Find our best bank accounts for partnerships
Take control of your partnership finances with a dedicated business account. Stay organised and access tools designed for joint business success
8 results found, sorted by affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
Free accounting software available to business account holders. T&Cs Apply
Lloyds Business Account
Account fee
12 months free, then £8.50 per month
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
4-8 Days
*After 12 months, there’s a monthly fee of £8.50. Some fees and transaction charges will apply as soon as the account is open. This offer only applies to the business’s first current account. Free accounting software available to business account holders. You must be registered for Online for Business or Commercial Banking Online. UK based businesses only
To qualify for this account you need to be a sole trader, partner or company director and be aged 18 or over. Must not already have a Lloyds Bank business account for this business. Lending is subject to status.
More Information
Good to know
- No monthly account fee for first 12 months – keep your banking costs down while you establish your business
- Instant credit decisions of up to £5,000 – with options for a business credit card or business overdraft to support growth
- Free accounting tools – automate admin, create invoices, and send VAT returns directly to HMRC
- Manage everything in-app – open your account, apply for credit, and track finances in one place
Eligibility
| Availability | Limited companies, partnerships, sole traders & charities |
| Registration | Business registered & trading in UK |
| Max. annual turnover | £25,000,000 |
| UK Resident |
Get £100 when you open a Revolut Business account and add money to your account
Revolut Business Basic Account
Account fee
£10.00 per month
FSCS Protection
No
Account management
App, Online, Phone
Set-up time
Instant decision
Account Integrations: Clear Books, FreeAgent, QuickBooks, Sage, Xero
Business account with multi-currency wallets and smart debit cards. Track expenses, set up teams and permissions and accept online card payments easily. Integrated with your accounting software of choice. Hold and exchange 25+ currencies.
Revolut is not a fully licensed bank in the UK. Your money is safeguarded in an account with a regulated bank or high quality liquid assets. Your savings are deposited with partner banks. Eligible deposits are protected up to £120k per bank. Sign up to Revolut Business and add money to your account by 31 March 2026 to get a £100 welcome bonus. New Revolut Business customers only. Subscription fees and T&Cs apply
More Information
Good to know
- Not covered by the FSCS - Revolut is an electronic money institution and not a bank
- Issue physical and virtual cards – manage cards for you and your team to control spending and improve security
- Account integrations with Clear Books, FreeAgent, QuickBooks, Sage and Xero - helps to streamline accounting and reduces human error
- Hold and exchange 25+ currencies with multi-currency wallets and smart debit cards - useful if you’re involved in international trade or working with global clients
Eligibility
| Availability | Limited companies & partnerships |
| Max. annual turnover | Unlimited |
| UK Resident |
Free day-to-day online business banking
Virgin Money M Account for Business
Account fee
No account fee
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
2-4 Days
Free online day-to-day business banking (excludes CHAPS and international payments). For business with annual turnover less than £1 million.
For limited companies please allow up to 72 hours from registering your business with Companies House, before starting an application.
More Information
Good to know
- No monthly fees – manage your business finances without any hidden charges, helping you keep banking costs low
- 0.25% cashback on debit card purchases – reward your everyday spending and reinvest savings back into your business
- Seamless integration with QuickBooks, Xero, and Sage – automate accounting tasks and streamline your bookkeeping process
- Expert mentoring from Virgin Startup – access tailored guidance and insights to help your business grow successfully
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Max. annual turnover | £1,000,000 |
| UK Resident |
Moneyfacts Business Current Account 2025 5 Star Rating
Virgin Money Business Current Account
Account fee
25 months free, then £6.50 per month
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
5-7 Days
25 months' fee free day-to-day banking for start-ups and switchers (excludes CHAPS and international payments). Includes free MasterCard business savings, debit card cashback, plus digital money management tools.
This account is available for eligible businesses with a turnover of less than 6.5m. For limited companies please allow up to 72 hours from registering your business with Companies House, before starting an application. Virgin Money is a trading name of Clydesdale Bank PLC
More Information
Good to know
- Created for you - this account is for start-ups, sole traders and limited companies with an annual turnover of less than £6.5m
- Integration with Sage, Xero and Quickbooks - helps to streamline accounting and reduces human error, plus there’s automated business spending categorisation
- No fees - 25 months’ fee-free day-to-day banking for start-ups and switchers which helps to reduce costs (excludes CHAPS and international payments)
- Expert mentoring and guidance from Virgin Startup - access a supportive community and special events to help your business scale
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Max. annual turnover | £6,500,000 |
| UK Resident |
Earn up to 1.2% cashback on business spend + USD 100 sign-up bonus*
WorldFirst Business Account
Account fee
No account fee
FSCS Protection
No
Account management
App, Online
Set-up time
Instant decision
Account integrations: Xero, Netsuite
Earn cashback and avoid foreign transaction fees in 15 currencies. Spend in 20+ currencies by opening free multi-currency accounts with no monthly fees. Easy collections from 130+ marketplaces, fast and secure international payment, real human support.
