air miles credit cards work
a cluster of credit cards

Credit card dangers

It seems the simpler it is to spend, the easier it is to fall foul of perils that can result in you losing out. Here we take a look at some of the hazards of spending with plastic.

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Different credit cards explained

There are several types of credit card, from student to cashback cards, and each has a specific purpose. Read our guide to find out how they differ and which credit card is best for you.

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How to cancel a credit card

There are a number of reasons you might want to cancel a credit card. Find out how to go about closing your account and what to watch out for.

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Can you really just write off your debts?

You can’t just borrow money and not pay it back. But while writing off your debts for free is not an option, there is help available if you’re struggling to pay back what you owe.

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Shopping with a credit card - how to get the best credit card rewards

Best credit card rewards

Credit cards can come with a range of rewards that enhance their benefits. We look at the rewards on offer and how to get the most out of them.

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Which supermarket has the best credit card?

Tesco v Sainsbury - which supermarket has the best credit card?

You choose a supermarket for your weekly shop but should you use its credit card? We investigate the best supermarket credit cards and how the Tesco and Sainsbury’s cards compare.

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Woman worried about bills and debt rights

Debt rights explained

Find out what your rights are if you fall behind with debt payments and what creditors are entitled to do to get their money back.

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Woman looking at papers and credit cards on the floor, whilst gripping her name.

IVAs explained

An IVA, or individual voluntary arrangement, is a legally binding agreement between you and any company to whom you are in debt. It sets out how and when you will pay back what is owed.

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The Quarterly Fraud and Cyber Crime Report | July - September 2021

Money.co.uk have reviewed the latest figures from Action Fraud, to uncover fraud and cyber crime activity in the UK.

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Contactless security myths debunked

Our personal finance experts show the history of contactless payments and sieve through the fiction and facts to debunk seven common myths around contactless payments.

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The ultimate bucket list of global golf courses

Money.co.uk reveals which of the world’s most prestigious golf courses are the best to visit.

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Cycle Cities Report

Revealing the safest and most affordable cities to rent bikes.

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How much does it cost to be a popstar superfan

Discover which mega pop acts cost the most, and least, for fans to support, from gig tickets and signed merchandise to album downloads.

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Best Value Theme Park Report

Our spending experts reveal the most affordable theme parks for families

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Revealed: Worst value tourist attractions In the UK

Everyone loves a day out but the cost of visiting famous attractions can often stack up, discover the best and worst value attractions in the UK here.

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City style inspirations

Discover the cities around the world serving up the greatest inspiration for our fashion style and décor decisions, according to Pinterest data.

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Shop Now, Stress Later

Shop Now, Stress Later; revealing the cost of Buy Now, Pay Later schemes

Almost a year on from the first ‘Shop Now, Stress Later Report’ the personal finance experts at money.co.uk have crunched the numbers to find out if the British public is still spending now, and worrying about the consequences later.

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