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Compare our best current accounts

See if you could switch to a better current account by comparing features, fees and interest rates from our panel of current account deals available right now.

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10 results found, sorted by most popular. How we order our comparisons.

first direct 1st Account

Account fee & requirements
No monthly fee
Arranged overdraft
£250 interest free, then 39.9% EAR variable
Interest rate
0% AER
Joint account available
Yes
Representative example: £250 interest and fee free overdraft, subject to status. If you then use an arranged overdraft of £1,200 you will be charged 39.9% EAR variable. Representative APR: 30.5%. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident

NatWest Select Account

Account fee & requirements
No monthly fee
Arranged overdraft
39.49% EAR variable
Interest rate
0% AER
Joint account available
Yes
What’s the cost of borrowing of £500. Zero days (you’ve not yet used your overdraft)- you’d pay in total £0.00. One day - £0.46. Five days - £2.31. Seven days - £3.24. Thirty days – £13.87
Representative example: If you use an arranged overdraft of £1,200 you will be charged 39.49% APR Representative/EAR variable. Subject to financial status. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident

Santander Everyday Current Account

Account fee & requirements
No monthly fee
Arranged overdraft
39.94% EAR variable
Interest rate
0% AER
Joint account available
Yes
Limited Offer: Get a free 4-year Santander Railcard worth £100 when you open an Everyday Current Account . You must be aged 20 to 25 on 30/06/2024, not already have a Santander current account and pay at least £500 into your account by 14/05/2024. T&Cs apply.
You’re over 18 and live in the UK permanently.
Representative example: If you use an arranged overdraft of £1,200 you will be charged 39.94% APR Representative/EAR variable. Subject to financial status. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum Investment£2,000,000
Minimum Age18 years
Permanent UK Resident

Chase Current Account

Account fee & requirements
No monthly fee
Arranged overdraft
-
Interest rate
1% AER
Joint account available
No
1% cashback on everyday debit card spending for the first 12 months. Cashback exceptions apply. 18, UK residents. Available for your first 12 months for new customers. Max £15 per month. Cashback exceptions apply.+
Access to round-up account with 5% AER (4.89% gross) variable interest rate, paid monthly. Round-up balance transfers to elected Chase account on anniversary of account opening. T&Cs apply.
Representative example: N/A - no credit facility offered.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£11%1%1%1%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident

Santander Edge Up

Account fee & requirements
£5 per month, pay in £1,500+ per month
Arranged overdraft
39.94% EAR variable
Interest rate
3.5% AER (on up to £25,000)
Joint account available
Yes
Limited Offer: Get a free 4-year Santander Railcard worth £100 when you open an Edge Up current account . You must be aged 20 to 25 on 30/06/2024, not already have a Santander current account and pay at least £500 into your account by 14/05/2024. T&Cs apply.
Representative example: If you use an arranged overdraft of £1,200 you will be charged 39.94% APR Representative/EAR variable. Subject to financial status. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£13.45%3.45%3.5%3.5%
£25,0010%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Minimum Monthly Credit£1,500
Permanent UK Resident

TSB Spend & Save

Account fee & requirements
No monthly fee
Arranged overdraft
39.9% EAR variable
Interest rate
0% AER
Joint account available
Yes
Representative example: If you use an arranged overdraft of £1,200 you will be charged 39.9% APR Representative/EAR variable. Subject to financial status. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident

Barclays Bank Account

Account fee & requirements
No monthly fee
Arranged overdraft
35% EAR variable
Interest rate
0% AER
Joint account available
Yes
Get more from your everyday banking with Barclays Blue Rewards, with member deals and saving rates. (Eligibility, conditions and a £5 monthly fee apply).
Representative example: If you use an arranged overdraft of £1,200 you will be charged 35% APR Representative/EAR variable. Subject to financial status. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident

Monzo Current Account

Account fee & requirements
No monthly fee
Arranged overdraft
39% EAR variable
Interest rate
0% AER
Joint account available
Yes
Instant Access Savings Pots 4.10% (variable). No minimum deposit & maximum deposit £100k. You must have a Monzo account to get an Instant Access Savings Pot. T&Cs apply. Interest Paid Monthly. Spend abroad with no fees.
We pass Mastercard’s exchange rate directly onto you with no extra charges.
Representative example: If you use an arranged overdraft of £1,200 you will be charged 39% APR Representative/EAR variable. Subject to financial status. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident

Santander Edge

Account fee & requirements
£3 per month, pay in £500+ per month
Arranged overdraft
39.94% EAR variable
Interest rate
0% AER
Joint account available
Yes
Limited Offer: Get a free 4-year Santander Railcard worth £100 when you open an Edge current account . You must be aged 20 to 25 on 30/06/2024, not already have a Santander current account and pay at least £500 into your account by 14/05/2024. T&Cs apply.
Representative example: If you use an arranged overdraft of £1,200 you will be charged 39.94% APR Representative/EAR variable. Subject to financial status. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Minimum Monthly Credit£500
Permanent UK Resident

TSB Spend & Save Plus

Account fee & requirements
£3 per month
Arranged overdraft
£100 interest free, then 39.9% EAR variable
Interest rate
0% AER
Joint account available
Yes
Representative example: £100 interest and fee free overdraft, subject to financial status. If you then use an arranged overdraft of £1,200 you will be charged 39.9% EAR variable. Representative APR: 40.1%. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident

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