Compare bridging loans for property development

A property development loan can help if you need access to finance at short notice for your construction project. Compare loans to find one with the lowest fees with a quick turn around.

Compare bridging loans for property development from top providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

United Trust Bank
Black and White Bridging
Magnet Capital
Mint Property Finance
Lowry Capital

How to compare bridging loans for property development


About your home

Tell us about your property – the type of building, the address and your postcode.


A bit about what you need

Tell us how much you want to borrow and for how long, we’ll show you loans you’re eligible for.


View your options

Once you’ve decided on a loan you can make your full application adding your name and email address.

Bridging loans for property development

Think carefully before securing other debts against your home. You home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

26 results found, sorted by lowest monthly interest rate. How we order our comparisons.
United Trust Bank Bridging Loan
Maximum LTV
1st charge: 75% & 2nd charge: 70%
Loan term
1 month to 3 years
Loan amount
£125,000 to £25,000,000
Monthly interest rate
0.48% to 1.1%
United Trust Bank Bridging Loan
You will need to pay a 2% arrangement fee when you take out this bridging loan.
This loan is regulated.
Available On Properties In England
Available On Properties In Scotland
Available On Properties In Wales
Minimum Loan£125,000
Maximum Loan£25,000,000
Minimum Property Value£150,000
UK Residents

Compare another type of bridging loans

Representative example for regulated bridging loans

Based on borrowing£158,000 over 1 yearThe overall cost of comparison11.6% APRC representative
Interest rate8.30% fixed for 1 year (12 instalments of £1,127.75 pm)Broker fee£995
Lender fee£3185Total amount payable £171,533.00 inc. interest of £13,533.00

How to get the right bridging loan for property development

Property development loans can get you the funds you need to finance your construction projects. Here's what you need to know:

How much you need to borrow

Lenders could offer loans from just £5,000 up to £500 million.

The current value of the property you plan to develop

Lenders will limit what you can borrow up to a maximum percentage of the property value.

How long you need to pay it back

Development loans can last from just a few days, up to two years or more. The longer you borrow for, the more it will cost in interest.

You can then use this comparison to see the lenders who offer bridging finance for property development purposes.

Alternatively, you could speak with a qualified broker who can take you through the different options to find a property development loan for you.

Here is a detailed explanation of how bridging loans work

Salman Haqqiquotation mark
Property development loans tend to come with expensive fees in addition to the interest you already pay. So check exactly what you have to pay before you proceed.
Salman Haqqi, Personal Finance Editor

The cost of property development finance

Typical fees can include:

Arrangement fees

This is the cost of setting up your loan and is normally a percentage of the amount you borrow, but can also be a fixed cash fee. Most lenders charge between 1-2%.

Broker fees

If you use a broker to find your bridging finance, you normally have to pay them a fee. This could be hundreds, or sometimes thousands of pounds, but could be worthwhile if they can find you a cheaper loan.

Exit fees

This is the cost of paying back your loan early. Not all lenders charge exit fees, but those that do typically cost around 1% of your loan amount.

There may be other fees to pay, so always check the total cost before you proceed.

Bridging loans for property development FAQs

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What happens if you are unable to pay back your loan?

When you miss a payment on your loan, you'll be charged a fee. You may be issued with a County Court Judgement or have to declare yourself bankrupt if you continue to miss payments.

What to expect if you can't payback your loan

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Last updated: 25 April, 2022