Compare instant breakdown cover

If you need instant breakdown cover because you have already broken down, you need to phone the provider directly. If you want to arrange cover quickly for a future trip, you can compare quotes here to find a deal that will give you immediate peace of mind.

  • Choose your extras
  • Get a quote for breakdown cover in minutes
  • Compare multiple breakdown policies

Compare instant breakdown cover from leading providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

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How to compare instant breakdown cover

1

Enter your details

Enter a few details about yourself and the vehicle as this helps us to find the right breakdown cover so that we can provide our best quotes.


2

Compare quotes

We'll search our database of leading providers and show you the best deals we can find. Select the type of breakdown cover and add any optional extras.


3

Apply and save

Once you've reviewed the choices and add ons, simply pick the best instant breakdown cover quote for you and apply.


Instant breakdown cover deals

Compare another type of breakdown cover

Can I get instant cover when I break down?

Yes, you can buy an instant breakdown policy by the side of the road, but you need to phone the provider on the number shown on its website – you cannot buy instant cover online. Use this comparison to find a provider and call them directly to arrange cover. 

Once you phone your chosen provider, it will ask for details of your breakdown and then send someone to come and fix your vehicle.

If you buy a policy when you’ve just broken down, bear in mind the following:

  • You may be charged a fee of up to £110 on top of the cost of signing up for a new policy

  • The cover you get may be limited, for example restricting you to only one more claim for the year

What cover could I get?

It depends on the provider, but you may be offered:

  • A one-off callout: this means you’ll only pay for basic roadside cover for one specific incident and won’t have any cover after that

  • A basic instant cover policy: some providers offer roadside cover for your breakdown and then give you a policy for one more callout within a year

  • A full membership policy: some providers ask you to sign up for a full annual policy and charge an extra fee for the instant cover

How to work out what breakdown cover you need 

Getting cover when you have broken down

What you should do if your vehicle breaks down

What else can I do if my car breaks down?

Here are some alternatives to taking out an instant breakdown policy in an emergency:

  • Contact a local garage that can tow your vehicle back to its premises, but be aware it may charge you for recovery on top of the cost of any repairs

  • Use an emergency telephone if you break down on a motorway. You may be charged £100 to have your vehicle towed to a garage

What’s the best way to get cheap breakdown cover now? 

Getting a breakdown policy before you travel will be the cheapest way to get you back on the road quickly if you do breakdown. 

The comparison table above shows breakdown providers that offer immediate cover. Visit their website to find out what cover they offer and how much it will cost.

Instant breakdown FAQs

About our breakdown cover comparison

Explore breakdown cover guides

See more guides

What breakdown cover is right for you?

Whether you drive every day or only occasionally, breakdown cover gives you peace of mind that help is at hand if something goes wrong.

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What to do if your vehicle breaks down

If you break down on the road it can be scary and stressful, but knowing what to do can help you stay safe while you get help. Here is what to do if your vehicle breaks down.

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Can you get breakdown cover when you have broken down?

Breakdowns are always bad news and worse when you haven’t bought cover in advance and the weather’s ugly. But you can still get help if your vehicle has let you down – though the cost can soar. Here are your options.

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Why compare breakdown cover with money.co.uk?

By comparing breakdown cover you could save money on the policy. The best value breakdown cover will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

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Last updated: 13 April, 2022