If you need instant breakdown cover because you have already broken down, you need to phone the provider directly. If you want to arrange cover quickly for a future trip, you can compare quotes here to find a deal that will give you immediate peace of mind.
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Enter a few details about yourself and the vehicle as this helps us to find the right breakdown cover so that we can provide our best quotes.
We'll search our database of leading providers and show you the best deals we can find. Select the type of breakdown cover and add any optional extras.
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Once you've reviewed the choices and add ons, simply pick the best instant breakdown cover quote for you and apply.
Yes, you can buy an instant breakdown policy by the side of the road, but you need to phone the provider on the number shown on its website – you cannot buy instant cover online. Use this comparison to find a provider and call them directly to arrange cover.
Once you phone your chosen provider, it will ask for details of your breakdown and then send someone to come and fix your vehicle.
If you buy a policy when you’ve just broken down, bear in mind the following:
You may be charged a fee of up to £110 on top of the cost of signing up for a new policy
The cover you get may be limited, for example restricting you to only one more claim for the year
It depends on the provider, but you may be offered:
A one-off callout: this means you’ll only pay for basic roadside cover for one specific incident and won’t have any cover after that
A basic instant cover policy: some providers offer roadside cover for your breakdown and then give you a policy for one more callout within a year
A full membership policy: some providers ask you to sign up for a full annual policy and charge an extra fee for the instant cover
Here are some alternatives to taking out an instant breakdown policy in an emergency:
Contact a local garage that can tow your vehicle back to its premises, but be aware it may charge you for recovery on top of the cost of any repairs
Use an emergency telephone if you break down on a motorway. You may be charged £100 to have your vehicle towed to a garage
Getting a breakdown policy before you travel will be the cheapest way to get you back on the road quickly if you do breakdown.
The comparison table above shows breakdown providers that offer immediate cover. Visit their website to find out what cover they offer and how much it will cost.
Yes, but you need to call the provider. You cannot buy instant breakdown cover online. If you want cover quickly for a future trip, you can use our comparison table.
Yes. Most providers charge a fee of up to £110 on top of the price of buying a regular policy.
Most providers aim to arrive within an hour, but some can get to you in 45 minutes. Ask what the average response time is before you buy a policy.
Use this comparison to find a provider and call them directly to arrange cover. You cannot buy instant breakdown cover online.
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You do not pay any extra, and the deal you get is not affected.
Breakdowns are always bad news and worse when you haven’t bought cover in advance and the weather’s ugly. But you can still get help if your vehicle has let you down – though the cost can soar. Here are your options.Read More
By comparing breakdown cover you could save money on the policy. The best value breakdown cover will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.
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Last updated: 13 April, 2022