Compare business credit cards

Boost cash flow, build credit history, and earn rewards. Search from a range of trusted UK providers to find a credit card that suits your needs and enhances your company spending.

Startup business credit card top pick

Capital on Tap

For flexible business credit that's simple and rewarding, choose Capital on Tap. Access flexible capital, higher credit limits, and personalised rewards.

Why Capital on Tap?

  • Trusted by 200,000 other small businesses

  • Get 2.25% cashback on preloaded card spend for the first three months or to a limit of £90,000 preloaded spend 

  • Apply online and get a decision in 2 minutes 

  • Start spending immediately with virtual cards

View more business credit cards
Capital on Tap Logo
“A business credit card works well because it means our everyday spending can earn rewards.”
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Richard Young, selfcatering.co.uk
rocket2.25% cashback for 3 months, unlimited 1% thereafter. No fees and free cards. T&Cs apply

Capital on Tap Business Credit Card

Purchases
34.65% p.a. variable
Annual fee
£0
Representative APR (variable)
34.65% APR
*Representative rate is 34.65% APR (variable).
Good to know
  • Free UK ATM withdrawals
  • Get a decision in minutes
  • Suitable for UK limited companies & LLPs
  • Good for cashback and rewards, with limits up to £250,000

Get 2.25% cashback on preloaded card spend for the first three months or to a limit of £90,000 preloaded spend (maximum cashback of £2,025). No monthly or annual fees, free UK ATM withdrawals and 0% commission on FX. Available to limited companies and LLPs. T&Cs apply.

rocket2.25% cashback for 3 months - uncapped 1% thereafter, or convert points to Avios

Capital on Tap Business Pro Card

Purchases
34.65% p.a. variable
Annual fee
£299
Representative APR (variable)
110.33% APR
*Representative rate is 110.33% APR (variable).
Good to know
  • Collect avios and bonus points on spending
  • Unlimited airport lounge access and sleek metal card
  • Suitable for UK limited companies & LLPs
  • Good for cashback and rewards, with limits up to £250,000

Get 2.25% cashback on preloaded card spend for the first three months or to a limit of £90,000 preloaded spend (maximum cashback of £2,025). Alternatively convert rewards points to Avios. Unlimited airport lounge access and silver metal card included. No ATM or FX fees. Available to limited companies and LLPs. £299 annual fee. T&Cs apply.

rocketEarn 2% cashback up to £2000 for 6 months, unlimited 1% thereafter. T&Cs apply.

Funding Circle Business Cashback Credit Card

Purchases
34.9% p.a. variable
Annual fee
£0
Representative APR (variable)
34.9% APR
*The standard interest rate on purchases is 34.9% pa. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable)
Good to know
  • Up to 42 days interest-free
  • No monthly fee
  • Suitable for UK limited companies & LLPs
  • Good for cashback, with limits up to £250,000

Get 2% cashback on all card spend with Cashback Card for the first 6 months or to a limit of £100,000 spend (total cashback capped at £2,000) and then 1% thereafter. T&Cs apply.

rocket0% interest, up to 1% cashback, no per-user fees, Xero & QuickBooks sync. T&Cs apply

Moss Business Credit Card

Purchases
N/A
Annual fee
£0
Representative APR (variable)
N/A
*Interest rates are not applicable to Charge cards
Good to know
  • Unlimited virtual and physical cards
  • Apple Pay & Google Wallet compatible for seamless payments
  • Automated receipt capture and AI-powered transaction coding
  • Good for scaling UK companies with 10+ employees. No per-user fees.

With payment terms of up to 30 days. Real Mastercard® cards with maximum acceptance. Plus digital 1:1 mapping between cards, users and merchants, so you control the whole payment process. Credit provided after KYC process, charge cards are not subject to interest rates.

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