The right policy for your motorbike is one that gives you the cover you need at the cheapest price. You can choose from three types of cover:

  • Third party only, which covers injury to others, and damage to their property

  • Third party, fire and theft, which also covers damage to your bike by fire, or if it is stolen

  • Fully comprehensive, which also includes damage to your bike and vandalism

Once you have decided what type of insurance is best for you, complete our form to get quotes and find a policy at the best price.

Get the cover you need

When you are looking for quotes think about what benefits you need your motorbike policy to have. Many insurers include cover for:

  • Trips abroad: Most insurance companies include cover for riding your bike abroad as standard, but the length of time you are covered may vary. For example, some insurers cap trips at a maximum of 30 days, but others include cover for 180 days.

  • Helmets and clothing: Most motorbike policies include the option to add cover for accessories, but some charge extra. Look for a policy where cover comes as standard, and check the limit is enough to replace your helmet and leathers.

  • UK breakdown cover: This provides you with roadside assistance if your bike breaks down while you are on the road. Some insurers charge extra for this, so look for policies that include it as standard.

How else can you save money?

When you shop around to find the cheapest quote, you can save money by:

  • Paying up front in full, because insurers charge interest for monthly payments

  • Choosing to pay a higher excess when you make a claim

Be aware that paying a higher excess could cost you more overall if you need to make a claim.

Motorbike insurance FAQs

Q

Do I legally need bike insurance?

A

Yes, unless you have declared your bike as off the road to the DVLA. Even if your bike is in storage, you may still need insurance to cover damage or theft.

Q

Am I covered to carry passengers?

A

Only if you select pillion cover, which covers you while riding with passengers. Some insurers charge extra for this, so check it is included.

Q

Where can I find insurance as a new young rider?

A

You can find cover by comparing 17 year old motorcycle insurance policies.

Q

Can I get cover for vintage or specialist motorbikes?

A

Yes, but you may need to contact an insurance broker to help you find the cover you need.

Q

Can I get insurance for a quad bike?

A

Yes, but you may need to get your policy through an insurance broker, as most companies do not provide online quotes for quad bikes.

Q

Am I covered for competitions or racing?

A

No, this is excluded from most motorbike insurance policies. If you need cover for a competition or race, speak to a broker about track day insurance.

Q

Does it cost to make a claim?

A

Yes, you have to pay an excess if you make a claim. Here is more information about how to claim on your motorbike insurance.

Q

Can I cancel the policy if I change my mind?

A

Yes, you have a 14 day cooling off period which means you can cancel and get your premium refunded. However, you may be charged an admin fee.

About our motorbike insurance comparison

Q

Who do we include in this comparison?

A

We include motorbike insurance policies available from our panel of insurers and brokers. They are all regulated by the Financial Conduct Authority (FCA). Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.