Compare buy-to-let insurance for landlords

Compare buy-to-let landlord insurance for rental properties. Choose the type and level of cover you need and get the best deal to protect your investment.

  • Apply and buy online in minutes
  • Compare quotes from trusted leading providers
  • Compare buy-to-let insurance deals across the wider market

Compare buy to let insurance from leading providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

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How to compare buy to let insurance quotes

1

Enter your details

Enter a few details like your address, property type, and any extra policies you want and you’ll get a buy to let insurance quote.

2

Compare quotes

You’ll be able to see and compare the policies on offer from our preferred insurance providers.

3

Apply and save

Once you’ve chosen your policy and received a quote, simply pick the best insurance quote for you and apply.

Insurance deals

9 results found, sorted by affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
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Premierline Direct Landlord Insurance
Maximum cover
Buildings & contents: £20,000,000
Cover options
Landlord liability up to £10,000,000 & accidental damage
Minimum excess
Buildings & contents: £100
Premierline Direct Landlord Insurance
Premierline works with some of the UK’s most trusted insurers. Compare and buy insurance online or alternatively, speak to an advisor over the phone for insurance recommendations based on your individual circumstances and requirements.
This is an insurance broker.
Eligibility
Permanent UK Resident
Building Rated 5 Star by Defaqto
HomeProtect Landlord Insurance
Maximum cover
Buildings: £1,000,000, Contents: £30,000
Cover options
Accidental damage
Minimum excess
Buildings & contents: £250
HomeProtect Landlord Insurance
HomeProtect cover listed properties, properties undergoing renovations, non-standard construction, live-in landlords & lodgers, bad credit history & more. Defaqto 5 Star buildings insurance. Get a quote online in minutes, call to request for more coverage
Underwritten by AXA Insurance.
Eligibility
Permanent UK Resident
92% 5 Star Customer Rating – Independent Feefo Reviews
Compare My Insurance Landlord Insurance
Maximum cover
Buildings & contents: Unlimited
Cover options
Accidental damage
Minimum excess
Buildings & contents: £250
Compare My Insurance Landlord Insurance
As an Online Broker, they have access to the UKs biggest underwriters, the most competitive rates and INSTANT COVER. Landlord Insurance for; Occupied, Unoccupied and Blocks of Flats, UK coverage - ensuring you have a suitable policy, at the right price!
Eligibility
Permanent UK Resident
Direct Line Landlord Insurance
Maximum cover
Buildings: £5,000,000, Contents: £250,000
Cover options
Landlord liability up to £5,000,000, rent guarantee & accidental damage
Minimum excess
Buildings & contents: £100
Direct Line Landlord Insurance
Direct Line for Business provides a range of business insurance products by phone or online. With over 250,000 landlord customers, our Defaqto 5 Star Rated landlord product has won What Mortgage’s Best Landlord Insurance Provider award in 2013 - 2021.
Eligibility
Permanent UK Resident

Compare another type of landlord insurance

How to get the best buy-to-let insurance

Selecting the perfect policy is a three-step process:

  • Decide what cover you need

  • Compare landlord insurance quotes online

  • Pick the policy that suits you best, at the cheapest price

Find out more about how buy-to-let insurance works

What buy-to-let cover do I need?

Buildings insurance is usually required as part of any mortgage agreement, so you must at least cover the rebuild cost of your property. Your other cover requirements depend on how you answer the following questions.

Is your property is furnished?

If you supply sofas, white goods or moveable furniture to your tenants you may wish to consider separate contents insurance. Most landlord policies include some contents cover as standard, perhaps as much as £50,000, but make sure the amount offered is enough to cover replacement costs.

How many properties do you own?

Most buy-to-let insurers offer portfolio cover, allowing you to insure several properties under one policy. This is usually cheaper than taking out individual policies, and a single renewal date makes it more convenient to manage.

Who are your tenants?

You may want to include accidental damage cover if you rent to tenants with young children or to students. Some insurers offer this within the price of the policy, but others offer it as a chargeable extra.

Do you rely on your rental income?

If you use your rent to pay your mortgage or as your main source of income, you should consider rent guarantee cover. This compensates you for the cost of your rental income if your tenant defaults, and helps with the costs required to evict them.

How to compare buy-to-let insurance quotes

Once you’ve gathered quotes that offer the cover you need, choose the best one by comparing the following:

  • the cost of the policy – this could be paid annually or split over monthly payments

  • the policy excess – this is the amount you must pay towards a claim

Cheap landlord insurance may come with a high excess, which can make it more expensive overall if you need to claim.

Find the right balance. Avoid simply opting for the cheapest policy, and make sure you can afford the cost of claiming before you take out cover.

How else can I save money?

  • Buy online: most insurers offer discounts if you take out cover via their website. Once you’ve found the right policy, follow the link in this comparison to get cover online

  • Pick a higher excess: this saves money on your premium, but make sure you can afford to pay if you need to claim

  • Pay for your policy annually: monthly direct debit payments are more manageable but cost more overall because insurers charge interest

Discover more ways to save money on your buy-to-let insurance

Buy to let insurance FAQs

About our landlord insurance comparison

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Why compare landlord insurance with money.co.uk?

By comparing landlord insurance you could save money on the policy. The best value landlord insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

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Last updated: 7 May 2022