Author

Samantha DownesFinance journalist

Samantha Downes is a freelance journalist who covers personal finance and news for national newspapers and specialist finance publications.

She has written extensively on consumer issues, insurance, mortgages and pensions for the i paper as well as investment as an editor at What Investment magazine. She is the author of two finance books and a blogger for The Talented Ladies Club.

The 95% LTV mortgage guarantee scheme - mortgage application with 'approved' stamp

Explained: the government’s 95% LTV mortgage guarantee scheme

Following the 2021 Budget, we take a look at the government's new 95% mortgage guarantee scheme - what it is, and what it means for you.