Whether you need a standard policy or cover for a medical condition, you could compare companies that offer travel insurance for the over 65s.
Looking through a range of options gives you more chance of securing a great deal. You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.
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Let us know what you need so that we can find our best travel insurance for over 60s. Declare any medical conditions and also please add any extras that you require on the policy.
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Have a look through the options as cost can vary significantly between providers. The cheapest travel insurance option might catch your eye however check the terms to ensure you're fully protected if you need to make a claim.
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Many insurers offer discounts for applying online, while some only ever operate digitally, so to make sure you find the best travel insurance deals comparing quotes on the internet is a must. Once you've decided on the provider you want, simply apply.
The cost of travel cover can start to increase when you reach 60, but it is when you hit 65 that the price can really shoot up.
This is because travel insurers think you are more likely to have an accident or fall ill on holiday when you get older.
They charge you a higher premium to cover the increased risk of you making an expensive travel insurance claim, but there are ways to get a good deal.
Shop around: Find insurers that offer cover to pensioners and compare quotes because the cost of cover can vary between policies.
Get an annual policy: If you travel more than twice a year it could save you money. Here is how to choose between annual and single trip insurance.
Only get cover you need: Most insurers let you remove some cover options if you do not need them, like lost or stolen baggage protection, and reduce the price as a result.
Here are some more easy ways to find cheaper travel insurance.
There are a few things you should think about to make sure your travel insurance gives you the protection you need, including:
Declaring your medical conditions, so that they are covered by your policy. Here is how to get cover for pre-existing medical problems.
What you want to do on your trip, because you may have to pay more to cover dangerous activities and sports, like skiing.
The length of your trip, because some insurers reduce the time you can go away for as you get older.
Your destination, because some countries are not covered by all policies.
Once you know exactly what cover you need for your trip you can look for travel insurance for over 65s. Here is more on what travel insurance can cover.
The older you are the more likely you are to fall ill or have an accident when abroad, so insurers charge you more to cover the extra risk.
It depends, but most insurers will reduce the maximum length when you get older, for example from 60 days to 31 days when you are over 65.
No, but you should never travel without it because medical treatment abroad can cost tens of thousands of pounds.
Yes, but it can cost more and not all insurers will cover you. Here is how to find cover with pre-existing conditions.
If you're unable to find cover, you can try contacting the Money and Pension Service (MaPS), which can help connect you to insurers willing to provide cover with a pre-existing condition.
You can contact the Money and Pensions Service (MaPS) or you can telephone 0800 138 7777.
If you have a medical problem, you may find it harder and more expensive to get travel insurance. Here is how to get cover even if you have a pre-existing condition.Read More
If you are heading off on holiday, you’ll need to choose between a single trip or annual travel insurance policy. But what is the difference, and which is right for you? Here is how to find out.Read More
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What you need to know to get as much holiday for your money as you possibly can - from where to go, how to get there, the best way to spend while away and your rights if anything goes wrong
Last updated: 29 March, 2022