Compare cash ISA transfers

You could transfer an existing cash ISA into a new one that pays a higher interest rate, to help you reach your saving goals quicker.

20 results found, sorted by highest interest rate. How we order our comparisons. Commission earned affects the table's sort order.
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Skipton 5 Year Online Fixed Rate ISA Issue 166
Term
5 years
Open with
£500
Interest rate
1.25% AER fixed
Protection scheme
FSCS
Interest is paid on the anniversary of account opening and on maturity. Withdrawals not allowed, early closure incurs interest penalty which may mean you get back less than you paid in. Check restrictions on paying in.
Rate Tiers
Gross rateGross rateAERAER
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£5001.25%1.25%1.25%1.25%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£500
Minimum Age16 years
Permanent UK Resident
Skipton 3 Year Online Fixed Rate ISA Issue 166
Term
3 years
Open with
£500
Interest rate
1% AER fixed
Protection scheme
FSCS
Interest is paid on the anniversary of account opening and on maturity. Withdrawals not allowed, early closure incurs interest penalty which may mean you get back less than you paid in. Check restrictions on paying in.
Rate Tiers
Gross rateGross rateAERAER
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£5001%1%1%1%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£500
Minimum Age16 years
Permanent UK Resident
Skipton 2 Year Online Fixed Rate ISA Issue 166
Term
2 years
Open with
£500
Interest rate
0.9% AER fixed
Protection scheme
FSCS
Interest is paid on the anniversary of account opening and on maturity. Withdrawals not allowed, early closure incurs interest penalty which may mean you get back less than you paid in. Check restrictions on paying in.
Rate Tiers
Gross rateGross rateAERAER
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£5000.9%0.9%0.9%0.9%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£500
Minimum Age16 years
Permanent UK Resident

Last updated: 1 June 2021

How to find the right ISA transfer

If you want to transfer your existing ISA to a new provider without losing your tax free status, you can use this comparison to find the best accounts that accept ISA transfers.

Choose the right ISA

There are three types of cash ISA you can choose from using this comparison:

  • Fixed rate ISA: These accounts tie up your money for a set amount of time from when you open the account, or until a fixed date. The interest rate will be fixed for the term of the account.

  • Easy access ISA: These accounts allow you to take money out at any time, but there may be restrictions like the number of withdrawals you can make in a year.

  • Instant access ISA: These accounts give you access to your money at any time you want without any restrictions, but they do not offer the most competitive rates.

To choose the best ISA for you, think about how much access you need to your money. If you can leave the money where it is, a fixed rate ISA could earn you more in interest.

Not all ISAs allow transfers, so use this comparison to find the right account for you that will accept your ISA transfer.

Find out more about the different types of ISAs here

How do ISA transfers work?

ISA transfers must be done by your new provider because they can move your money without losing your tax-free allowance.

If you withdraw the money and transfer it to a new account yourself, any money you have invested in the current tax year will lose its tax-free status.

You can transfer your ISA to:

  • A new cash ISA with a different provider

  • An existing ISA you hold with a different provider

  • An existing ISA you hold with the same provider (known as an ISA consolidation)

  • stocks and shares ISA

You can choose to either transfer the money in your ISA from previous tax years, or move the total balance including any of the current tax year allowance you have used.

Here's more on how to ISA transfers work

How long does an ISA transfer take?

The length of time to complete a transfer depends on whether you are transferring a cash ISA or a stocks and shares ISA.

Cash ISAs should take up to 15 working days, while Stocks and shares ISAs take 30 working days.

If your transfer takes longer, you can complain to the Financial Ombudsman Service.

Your new provider may backdate your interest payments to the day you started your ISA transfer application. Ask your new provider if they will do this before you start your application, otherwise you may lose out on interest during the time it takes to complete the transfer.

Why should you transfer your ISA?

  • To get a better rate
  • To stay within the FSCS limit
  • To keep all of your ISAs together

ISA transfer FAQs

Can I pay more money in when I transfer my ISA?

Can I transfer a Junior ISA?

How many ISAs can I have?

Can I take my money out of my ISA whenever I want?

Is my money safe in a cash ISA?

About our cash ISA transfers comparison

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