No overdraft facility, 18+, No FSCS, business only, T&Cs apply.
More Information
Good to know
- Designed for global businesses – one centralised account to manage revenue, payments and expenses across multiple countries, without opening separate local bank accounts
- Lower costs, fewer hidden fees – no account fees or minimum balances, zero FX fees in 15 currencies, and transparent pricing on international transfers
- Unlimited cashback on everyday spend – earn up to 1.2% cashback on all business card transactions with the World Card, wherever Mastercard is accepted (cashback rates may vary by region)
- Built to help you scale internationally – get paid like a local in 20+ currencies, access 130+ global marketplaces (including Amazon, Etsy and TikTok Shop), and pay suppliers in 100+ currencies
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Max. annual turnover | Unlimited |
| UK Resident |
Apply for an overdraft at the Application Stage
Zempler Bank Business Account
Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
Instant decision
Account Integrations: Clear Books, CashFlow, FreeAgent, QuickBooks, Reckon1, Sage, Xero
Zempler Bank, for sole traders, those just starting out & small businesses. Instant payment notifications, UK telephone support, cashflow tracking & integrated accounting, FSCS protection up to £120,000 on eligible deposits.
Eligibility criteria apply, other fees and charges may apply, for UK businesses only, 18+ and UK resident, T&Cs apply.
More Information
Good to know
- No account fee - keep costs low with a free business bank account
- Easy application - you can apply for this account in minutes and then use the online banking app when you’re approved
- UK customer support - pick up the phone and chat to someone if you have any issues, so you can get back to running your business as soon as possible
- Cashflow tracking, integrated accounting and instant payment notifications - these extra features can help you to run your business effectively
Eligibility
| Availability | Limited companies, partnerships, sole traders & charities |
| Registration | Business registered & trading in UK |
| Maximum balance | £500,000 |
| Max. annual turnover | Unlimited |
| UK Resident |
Free everyday digital business banking* and rated ‘Excellent’ on Trustpilot
The Co-operative Bank Business Bank Account
Account fee
No account fee
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
5 Days
Account Integrations: QuickBooks, Sage, Xero
*Charges apply for cash and cheque transactions and other special services. You can deposit cash in branch and in the Post Office for £1.50 per cheque or £1.50 per £100 cash deposited. Mobile banking is subject to eligibility.
An overdraft arrangement fee applies and where security is required, additional security fees may apply. Application subject to status (including credit checks and an assessment of your financial circumstances), eligibility and T&Cs.
More Information
Good to know
- No monthly fee – a cost-effective solution for startups and growing businesses looking to bank digitally without overhead charges
- Discounted payment terminals and free Go Get Paid access – this makes it easier to process payments and manage transactions smoothly
- Accountancy software integration – streamline bookkeeping by connecting with your preferred accounting tools, saving time and reducing errors
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Registration | UK business address |
| Max. annual turnover | Unlimited |
| UK Resident |
Exclusive savings rate and overdraft benefits and rated 'Excellent' on Trustpilot
The Co-operative Bank Business Bank Account Plus
Account fee
£10.00 per month
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
5 Days
Account Integrations: QuickBooks, Sage, Xero and more
Exclusive savings rate and overdraft benefits. Access to our business toolbox, plus extra exclusive benefits. Charges apply for cash, cheque transactions & other special services. Applicants must be 18+. Mobile banking is subject to eligibility.
Optional overdraft with no arrangement fee on amounts up to £25,000. Arrangement fees apply to only the amount above £25,000. Interest will be charged & where security is required additional security fees may apply (subject to status and eligibility).
More Information
Good to know
- Business toolbox access – get support for your business needs, plus save up to £70 with a Love2Shop voucher when you take out eligible business insurance
- Accountancy software integration – connect seamlessly with platforms like Sage, Xero, and QuickBooks to streamline bookkeeping and reduce admin time
- Bank with confidence – eligible deposits are protected up to £120,000 by the FSCS, and the provider is rated 'Excellent' on Trustpilot (with over 14,000 reviews)
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Max. annual turnover | Unlimited |
| UK Resident |