If you are going on a winter sports holiday you must make sure you have the right travel insurance in place before you leave.

Taking part in sports like skiing and snowboarding increases your risk of injury and most insurers do not offer winter sports cover as standard.

Which winter sports are covered?

Adding winter sports to your policy will cover:

  • Skiing (including cross country)

  • Snowboarding

  • Ice skating

  • Sledging

  • Snowmobiling

Activities such as ice hockey, ski jumping or bobsleighing are usually not covered.

Before you buy your cover check the policy to make sure your activities are included.

What are you protected against?

Winter sports insurance will also cover:

  • Your equipment against accidental loss, theft and damage and includes equipment you hire. Look out for the cover limit.

  • Piste closure and your transport costs to another site if you are unable to ski at your resort. If no other alternatives are available you can receive compensation for each day you cannot ski.

  • Your ski pack which will pay out if you are unable to use things like your ski or lift pass, paid for ski lessons and hired equipment due to injury or illness.

Finding the right winter sports cover

To do this, you should:

  1. Find which travel insurers cover for the activities you want*

  2. Compare these policies to find the best deal

Make sure the rest of the policy is right for you; here is what travel insurance covers.

*By checking the policy documents