Photograph of Nick Renaud-Komiya

Nick Renaud-KomiyaPersonal finance specialist

Nick Renaud-Komiya has been a writer and reporter for eight years, covering a range of areas from the NHS to investment banking. He now spends his time covering consumer issues and enjoys helping people gain better control of their personal finances. Nick’s money journalism has been featured in a range of national newspapers, magazines and websites including; The Sunday Mirror, MoneySavingExpert and The Independent.

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Coronavirus: Financial help for self-employed workers

The government has extended financial support schemes for self-employed workers affected by COVID-19. has collated a guide, detailing everything you need to know.

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Getting your finances ready for Christmas 2021

Following a muted 2020 festive period, here’s how to get a jump on saving for next Christmas.

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New year’s resolutions: Get your finances in shape in 2021 has provided guidance on how to set achievable goals for your finances in 2021 and make them happen.

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COVID-19 Debt Index

The impact of the COVID-19 pandemic has plunged millions into debt according to research from This guide explains how you can get the help you need to get your finances back in shape.

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Mistakes to avoid during Black Friday has created a guide on how to make the most of the Black Friday sales, while avoiding the pitfalls.

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How StepChange’s COVID-19 Payment Plan could help you

A new scheme from one of the UK’s leading debt charities could help provide you with time and space to deal with your financial struggles due to the COVID-19 pandemic.

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Black Friday 2020: Guidance for shopping safely online

As this year’s Black Friday shopping event draws near, has pulled together some key tips for staying safe online when hunting for a bargain.

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9 tips to lower the cost of your heating bill

As the cold draws in, have pulled together some easy ways to cut your winter heating costs.

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How to remortgage after a mortgage payment holiday

When the COVID-19 outbreak hit the UK, the government introduced rules allowing homeowners to take mortgage payment holidays. has provided guidance on how to remortgage following.

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Coronavirus: Your student accommodation refund rights

If your university has been shut down due to COVID-19 or your lectures have to be conducted remotely, you may be thinking about leaving your student accommodation. Here’s everything you need to know if you need to leave your university accommodation due to Coronavirus restrictions.

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Coronavirus: Budgeting for business uncertainty has pulled together some tips to help your business adapt to survive during these volatile times, as well as a look at the financial help available to your firm.

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10 things you could be doing that invalidate your home insurance reveals 10 simple things that could actually stop you from being able to claim on your home insurance.

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