You can use any credit card abroad, but this comes with fees that can make spending very expensive unless you choose a card designed for international use.
Even if your credit card gives you 0% on purchases or a low interest rate at home, charges for using it overseas could push up your credit card bill.
The overseas credit cards in our table could help keep your costs down because they do not charge fees for spending outside the UK.
This can help you compare deals and find the best credit card for abroad by checking the fees.
Do you have to pay fees to use your card abroad?
Yes, you could have to pay these credit card charges abroad:
Transaction fees charged as a percentage of what you spend (for example, a 2.5% fee would cost £7.50 if you spent £300)
Cash withdrawal fees charged as a percentage of what you withdraw (for example, a 5% fee would cost £10 if you took out £200 from an ATM)
Interest is charged on cash withdrawals from the day you take it out until you pay off the balance in full, usually at a higher rate than your usual APR
The exchange rate offered by the company that process your card transactions (usually Visa, MasterCard or American Express)
Here is a detailed look at how much using your credit card abroad could cost.
They also come with all the same charges that other credit cards have like interest or fees.
How can you keep your costs down?
Instead of using your usual credit card, you could get a new one designed for use abroad.
The cards in this comparison come without foreign transaction fees, meaning it will be cheaper to use your card abroad. Some of the cards also charge no fees for cash withdrawals.
You can see how much each card could charge you for the transactions you are likely to make by selecting:
The length of your trip
How much you plan to spend each day
How much you plan to withdraw each day.
You can then compare the deals and choose the best credit card to use abroad based on how you will use it.