Compare our best business bank accounts
See the UK’s top business accounts in one place
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10 results found, sorted by affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
Free day-to-day online business banking
Virgin Money M Account for Business
Account fee
No account fee
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
2-4 Days
Free online day-to-day business banking (excludes CHAPS and international payments). For business with annual turnover less than £1 million.
For limited companies please allow up to 72 hours from registering your business with Companies House, before starting an application.
More Information
Good to know
- No monthly fees – manage your business finances without any hidden charges, helping you keep banking costs low
- 0.25% cashback on debit card purchases – reward your everyday spending and reinvest savings back into your business
- Seamless integration with QuickBooks, Xero, and Sage – automate accounting tasks and streamline your bookkeeping process
- Expert mentoring from Virgin Startup – access tailored guidance and insights to help your business grow successfully
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Max. annual turnover | £1,000,000 |
| UK Resident |
3 month trial when you open a Revolut Business account and add money to your account
Revolut Business Basic Account
Account fee
3 months free, then £10.00 per month
FSCS Protection
No
Account management
App, Online, Phone
Set-up time
Instant decision
Account Integrations: Clear Books, FreeAgent, QuickBooks, Sage, Xero
Business account with multi-currency wallets and smart debit cards. Track expenses, set up teams and permissions and accept online card payments easily. Integrated with your accounting software of choice. Hold and exchange 25+ currencies.
Revolut Business is not a fully licensed bank in the UK. Instead, you're protected by depositing with partner banks or investing in high quality liquid assets. Add money to your account by 31/08/2025 to unlock a 3-month trial. T&Cs apply.
More Information
Good to know
- Not covered by the FSCS - Revolut is an electronic money institution and not a bank
- Issue physical and virtual cards – manage cards for you and your team to control spending and improve security
- Account integrations with Clear Books, FreeAgent, QuickBooks, Sage and Xero - helps to streamline accounting and reduces human error
- Hold and exchange 25+ currencies with multi-currency wallets and smart debit cards - useful if you’re involved in international trade or working with global clients
Eligibility
| Availability | Limited companies & partnerships |
| Max. annual turnover | Unlimited |
| UK Resident |
Moneyfacts Business Current Account 2025 5 Star Rating
Virgin Money Business Current Account
Account fee
25 months free, then £6.50 per month
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
5-7 Days
25 months' fee free day-to-day banking for start-ups and switchers (excludes CHAPS and international payments). Includes free MasterCard business savings, debit card cashback, plus digital money management tools.
This account is available for eligible businesses with a turnover of less than 6.5m. For limited companies please allow up to 72 hours from registering your business with Companies House, before starting an application. Virgin Money is a trading name of Clydesdale Bank PLC
More Information
Good to know
- Created for you - this account is for start-ups, sole traders and limited companies with an annual turnover of less than £6.5m
- Integration with Sage, Xero and Quickbooks - helps to streamline accounting and reduces human error, plus there’s automated business spending categorisation
- No fees - 25 months’ fee-free day-to-day banking for start-ups and switchers which helps to reduce costs (excludes CHAPS and international payments)
- Expert mentoring and guidance from Virgin Startup - access a supportive community and special events to help your business scale
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Max. annual turnover | £6,500,000 |
| UK Resident |
Exclusive - Get your first 6 months of Pro completely free!
Monzo Business Lite Account
Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
1 Day
Monzo Business customers get free UK bank transfers, effortless accounting via receipt uploads, 24/7 customer support and money management with Pots. They can receive payments through a single link. Earn 1.50% AER (variable) on money in your Instant Access Pots. Interest paid monthly. T&Cs apply.
Must be UK Resident and a limited company or sole trader.
More Information
Good to know
- Free UK bank transfers - these fees can add up quickly, so it helps to keep costs down
- 24/7 customer support - if you have any issues there’s a team ready to help which means you can focus on running your business
- Money management - separate money with Pots, receive payments through a single link and effortless accounting via receipt uploads to support your business
- Unlock interest - earn 1.50% AER (variable) on funds in your Instant Access Pots and interest is paid monthly so you can easily see your money grow
Eligibility
| Availability | Limited companies & sole traders |
| UK Resident |
3 month free trial plus free tax and accounting software
Countingup Business Account
Account fee
3 months free, then £3.00 per month
FSCS Protection
No
Account management
App, Online, Phone
Set-up time
Instant decision
Account Integrations: Stripe, Plaid
Apply in less than 4 minutes and save money with a Business current account, accounting and tax tools in one smart app. Log expenses, send invoices, track spending and automatically set aside tax.
Prepay Technologies Ltd (PPS) is the e-money issuer of your business account and Counting Ltd is a registered Agent of PPS. PPS is authorised and regulated by the Financial Conduct Authority.
More Information
Good to know
- Free 3-month trial - start with no subscription fees and explore all the features before committing
- Built-in accounting software - automate bookkeeping, tax estimates, and gain real-time insights into your finances
- Unlimited invoicing - create and send professional invoices for free, with alerts when payments are received
- Trusted by over 60,000 businesses - enjoy UK-based support and seamless data sharing with your accountant
Eligibility
| Availability | Limited companies & sole traders |
| Max. annual turnover | Unlimited |
| UK Resident |
Make and receive international transactions
Card One Money Small Business Account
Account fee
3 months free, then £12.50 per month
FSCS Protection
No
Account management
App, Online, Phone
Set-up time
3 hours
Account Integrations: FreeAgent, Sage, Xero
Provider aims to open your account within a matter of hours with no credit checks, verification of identity and residency only. Available to all business types. Pay in cash and cheques at your local Barclays, make and receive international payments and grow your business effortlessly with Card One Money.
£55 application fee. The Card One Money Business Account is not covered by the Financial Services Compensation Scheme, see product FAQs for more information.
More Information
Good to know
- Card One Money is an FCA-authorised payment institution, not a bank. Funds are safeguarded in segregated accounts but are not protected by the FSCS
- No account fees for 3 months, then £12.50 per month - cost-effective for businesses looking to save on account fees
- Manage and receive international transactions - valuable if you deal with global clients or if you want to expand internationally, enabling smooth cross-border transactions
- App, online, and phone account management - gives convenient access to your account anytime, anywhere
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Registration | Business registered & trading in UK |
| Max. annual turnover | Unlimited |
| UK Resident |
No monthly account fee for 12 months*
Barclays Switchers Business Account for £400,000 to £6.5m turnover
Account fee
12 months free, then £8.50 per month
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
2-5 Days
*You won't have to pay a monthly account fee for 12 months if you don’t already have a Barclays Business Account with us. After 12 months, you'll pay £8.50 per month. Fees and charges will apply in line with the business account tariff, which could change.
Access to discounted partner services worth over £5,000. Terms and conditions apply to each partner service, see the partners' websites for details.
More Information
Good to know
- No monthly account fee for 12 months - save on banking costs during your crucial first year in business. After 12 months, an £8.50 per month fee applies.
- Access over £5,000 in partner discounts – unlock valuable tools and services to support and grow your business
- Flexible account management – manage your finances anytime via app, branch, online, or phone.
- FSCS protection up to £85,000 – keep your money safe with financial protection for eligible deposits
Eligibility
| Availability | Limited companies, partnerships, sole traders & charities |
| Min. annual turnover | £400,000 |
| Max. annual turnover | £6,500,000 |
| UK Resident |
No monthly account fee for 12 months*
Barclays Switchers Business Account for turnover up to £400,000
Account fee
12 months free, then £8.50 per month
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
2-5 Days
*You won't have to pay a monthly account fee for 12 months if you don’t already have a Barclays Business Account with us. After 12 months, you'll pay £8.50 per month. Fees and charges will apply in line with the business account tariff, which could change.
Access to discounted partner services worth over £5,000. Terms and conditions apply to each partner service, see the partners' websites for details.
More Information
Good to know
- No monthly account fee for 12 months - save on banking costs during your crucial first year in business. After 12 months, an £8.50 per month fee applies.
- Access over £5,000 in partner discounts – unlock valuable tools and services to support and grow your business
- Flexible account management – manage your finances anytime via app, branch, online, or phone.
- FSCS protection up to £85,000 – keep your money safe with financial protection for eligible deposits
Eligibility
| Availability | Limited companies, partnerships, sole traders & charities |
| Max. annual turnover | £400,000 |
| UK Resident |
No monthly account fee for 12 months*
Barclays Start-up Business Account
Account fee
12 months free, then £8.50 per month
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
2-5 Days
*You won't have to pay a monthly account fee for 12 months if you don’t already have a Barclays Business Account with us. After 12 months, you'll pay £8.50 per month. Fees and charges will apply in line with the business account tariff, which could change.
Access to discounted partner services worth over £5,000. Terms and conditions apply to each partner service, see the partners' websites for details.
More Information
Good to know
- No monthly account fee for 12 months – save on banking costs during your crucial first year in business. After 12 months, a £8.50 monthly fee applies
- Access over £5,000 in partner discounts – unlock valuable tools and services to support and grow your business
- Flexible account management – manage your finances anytime via app, branch, online, or phone.
- FSCS protection up to £85,000 – keep your money safe with financial protection for eligible deposits
Eligibility
| Availability | Limited companies, partnerships, sole traders & charities |
| Max. annual turnover | £400,000 |
| UK Resident |
Best Business Banking Provider – British Bank Awards 2023 Finalist
Zempler Bank Business Account
Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
Instant decision
Account Integrations: Clear Books, CashFlow, FreeAgent, QuickBooks, Reckon1, Sage, Xero
Zempler Bank, formerly Cashplus, for sole traders, those just starting out & small businesses. Instant payment notifications, UK telephone support, cashflow tracking & integrated accounting, FSCS protection up to 85,000 on eligible deposits.
Eligibility criteria apply, other fees and charges may apply, for UK businesses only, 18+ and UK resident, T&Cs apply.
More Information
Good to know
- No account fee - keep costs low with a free business bank account
- Easy application - you can apply for this account in minutes and then use the online banking app when you’re approved
- UK customer support - pick up the phone and chat to someone if you have any issues, so you can get back to running your business as soon as possible
- Cashflow tracking, integrated accounting and instant payment notifications - these extra features can help you to run your business effectively
Eligibility
| Availability | Limited companies, partnerships, sole traders & charities |
| Registration | Business registered & trading in UK |
| Maximum balance | £500,000 |
| Max. annual turnover | Unlimited |
| UK Resident |