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“I chose a business bank account as it was quick and easy to use. It also gave my business credibility and my customers had peace of mind.”

Read more about Neil's business journey
Neil Trewick, founder of Trew Surveying
15 results found, sorted by Affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
Get £200 when you open a Tide business account + 6 month free accounting
Tide Business Bank Account

Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
Instant decision
Register your business for £14.99 through Tide with Companies House, Get a Free instant saver account which gives you up to 4% AER when you sign up for your Tide business bank account. Eligibility and T&Cs apply. 1 month free on any paid plan. FSCS-Protected, Bank Account by ClearBank.
Get £200 cashback when you open a Tide business bank account by 30th September with code ACCOUNTING200. T&Cs apply.
More Information
Good to know
- Fast and easy account setup - open an account within minutes which saves time and gets your business up and running quickly
- No monthly fees - only pay for what you need, then upgrade as your business grows
- Free MTD tool included.
- Expense management and invoice tools - you can easily track your business expenses and create invoices in the app for faster invoicing
- Access a competitive savings account - get more for your money by earning up to 4% AER (variable) with the Tide Instant Saver and access funds at any time
Eligibility
| Availability | Limited companies & sole traders |
| Registration | Business registered & trading in UK |
| Max. annual turnover | Unlimited |
| UK Resident |
Get £200 Cashback and Earn up to 4% AER (variable)
Tide Business and Savings Account

Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
Instant decision
Save more, earn more - up to 4% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply.
More Information
Good to know
- Easy account set up – open both a Tide Business Bank Account and Tide Instant Saver to get £200 cashback (T&Cs apply)
- Make your money work harder – earn up to 4% AER (variable) with no cap on deposits and instant access to your savings
- Only pay for what you need – no monthly fees on your business account
- Manage your money from anywhere – track expenses, create invoices, and oversee finances easily in the Tide app
Eligibility
| Availability | Limited companies & sole traders |
| Max. annual turnover | Unlimited |
| UK Resident |
Get a £100 welcome bonus - open an account by 31st December 2026
Revolut Business Basic Account

Account fee
£10.00per month
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
Instant decision
Account Integrations: Clear Books, FreeAgent, QuickBooks, Sage, Xero
The all-in-one business account to manage your business finances. Send, receive and hold 25+ currencies. Integrate with your accountancy software, such as Xero, Quickbooks, Sage, FreeAgent, Clear Books. Track expenses, set up controls and accept online card payments easily.
Limited and exclusive offer. Sign up and add at least £0.01 before the expiration date to your new account to redeem the offer. Fees, promotion terms and T&Cs apply.
More Information
Good to know
- Issue physical and virtual cards – manage cards for you and your team to control spending and improve security
- Account integrations with Clear Books, FreeAgent, QuickBooks, Sage and Xero - helps to streamline accounting and reduces human error
- Hold and exchange 25+ currencies with multi-currency wallets and smart debit cards - useful if you’re involved in international trade or working with global clients
- Automate exports and integrations – automatically export transactions to accounting software and use integrations like Slack and Zapier to reduce admin
Eligibility
| Availability | Limited companies & partnerships |
| Max. annual turnover | Unlimited |
| UK Resident |
Best Business Current Account Provider (Moneyfacts 2026) + 6 months free Xero (T&Cs apply)
Virgin Money M Account for Business

Account fee
No account fee
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
2-4Days
Account Integrations: Xero, QuickBooks, Sage
Free day-to-day online banking (excludes CHAPS and international payments). Unlimited 0.25% cashback on eligible debit card spend and 6 months free Xero (T&Cs apply). Five-Star Rated by Moneyfacts 2025.
For businesses with annual turnover less than £1 million. Limited Companies: allow up to 72 hours from registering with Companies House before starting an application.
More Information
Good to know
- No monthly fees – manage your business finances without any hidden charges, helping you keep banking costs low
- 0.25% cashback on debit card purchases – reward your everyday spending and reinvest savings back into your business
- Seamless integration with QuickBooks, Xero, and Sage – automate accounting tasks and streamline your bookkeeping process
- Compatible with Apple Pay and Google Pay - make contactless payments easily from your phone
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Max. annual turnover | £1,000,000 |
| UK Resident |
Best Business Current Account Provider (Moneyfacts 2026) + 6 months free Xero (T&Cs apply)
Virgin Money Business Current Account

Account fee
25months free, then£6.50per month
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
5-7Days
Account Integrations: Xero, QuickBooks, Sage
25 months' free day-to-day banking for startups and switchers (excludes CHAPS and international payments). Earn cashback and get 6 months free Xero (T&Cs apply). Five-Star Rated by Moneyfacts 2026.
This account is available for eligible businesses with a turnover of less than £6.5m. For Limited Companies, please allow up to 72 hours from registering your business with Companies House before starting an application.
More Information
Good to know
- Created for you - this account is for start-ups, sole traders and limited companies with an annual turnover of less than £6.5m
- Integration with Sage, Xero and Quickbooks - helps to streamline accounting and reduces human error, plus there’s automated business spending categorisation
- No fees - 25 months’ fee-free day-to-day banking for start-ups and switchers which helps to reduce costs (excludes CHAPS and international payments)
- Compatible with Apple Pay and Google Pay - make contactless payments easily from your phone
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Max. annual turnover | £6,500,000 |
| UK Resident |
Free MTD for Income Tax tool
Starling Bank Business Account

Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
1-3Days
Business account with no monthly fees and free MTD for Income Tax software. Manage tax, payments, and invoices. 24/7 support. And no fees from Starling when spending abroad
Business accounts are available to eligible sole traders, UK‑based Limited Companies (Ltd) and Limited Liability Partnerships (LLP). Applicants and all persons of significant control must be 18+. FSCS protection up to £120,000 on eligible deposits.
More Information
Good to know
- Fully online application - apply for an account from your phone, with no branch visits required
- 24/7 UK support – chat to a fully UK-based team anytime via the app or phone.
- No hidden fees – no monthly charges, UK transfer or ATM fees, and clear fees abroad.
- Stay organised – capture receipts, categorise expenses, and separate money into Spaces for overheads or tax.
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Maximum balance | Unlimited |
| UK Resident |
Get up to £400 in rewards and 6 months free Xero. T&Cs Apply*
Lloyds Business Account

Account fee
12months free, then£10.00per month
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
Up to8Days
*Includes £200 offer and £200 Amazon gift card. Apply by 15 Oct and meet eligibility criteria for the £200 offer. Get 6 months' free Xero Business Edition and £200 Amazon gift card with most eligible plans after your first monthly payment (month 7).
After 12 months, there’s a monthly fee of £10. Some fees and transaction charges will apply as soon as the account is open. This offer only applies to the business’s first current account. Lending is subject to status
More Information
Good to know
- No monthly account fee for first 12 months – keep your banking costs down while you establish your business
- Instant credit decisions of up to £5,000 – with options for a business credit card or business overdraft to support growth
- Free MTD software for sole traders – access HMRC-recognised accounting software to manage tax reporting and stay compliant.
- Manage everything in-app – open your account, apply for credit, and track finances in one place
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Registration | Business registered & trading in UK |
| Max. annual turnover | £25,000,000 |
| UK Resident |
Tide Business Bank Account (CASS Switch)

Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
Instant decision
Account Integrations: Xero, Quickbooks, Sage, FreeAgent, Freshbooks, KashFlow, Clear Books, Crunch
FSCS-protected, Bank account by Clearbank. T&Cs apply
More Information
Good to know
- Switch your account easily with CASS – move payments, Direct Debits, and Standing Orders to Tide with the Current Account Switch Service
- No monthly fees - only pay for what you need, then upgrade as your business grows
- Expense management and invoice tools - you can easily track your business expenses and create invoices in the app for faster invoicing
- Access a competitive savings account - get more for your money by earning up to 4% AER (variable) with the Tide Instant Saver and access funds at any time
Eligibility
| Availability | Limited companies & sole traders |
| Registration | Business registered & trading in UK |
| Max. annual turnover | Unlimited |
| UK Resident |
Join over 1 million UK businesses banking with Monzo
Monzo Business Lite Account

Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
1Day
Monzo Business Lite gives you free UK bank transfers, effortless accounting with receipt uploads, 24/7 customer support and money management with Pots. Accept payments online or in person. 0% AER.
T&Cs apply. Must be a UK resident and a limited company or sole trader. The best of Monzo for your business. A free, streamlined account that makes it easy for your customers to pay, including contactless in-person payments. Lite is always free.
More Information
Good to know
- Free UK bank transfers - these fees can add up quickly, so it helps to keep costs down
- 24/7 customer support - if you have any issues there’s a team ready to help which means you can focus on running your business
- Money management - separate money with Pots, receive payments through a single link and effortless accounting via receipt uploads to support your business
- Unlock interest - earn 1.30% AER (variable) on funds in your Instant Access Pots and interest is paid monthly so you can easily see your money grow
Eligibility
| Availability | Limited companies & sole traders |
| UK Resident |
Up to 1.5% cashback - Earn up to £700 cashback per month*
Allica Bank Business Rewards Account - for over £250,000 turnover

Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
2-3Days
Cashback is variable and based on card spend. You’ll earn 1% cashback on all settled card transactions. Once your monthly card spend goes over £10,000, you’ll earn 1.5% cashback on any further card transactions that month.
A £25 monthly fee applies if your average balance in the previous month fell below £10,000. The £700 cashback example is based on £50,000 monthly card spend, including the first transaction being £10,000. For UK limited companies trading for at least one year.
More Information
Good to know
- Dedicated support – get a UK-based relationship manager who knows your business inside out.
- No hidden fees – no monthly charges and up to 150 free Faster Payments each month.
- Smart tools – connect your account to Sage, Xero, QuickBooks or FreeAgent for easier bookkeeping.
- Access anywhere – manage your account online or via iOS and Android apps.
Eligibility
| Availability | Limited companies |
| Min. annual turnover | £500,000 |
| Max. annual turnover | Unlimited |
| UK Resident |
Free corporate expense management solution
Wallester Business
Account fee
No account fee
FSCS Protection
No
Account management
App, Online, Phone, Branch
Set-up time
1Day
Wallester Business is an e-money institution, not a bank. Services subject to eligibility, KYC checks, limits and applicable fees. Terms and conditions apply.
Wallester Business is a corporate expense platform offering real-time control over company spending. Issue up to 300 free virtual Visa cards, set limits, track expenses instantly, and integrate with Xero or QuickBooks. Free plan with no monthly fees.
More Information
Good to know
- Instant cards for your team – issue unlimited physical up to 300 virtual VISA business cards in seconds
- Keep spending under control – set limits, monitor expenses, and digitise receipts automatically
- Only pay for what you need – no monthly fees on the Free plan, just top up as you grow
- FSCS protection does not apply – Wallester is a fintech, not a bank
Eligibility
| Availability | Limited companies, partnerships & charities |
| Max. annual turnover | Unlimited |
| UK Resident |