To get the best travel insurance for seniors over 70 you need to know:

  • Your travel destination: if you are travelling outside of Europe you usually need worldwide cover.

  • How long you plan to be away: standard policies usually cover you for trips up to 31 days long. If you will be away for longer, you may need to look for specialist cover.

  • Your personal details: these include your medical history and any pre- existing illnesses.

You can then compare the policy options each insurer offers and get quotes to find the cheapest cover.

Pick the right level of cover

Most over 70 travel insurance policies automatically include medical cover with their policies, but you need to decide exactly what other protection you need.

This comparison shows insurers that can cover travellers over 70 and the different cover options they offer.

You may also want to add extra cover for some activities, including:

  • Golf

  • Winter sports

  • Extreme sports

  • Business

These added extras may make your policy more expensive but could offer valuable protection if you are planning to do any of these activities on your trip.

Annual or single trip cover?

You should also decide if you want a single trip policy, that covers you for one trip away, or annual cover which lasts for 12 months and covers multiple trips overseas.

Travel insurance for over 70s FAQs

Q

Why does over 70s travel cover cost more?

A

This is because older travellers are more likely to need to claim for things like medical bills.

Q

Can I get cover if I have medical conditions?

A

It depends on the condition. Some insurers specialise in cover for travellers with medical conditions. Here's how to get cover with a pre-existing condition.

Q

Will I have to pay an excess if I need to make a claim?

A

Yes and how much depends on the insurer you choose and what you are making a claim for.

Q

Do I have to declare medical conditions?

A

Yes, because if you don't it may invalidate your policy leaving you without cover.

About our travel insurance comparison

Q

Who do we include in this comparison?

A

We include every insurer that offers travel insurance policies for over 70s in the UK. They are all regulated by the Financial Conduct Authority. Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.