Walfinch is reshaping the way home care is delivered in the UK, combining cutting-edge technology with a positive vision of ageing to support clients and empower franchisees.
Business name: Walfinch
Industry: Home care franchising
Founded in: 2019
Top business product: Funding Circle business loan
Key learning: “Don’t chase money, chase impact."
When Amrit Dhaliwal launched Walfinch in 2019, he saw an opportunity to bring the home care sector into the digital age. Drawing on his experience as both an entrepreneur and a care franchisee, he set out to build a model that prioritised wellness as much as practical support, using technology and innovative systems to make running a care business more efficient and transparent.
Today, the business operates 36 offices across the UK, employs hundreds of care professionals, and generates an £18m turnover, making it one of the fastest-growing care franchises in the country.
My wife Trishna suggested the care sector. She saw the gap; I saw the opportunity. At first, my friends thought I was mad, but care struck me as both meaningful and profitable – a rare combination.
My own story is a classic immigrant one. My dad arrived in the UK with £3, and my parents worked their way up from factories to running a shop. I grew up helping out, learning about hard work, customers, and cash flow. Later, I ran an Italian deli and a tearoom. Both were successful, but I wanted to make a deeper social impact.
When I became a care franchisee in 2012, I was amazed that many businesses were still using paper records. That’s when I realised I wanted to modernise the industry. By 2019, I knew the next 20 years of my life would be dedicated to creating a smarter, more compassionate model of home care.
The first challenge was building the tech backbone. I wanted our franchisees to have systems that could handle compliance, development, and finances at scale. Most care software just wasn’t up to scratch, so we looked beyond the sector. We now use Zoho, adapting it to care.
The second challenge was ensuring we weren’t ‘just another’ care franchise. Our focus is on helping people thrive, not simply survive. That’s why our services include activities, community Thrive Clubs, and even wellness classes on YouTube.
The third challenge was securing funding and scaling the business without compromising the quality of care.
We’re positive about ageing. Our carers ask clients what they want – it could be wild swimming, tennis, or simply making coffee independently. We build activity into every visit. Our Thrive Clubs offer free exercise classes, and we support the Royal Osteoporosis Society, which promotes activity too.
We also invest heavily in marketing and tech, which is unusual in care. For us, care is more than practical support – it’s about dignity, joy, and changing the image of ageing in society.
When banks weren’t backing care, alternative finance stepped in. A £200k Funding Circle loan gave Walfinch the runway to get off the ground. It was risky — if Walfinch hadn’t worked, I’d have had to pay it back via my existing care business — but it paid off.
In total, it’s taken £1m to get to where we are today, mostly from reinvested profits and my own capital. My advice to other founders is this: if traditional finance shuts the door, look elsewhere. There’s always a way.
Scaling only works if your systems do the heavy lifting, but we’ve also never compromised on our core values of possibility, perseverance, and progress. Growth has been fast, but our culture has remained grounded. Margins and values move together.
Our ambition is to reach 200 branches within five years. We’re also expanding our Thrive Clubs and introducing Wellness Visits with proactive health checks. We want to change the conversation about ageing and make care about living fully.
Stop overthinking and start moving. Don’t chase money, chase impact. Money follows. Surround yourself with people who’ve already done it; you don’t need to reinvent every wheel.
Also, build systems early, because they’ll save time and money later. Grit and determination will take you further than you think.
This case study is for informational purposes only and is not intended as financial or professional advice. The results described are specific to the individual's personal experience, so please consult with a qualified professional if you need financial advice.
Joe is an experienced writer, journalist and editor. He has written for the BBC, National Geographic, the Observer, Scientific American and VICE. As a business expert, his work frequently spotlights the ventures and achievements of small business owners. He writes a weekly insight article for money.co.uk, published every Tuesday.