Compare van warranties

A Click4Warranty policy could cover your van if it needs repairs or new parts and could help protect it from wear and tear.

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How to compare van warranty

1

Enter your details

Enter a few details about yourself and the vehicle by filling in one simple form. This helps us to find the right type of warranty insurance.

2

Compare quotes

We'll search our database of leading providers and show you the best deals we can find. Select the level of cover and add your claim limit.

3

Apply and save

Once you've reviewed the choices and add ons, simply pick the best warranty insurance quote for you and apply.

What is van warranty insurance, and why do I need it?

A van warranty isn’t a legal requirement, but it can help you cover the cost of expensive mechanical repairs If your van breaks down.

What’s the difference between van insurance and a van warranty?

Van insurance covers accidental damage to other people and property as a minimum; a van warranty covers repairs to your vehicle. 

A van warranty policy is not a replacement for van insurance.

Although van insurance and van warranties differ, they may overlap when a fault with your vehicle causes you to have an accident. 

For example:

Suppose your handbrake failed, causing your van to slide into someone else’s vehicle. In this instance, the van warranty would pay for your handbrake to be fixed, but your van insurance would pay for the damage caused to the other vehicle.

Van insuranceVan warranty
Legal requirementYesNo
CoversThe damage you cause to a third-party vehicle. It may also cover you for fire, theft and damage caused to your van.The cost of repairs and replacement parts. For example, it might pay for repairs to your engine or suspension.

What does van warranty insurance cover?

Most standard van warranty insurance policies cover the cost of repairing or replacing specific parts of your van, including the following:

  • engine

  • brakes

  • suspension

  • transmission

  • gearbox

  • battery

  • clutch

  • electrics

  • fuel

  • steering

  • cooling system

Some policies cover the cost of repairing general wear and tear, but this tends to cost more and doesn’t come as standard.

Most insurers offer different levels of cover: the more you want, the more you pay.

Can I get extras on my used van warranty?

Yes, you can pay for extra cover. Examples include: 

  • breakdown cover 

  • European breakdown cover

These enable you to get roadside assistance if your van conks out in the UK and abroad.

Are there any exclusions?

Yes, there could be. Common exclusions include:

  • existing faults or damage

  • oil leak damage

  • modified vehicles

  • unauthorised parts

You also won’t be covered for:

  • cosmetic damage 

  • faults with entertainment systems

  • wear and tear – unless your policy specifies otherwise

  • consequential loss – where your van is damaged by an earlier failure that is not covered by your warranty

Another clause to look out for on your policy is betterment. Betterment is when a replacement part is an improvement on the original. This may sometimes be the only option when repairing your van, but you’re not always covered for it.

When you get quotes, always check the exclusions and only buy a van warranty policy that gives you the cover you need.

If I have a van warranty for a new or used van, can I go to any garage and claim?

Most insurers have a list of approved garages you can use. If you go to one that isn’t on the list, you might not be able to claim back the costs and could void your cover altogether. Check your policy before you head to a garage.

Is there only one type of van warranty in the UK?

No. There are several types of van warranties.

Type of van warrantyDescription
Manufacturer’s new vehicle warrantyYou get this with a brand-new vehicle. The length depends on the manufacturer, model and any deal available at purchase.
Manufacturer’s used vehicle warrantySometimes, you get a manufacturer’s warranty if you buy a used van directly from the maker. You can’t buy a manufacturer’s warranty from a garage or other third party.
Garage’s or dealer’s warrantyThese usually last just a few months.
Extended van warrantyYou buy this type of policy to give your van extra cover.

How long does a van warranty last?

The length of the warranty depends on the policy you’ve chosen. You could get one for as little as three months. Or you could choose one that gives you five years of cover.

Am I eligible for van warranty insurance?

Possibly. There are a few things that affect whether you are eligible to take out specific policies, including:

Age limit

Look at the age limit shown on the policy when considering quotes for a used van warranty. The age limit on your policy indicates the maximum age of vehicles covered by that policy. For example, if the age limit is 12 years, you won’t be able to get cover if your van’s older than that.

Mileage limit

You should also review the mileage limit. This sets the maximum number of miles your van can have over its lifetime and still be covered. For example, a policy might only cover your van up to 60,000 miles.

MOT and service history

Some insurers want you to prove that your van’s had a recent service. The insurer might want to see an MOT certificate with older vehicles.

How can I find the best extended van warranty?

To find the right extended van warranty, you need to think about what you want to cover and compare quotes from different insurers.

Remember, the best policy isn’t necessarily the cheapest one: it’s the one that offers you the cover you need at the best price. 

How much will I pay for a van warranty?

That depends on your age, van and mileage. That's because

  • young drivers are charged more because they are considered to be a more significant risk 

  • the bigger your van is, the more expensive a warranty will be

  • the more you drive your vehicle, the more you pay

Are there any alternatives to a van warranty?

There are, but it depends on what protection you want. A van breakdown policy pays the cost of a roadside repair so you can get home or to a garage, but it won’t cover the repair bill if a major component fails.

Another option is to save some money each month in case the worst should happen, but this requires discipline, and you might not have saved enough by the time you need a repair.

Van warranties FAQs

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Why compare warranty insurance with money.co.uk?

By comparing warranty insurance you could save money on the policy. The best value warranty insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

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Last updated: 1 April, 2022