When looking for the best student travel insurance policy, you should think about:
The cover you need
The length of your trip
Decide what to cover
Think about what you want covered if something went wrong abroad. Student travel insurance usually covers:
Injury or illness: Your insurer covers your medical costs if you fall ill or have an accident.
Personal possessions: Your insurer reimburses you for replacing lost or damaged items.
Trip cancellation: You can claim if you are unable to travel, for example if you're having an emergency medical procedure.
Check your quotes carefully to make sure the cover you need is included.
Check your trip details
Knowing the length of your trip will help you find the right student travel insurance policy.
Work out how many days you will be overseas and then check if your quotes will cover the full duration of your holiday.
Also consider how often you will travel as there are different levels of cover available, such as:
Single trip cover, which covers only one trip of a certain length e.g. up to 100 days
Multi-trip cover, covers you for several trips made in a 12 month period
Find the right deal
Compare several quotes to find the right one for you. Check the terms and conditions carefully and be aware of any exclusions. Typical exclusions include:
Pre-existing medical conditions
Make sure you can afford any excess that needs to be paid if you make a claim, because your insurer may reject your claim if you're unable to pay.
Make sure your details are correct, otherwise your policy may be invalid