Earn up to 4.6% interest on your business savings
Find a business savings account that grows your money faster
Compare from instant access, notice, and fixed-term account types
Save more, earn more – up to 4.6% AER.
Our business savings top pick
Allica Bank Instant Access Savings
Exclusive to Allica Bank's Business Rewards Account - a bank account designed for businesses that typically keep a balance of £50k+.
Join 15k+ businesses earning more from their savings. Rated 4.7★ on Trustpilot.
New customers can earn up to 4.08% AER* (variable) on business savings
Interest paid monthly with unlimited deposits & withdrawals
FSCS protected for eligible deposits up to £120,000
The latest business savings accounts on the market
14 results found, sorted by Affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
Earn up to 4.08% AER (variable), interest paid monthly, FSCS protected
Allica Bank Instant Access Savings
*Rate includes standard rate of 2.83% AER (minimum balance applies) plus a 0.5% boost each month if you make 15 bank transfers out of the account in the previous month, and a 0.5% boost for six months if you complete a switch with CASS.
Limited time +0.25% boost for 3 months for new customers depositing £50k+ into their Savings Pot within 14 days. Savings Pot is exclusive to Allica's Business Rewards Account. Eligibility criteria and T&Cs apply.
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £40,000.00 | 2.79% | 4.04% | 2.83% | 4.08% |
Eligibility
| Minimum Initial Deposit | £50,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Earn a boosted rate of up to 4% AER (variable), Start Saving with just £1
Tide Instant Saver - Up to 4%
*Interest rates are tiered, with the top rate for balances between £1M and £10M. New Tide Members get these rates free for 4 months, after which your Tide plan’s rates apply.
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 3.69% | 3.69% | 3.75% | 3.75% |
| £1,000,000.01 | 3.92% | 3.92% | 4% | 4% |
| £10,000,000.01 | 0% | 0% | 0% | 0% |
Eligibility
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
Earn 3.82% AER (variable) from £1 to £1m. No limits or fees, FSCS protected if eligible
Capital on Tap Instant Savings Account
Interest paid monthly. Unlimited deposits/withdrawals. New Capital on Tap Savings customers: 3.82% AER* (variable) up to £1m. Includes 0.59% bonus which reduces after 60 days. AER linked to Bank of England base rate. T&Cs apply. Powered by ClearBank.
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 3.18% | 3.75% | 3.23% | 3.82% |
| £1,000,000.00 | 3.18% | 3.18% | 3.23% | 3.23% |
Eligibility
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Top up or access your savings instantly. No fees or charges
Virgin Money Business Access Savings Account
Save from £1 up to a maximum of £2 million with monthly interest. Rates are variable. Check the rate at point of application, as it may change. Terms and eligibility criteria apply
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 3.45% | 3.45% | 3.5% | 3.5% |
Eligibility
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Winner of MoneyAge’s 2025 Bank of the Year
Cynergy Bank Business Saver
Apply online and manage your account via our app or website. CHAPS amount limits and payment cut-off times may apply. Subject to eligibility. T&Cs apply
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £0.00 | 3.83% | 3.83% | 3.9% | 3.9% |
Eligibility
| Minimum Initial Deposit | £10,000 |
| Permanent UK Resident |
Covered by FSCS up to £120,000, free account, personal banker included
OakNorth Bank 30 Day Notice Account
Rate tracks the Bank of England Base Rate plus or minus a variable spread and updates the same day the Base Rate changes. Interest paid only on balances of £50,000 and above; £49,999 and below earn no interest. FSCS protected. Must hold an OakNorth business current account. T&Cs apply.
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £0.00 | 0% | 0% | 0% | 0% |
| £50,000.00 | 3.15% | 3.15% | 3.2% | 3.2% |
Eligibility
| Maximum Initial Deposit | £50,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Covered by FSCS up to £120,000, free account, personal banker included
OakNorth Bank 95 Day Notice Account
Rate tracks the Bank of England Base Rate plus or minus a variable spread and updates the same day the Base Rate changes. Interest paid only on balances of £50,000 and above; £49,999 and below earn no interest. FSCS protected. Must hold an OakNorth business current account. T&Cs apply.
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £0.00 | 0% | 0% | 0% | 0% |
| £50,000.00 | 3.54% | 3.54% | 3.6% | 3.6% |
Eligibility
| Minimum Initial Deposit | £50,000 |
| Minimum Age | 18 years |
Covered by FSCS up to £120,000
Allica Bank 95 Day Notice Account
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £20,000.00 | 3.65% | 3.65% | 3.65% | 3.65% |
Eligibility
| Minimum Initial Deposit | £20,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Covered by FSCS up to £120,000
Allica Bank 180 Day Notice Account
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £20,000.00 | 3.7% | 3.7% | 3.7% | 3.7% |
Eligibility
| Minimum Initial Deposit | £20,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Covered by FSCS up to £120,000
Allica Bank 1 Year Fixed Rate Account
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £20,000.00 | 4% | 4% | 4% | 4% |
Eligibility
| Minimum Initial Deposit | £20,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |